Alabama · FIPS 01019 · HUD FY 2027
Cherokee County, Alabama Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cherokee County is $986 a month (rent plus utilities), 16% below the Alabama average of $1,170 and 44% below the U.S. average of $1,761. That is up $142 (16.8%) from FY 2026. At 30% of income, a household needs about $39,440 a year to afford it.
- $9862-bedroom FMR+$142 (+16.8%) vs FY 2026
- $7541-bedroom FMRAlabama: $1,010 · U.S.: $1,478
- $39,440Income for a 2-bedroom$19/hour full-time
- 31 of 672BR rank in Alabama1 = highest rent
| Unit | Cherokee County FY 2027 | FY 2026 | Change | Alabama avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $749 | $627 | +$122 (+19.5%) | $949 | $1,379 | $29,960 |
| 1 bedroom | $754 | $682 | +$72 (+10.6%) | $1,010 | $1,478 | $30,160 |
| 2 bedrooms | $986 | $844 | +$142 (+16.8%) | $1,170 | $1,761 | $39,440 |
| 3 bedrooms | $1,175 | $1,012 | +$163 (+16.1%) | $1,500 | $2,266 | $47,000 |
| 4 bedrooms | $1,464 | $1,259 | +$205 (+16.3%) | $1,728 | $2,607 | $58,560 |
How Cherokee County compares
- Cherokee County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Alabama, 2-bedroom FMRs run from $921 (Winston County) to $1,434 (Baldwin County).
- Studio to 4-bedroom: $749, $754, $986, $1,175, $1,464. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Cherokee County (by land area), the 2-bedroom figure ranges from $970 to $1,000.
Small Area FMRs by ZIP code in Cherokee County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 35959 | $740 | $740 | $970 | $1,160 | $1,440 | +$160 (+19.8%) | 2% below |
| 35960 | $740 | $740 | $970 | $1,160 | $1,440 | +$130 (+15.5%) | 2% below |
| 35973 | $740 | $740 | $970 | $1,190 | $1,490 | +$90 (+10.2%) | 2% below |
| 35983 | $760 | $760 | $1,000 | $1,190 | $1,490 | +$190 (+23.5%) | 1% above |
| 36272 | $780 | $790 | $1,000 | $1,290 | $1,380 | +$100 (+11.1%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.