Alabama · FIPS 01043 · HUD FY 2027
Cullman County, Alabama Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cullman County is $1,034 a month (rent plus utilities), 12% below the Alabama average of $1,170 and 41% below the U.S. average of $1,761. That is up $155 (17.6%) from FY 2026. At 30% of income, a household needs about $41,360 a year to afford it.
- $1,0342-bedroom FMR+$155 (+17.6%) vs FY 2026
- $7901-bedroom FMRAlabama: $1,010 · U.S.: $1,478
- $41,360Income for a 2-bedroom$20/hour full-time
- 25 of 672BR rank in Alabama1 = highest rent
| Unit | Cullman County FY 2027 | FY 2026 | Change | Alabama avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $785 | $666 | +$119 (+17.9%) | $949 | $1,379 | $31,400 |
| 1 bedroom | $790 | $670 | +$120 (+17.9%) | $1,010 | $1,478 | $31,600 |
| 2 bedrooms | $1,034 | $879 | +$155 (+17.6%) | $1,170 | $1,761 | $41,360 |
| 3 bedrooms | $1,356 | $1,137 | +$219 (+19.3%) | $1,500 | $2,266 | $54,240 |
| 4 bedrooms | $1,581 | $1,381 | +$200 (+14.5%) | $1,728 | $2,607 | $63,240 |
How Cullman County compares
- Cullman County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Alabama, 2-bedroom FMRs run from $921 (Winston County) to $1,434 (Baldwin County).
- Studio to 4-bedroom: $785, $790, $1,034, $1,356, $1,581. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Cullman County (by land area), the 2-bedroom figure ranges from $920 to $1,230.
Small Area FMRs by ZIP code in Cullman County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 35019 | $730 | $740 | $960 | $1,250 | $1,480 | +$120 (+14.3%) | 7% below |
| 35033 | $930 | $950 | $1,230 | $1,620 | $1,890 | +$210 (+20.6%) | 19% above |
| 35053 | $790 | $800 | $1,030 | $1,360 | $1,580 | +$100 (+10.8%) | about the same as |
| 35055 | $810 | $820 | $1,070 | $1,400 | $1,640 | +$160 (+17.6%) | 3% above |
| 35057 | $770 | $770 | $1,010 | $1,320 | $1,540 | +$160 (+18.8%) | 2% below |
| 35058 | $780 | $790 | $1,030 | $1,350 | $1,570 | +$160 (+18.4%) | about the same as |
| 35070 | $730 | $730 | $960 | $1,260 | $1,470 | +$130 (+15.7%) | 7% below |
| 35077 | $730 | $810 | $960 | $1,260 | $1,470 | −$60 (−5.9%) | 7% below |
| 35083 | $810 | $820 | $1,070 | $1,400 | $1,640 | +$200 (+23.0%) | 3% above |
| 35087 | $820 | $830 | $1,060 | $1,380 | $1,660 | +$90 (+9.3%) | 3% above |
| 35098 | $760 | $780 | $1,000 | $1,320 | $1,520 | +$90 (+9.9%) | 3% below |
| 35179 | $700 | $710 | $920 | $1,210 | $1,410 | +$80 (+9.5%) | 11% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.