Alabama · FIPS 01089 · HUD FY 2027
Madison County, Alabama Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Madison County is $1,341 a month (rent plus utilities), 15% above the Alabama average of $1,170 and 24% below the U.S. average of $1,761. That is up $31 (2.4%) from FY 2026. At 30% of income, a household needs about $53,640 a year to afford it.
- $1,3412-bedroom FMR+$31 (+2.4%) vs FY 2026
- $1,1771-bedroom FMRAlabama: $1,010 · U.S.: $1,478
- $53,640Income for a 2-bedroom$26/hour full-time
- 7 of 672BR rank in Alabama1 = highest rent
| Unit | Madison County FY 2027 | FY 2026 | Change | Alabama avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,119 | $1,030 | +$89 (+8.6%) | $949 | $1,379 | $44,760 |
| 1 bedroom | $1,177 | $1,136 | +$41 (+3.6%) | $1,010 | $1,478 | $47,080 |
| 2 bedrooms | $1,341 | $1,310 | +$31 (+2.4%) | $1,170 | $1,761 | $53,640 |
| 3 bedrooms | $1,735 | $1,690 | +$45 (+2.7%) | $1,500 | $2,266 | $69,400 |
| 4 bedrooms | $2,241 | $2,109 | +$132 (+6.3%) | $1,728 | $2,607 | $89,640 |
How Madison County compares
- HUD sets this rent for the Huntsville, AL metro FMR area, which covers 516,951 residents in 2 counties.
- Across Alabama, 2-bedroom FMRs run from $921 (Winston County) to $1,434 (Baldwin County).
- Studio to 4-bedroom: $1,119, $1,177, $1,341, $1,735, $2,241. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 22 ZIP codes mostly in Madison County (by land area), the 2-bedroom figure ranges from $1,180 to $2,010.
Small Area FMRs by ZIP code in Madison County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 35741 | $1,260 | $1,330 | $1,510 | $1,950 | $2,520 | +$50 (+3.4%) | 13% above |
| 35748 | $930 | $1,030 | $1,180 | $1,530 | $1,900 | +$50 (+4.4%) | 12% below |
| 35749 | $1,360 | $1,430 | $1,630 | $2,110 | $2,720 | +$120 (+7.9%) | 22% above |
| 35750 | $1,060 | $1,110 | $1,270 | $1,640 | $2,120 | −$10 (−0.8%) | 5% below |
| 35757 | $1,460 | $1,540 | $1,750 | $2,260 | $2,930 | +$30 (+1.7%) | 30% above |
| 35758 | $1,360 | $1,430 | $1,630 | $2,110 | $2,720 | +$40 (+2.5%) | 22% above |
| 35759 | $1,380 | $1,450 | $1,650 | $2,130 | $2,760 | +$30 (+1.9%) | 23% above |
| 35760 | $930 | $1,030 | $1,180 | $1,530 | $1,900 | +$50 (+4.4%) | 12% below |
| 35761 | $1,020 | $1,070 | $1,220 | $1,580 | $2,040 | −$10 (−0.8%) | 9% below |
| 35763 | $1,680 | $1,760 | $2,010 | $2,600 | $3,360 | +$40 (+2.0%) | 50% above |
| 35773 | $1,140 | $1,200 | $1,370 | $1,770 | $2,290 | +$90 (+7.0%) | 2% above |
| 35801 | $1,210 | $1,270 | $1,450 | $1,880 | $2,420 | +$20 (+1.4%) | 8% above |
| 35802 | $1,080 | $1,130 | $1,290 | $1,670 | $2,160 | +$10 (+0.8%) | 4% below |
| 35803 | $1,190 | $1,260 | $1,430 | $1,850 | $2,390 | +$40 (+2.9%) | 7% above |
| 35805 | $930 | $1,030 | $1,180 | $1,530 | $1,900 | +$50 (+4.4%) | 12% below |
| 35806 | $1,300 | $1,370 | $1,560 | $2,020 | $2,610 | +$30 (+2.0%) | 16% above |
| 35808 | $1,680 | $1,760 | $2,010 | $2,600 | $3,360 | +$40 (+2.0%) | 50% above |
| 35810 | $1,040 | $1,100 | $1,250 | $1,620 | $2,090 | no change | 7% below |
| 35811 | $1,070 | $1,120 | $1,280 | $1,660 | $2,140 | +$40 (+3.2%) | 5% below |
| 35816 | $930 | $1,030 | $1,180 | $1,530 | $1,900 | +$50 (+4.4%) | 12% below |
| 35824 | $1,280 | $1,340 | $1,530 | $1,980 | $2,560 | +$40 (+2.7%) | 14% above |
| 35896 | $1,150 | $1,210 | $1,380 | $1,780 | $2,310 | +$20 (+1.5%) | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.