Alabama · FIPS 01023 · HUD FY 2027
Choctaw County, Alabama Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Choctaw County is $921 a month (rent plus utilities), 21% below the Alabama average of $1,170 and 48% below the U.S. average of $1,765. That is up $143 (18.4%) from FY 2026. At 30% of income, a household needs about $36,840 a year to afford it.
- $9212-bedroom FMR+$143 (+18.4%) vs FY 2026
- $7371-bedroom FMRAlabama: $1,010 · U.S.: $1,482
- $36,840Income for a 2-bedroom$18/hour full-time
- 42 of 672BR rank in Alabama1 = highest rent
| Unit | Choctaw County FY 2027 | FY 2026 | Change | Alabama avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $720 | $578 | +$142 (+24.6%) | $949 | $1,382 | $28,800 |
| 1 bedroom | $737 | $616 | +$121 (+19.6%) | $1,010 | $1,482 | $29,480 |
| 2 bedrooms | $921 | $778 | +$143 (+18.4%) | $1,170 | $1,765 | $36,840 |
| 3 bedrooms | $1,211 | $1,024 | +$187 (+18.3%) | $1,500 | $2,272 | $48,440 |
| 4 bedrooms | $1,368 | $1,179 | +$189 (+16.0%) | $1,728 | $2,614 | $54,720 |
How Choctaw County compares
- Choctaw County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Alabama, 2-bedroom FMRs run from $921 (Winston County) to $1,434 (Baldwin County).
- Studio to 4-bedroom: $720, $737, $921, $1,211, $1,368. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 10 ZIP codes mostly in Choctaw County (by land area), the 2-bedroom figure ranges from $920 to $1,140.
Small Area FMRs by ZIP code in Choctaw County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 36904 | $890 | $910 | $1,140 | $1,500 | $1,690 | +$260 (+29.5%) | 24% above |
| 36908 | $820 | $840 | $1,050 | $1,380 | $1,560 | +$250 (+31.2%) | 14% above |
| 36910 | $720 | $740 | $920 | $1,210 | $1,370 | −$20 (−2.1%) | about the same as |
| 36912 | $880 | $910 | $1,110 | $1,460 | $1,620 | −$60 (−5.1%) | 21% above |
| 36913 | $830 | $860 | $1,030 | $1,330 | $1,490 | +$170 (+19.8%) | 12% above |
| 36915 | $810 | $830 | $1,030 | $1,360 | $1,530 | +$210 (+25.6%) | 12% above |
| 36916 | $850 | $880 | $1,050 | $1,410 | $1,540 | +$200 (+23.5%) | 14% above |
| 36919 | $750 | $760 | $970 | $1,270 | $1,490 | +$140 (+16.9%) | 5% above |
| 36921 | $720 | $740 | $920 | $1,210 | $1,370 | +$140 (+17.9%) | about the same as |
| 36922 | $720 | $760 | $920 | $1,240 | $1,370 | −$50 (−5.2%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.