Alabama · FIPS 01071 · HUD FY 2027
Jackson County, Alabama Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Jackson County is $921 a month (rent plus utilities), 21% below the Alabama average of $1,170 and 48% below the U.S. average of $1,761. That is up $145 (18.7%) from FY 2026. At 30% of income, a household needs about $36,840 a year to afford it.
- $9212-bedroom FMR+$145 (+18.7%) vs FY 2026
- $7281-bedroom FMRAlabama: $1,010 · U.S.: $1,478
- $36,840Income for a 2-bedroom$18/hour full-time
- 42 of 672BR rank in Alabama1 = highest rent
| Unit | Jackson County FY 2027 | FY 2026 | Change | Alabama avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $720 | $576 | +$144 (+25.0%) | $949 | $1,379 | $28,800 |
| 1 bedroom | $728 | $643 | +$85 (+13.2%) | $1,010 | $1,478 | $29,120 |
| 2 bedrooms | $921 | $776 | +$145 (+18.7%) | $1,170 | $1,761 | $36,840 |
| 3 bedrooms | $1,236 | $1,004 | +$232 (+23.1%) | $1,500 | $2,266 | $49,440 |
| 4 bedrooms | $1,453 | $1,234 | +$219 (+17.7%) | $1,728 | $2,607 | $58,120 |
How Jackson County compares
- Jackson County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Alabama, 2-bedroom FMRs run from $921 (Winston County) to $1,434 (Baldwin County).
- Studio to 4-bedroom: $720, $728, $921, $1,236, $1,453. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 17 ZIP codes mostly in Jackson County (by land area), the 2-bedroom figure ranges from $920 to $1,180.
Small Area FMRs by ZIP code in Jackson County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 35740 | $720 | $730 | $920 | $1,240 | $1,450 | +$140 (+17.9%) | about the same as |
| 35744 | $720 | $730 | $920 | $1,240 | $1,450 | +$110 (+13.6%) | about the same as |
| 35745 | $880 | $900 | $1,120 | $1,480 | $1,830 | +$110 (+10.9%) | 22% above |
| 35746 | $810 | $810 | $1,030 | $1,380 | $1,630 | +$160 (+18.4%) | 12% above |
| 35751 | $850 | $890 | $1,030 | $1,340 | $1,710 | +$30 (+3.0%) | 12% above |
| 35752 | $880 | $890 | $1,130 | $1,520 | $1,780 | +$170 (+17.7%) | 23% above |
| 35764 | $770 | $800 | $950 | $1,250 | $1,550 | +$70 (+8.0%) | 3% above |
| 35765 | $720 | $730 | $920 | $1,240 | $1,460 | +$140 (+17.9%) | about the same as |
| 35766 | $960 | $1,000 | $1,160 | $1,510 | $1,910 | +$30 (+2.7%) | 26% above |
| 35768 | $730 | $730 | $930 | $1,250 | $1,470 | +$150 (+19.2%) | 1% above |
| 35769 | $740 | $740 | $950 | $1,280 | $1,460 | +$130 (+15.9%) | 3% above |
| 35771 | $720 | $730 | $920 | $1,230 | $1,450 | +$140 (+17.9%) | about the same as |
| 35772 | $770 | $770 | $980 | $1,310 | $1,550 | +$170 (+21.0%) | 6% above |
| 35774 | $720 | $730 | $920 | $1,240 | $1,440 | +$140 (+17.9%) | about the same as |
| 35776 | $930 | $1,030 | $1,180 | $1,530 | $1,900 | +$50 (+4.4%) | 28% above |
| 35958 | $720 | $730 | $920 | $1,240 | $1,450 | +$140 (+17.9%) | about the same as |
| 35966 | $750 | $750 | $970 | $1,260 | $1,560 | +$160 (+19.8%) | 5% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.