Alabama · FIPS 01097 · HUD FY 2027
Mobile County, Alabama Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Mobile County is $1,139 a month (rent plus utilities), 3% below the Alabama average of $1,170 and 35% below the U.S. average of $1,761. That is up $56 (5.2%) from FY 2026. At 30% of income, a household needs about $45,560 a year to afford it.
- $1,1392-bedroom FMR+$56 (+5.2%) vs FY 2026
- $9811-bedroom FMRAlabama: $1,010 · U.S.: $1,478
- $45,560Income for a 2-bedroom$22/hour full-time
- 18 of 672BR rank in Alabama1 = highest rent
| Unit | Mobile County FY 2027 | FY 2026 | Change | Alabama avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $938 | $854 | +$84 (+9.8%) | $949 | $1,379 | $37,520 |
| 1 bedroom | $981 | $919 | +$62 (+6.7%) | $1,010 | $1,478 | $39,240 |
| 2 bedrooms | $1,139 | $1,083 | +$56 (+5.2%) | $1,170 | $1,761 | $45,560 |
| 3 bedrooms | $1,474 | $1,414 | +$60 (+4.2%) | $1,500 | $2,266 | $58,960 |
| 4 bedrooms | $1,565 | $1,445 | +$120 (+8.3%) | $1,728 | $2,607 | $62,600 |
How Mobile County compares
- HUD sets this rent for the Mobile, AL metro FMR area, which covers 412,590 residents in 1 county.
- Across Alabama, 2-bedroom FMRs run from $921 (Winston County) to $1,434 (Baldwin County).
- Studio to 4-bedroom: $938, $981, $1,139, $1,474, $1,565. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 38 ZIP codes mostly in Mobile County (by land area), the 2-bedroom figure ranges from $920 to $1,710.
Small Area FMRs by ZIP code in Mobile County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 36505 | $970 | $1,080 | $1,300 | $1,710 | $1,730 | −$140 (−9.7%) | 14% above |
| 36509 | $760 | $790 | $920 | $1,190 | $1,270 | +$20 (+2.2%) | 19% below |
| 36512 | $940 | $980 | $1,140 | $1,480 | $1,570 | −$40 (−3.4%) | about the same as |
| 36521 | $850 | $890 | $1,030 | $1,330 | $1,420 | +$90 (+9.6%) | 10% below |
| 36522 | $800 | $840 | $980 | $1,270 | $1,370 | +$80 (+8.9%) | 14% below |
| 36523 | $960 | $1,010 | $1,170 | $1,510 | $1,610 | +$50 (+4.5%) | 3% above |
| 36525 | $890 | $930 | $1,080 | $1,400 | $1,480 | +$60 (+5.9%) | 5% below |
| 36528 | $1,410 | $1,470 | $1,710 | $2,210 | $2,350 | +$230 (+15.5%) | 50% above |
| 36541 | $850 | $890 | $1,030 | $1,330 | $1,420 | −$50 (−4.6%) | 10% below |
| 36544 | $760 | $790 | $920 | $1,190 | $1,270 | +$20 (+2.2%) | 19% below |
| 36560 | $910 | $950 | $1,100 | $1,420 | $1,510 | +$100 (+10.0%) | 3% below |
| 36568 | $830 | $860 | $1,000 | $1,290 | $1,380 | no change | 12% below |
| 36571 | $940 | $980 | $1,140 | $1,480 | $1,570 | +$60 (+5.6%) | about the same as |
| 36572 | $1,140 | $1,190 | $1,380 | $1,790 | $1,900 | +$50 (+3.8%) | 21% above |
| 36575 | $1,000 | $1,040 | $1,210 | $1,570 | $1,660 | +$60 (+5.2%) | 6% above |
| 36582 | $820 | $860 | $1,000 | $1,290 | $1,370 | +$40 (+4.2%) | 12% below |
| 36587 | $920 | $960 | $1,120 | $1,450 | $1,540 | +$130 (+13.1%) | 2% below |
| 36602 | $930 | $970 | $1,130 | $1,460 | $1,550 | +$110 (+10.8%) | 1% below |
| 36603 | $760 | $790 | $920 | $1,190 | $1,270 | +$20 (+2.2%) | 19% below |
| 36604 | $820 | $850 | $990 | $1,280 | $1,360 | +$40 (+4.2%) | 13% below |
| 36605 | $960 | $1,000 | $1,160 | $1,500 | $1,590 | +$60 (+5.5%) | 2% above |
| 36606 | $860 | $900 | $1,050 | $1,360 | $1,440 | +$30 (+2.9%) | 8% below |
| 36607 | $910 | $960 | $1,110 | $1,440 | $1,530 | +$60 (+5.7%) | 3% below |
| 36608 | $1,080 | $1,130 | $1,310 | $1,700 | $1,800 | +$70 (+5.6%) | 15% above |
| 36609 | $960 | $1,000 | $1,160 | $1,500 | $1,590 | +$70 (+6.4%) | 2% above |
| 36610 | $760 | $790 | $920 | $1,190 | $1,270 | +$20 (+2.2%) | 19% below |
| 36611 | $890 | $930 | $1,080 | $1,400 | $1,480 | +$40 (+3.8%) | 5% below |
| 36612 | $760 | $790 | $920 | $1,190 | $1,270 | +$20 (+2.2%) | 19% below |
| 36613 | $1,090 | $1,140 | $1,320 | $1,710 | $1,810 | +$90 (+7.3%) | 16% above |
| 36615 | $940 | $980 | $1,140 | $1,480 | $1,570 | +$60 (+5.6%) | about the same as |
| 36617 | $960 | $1,010 | $1,170 | $1,510 | $1,610 | +$30 (+2.6%) | 3% above |
| 36618 | $1,030 | $1,080 | $1,250 | $1,620 | $1,720 | +$60 (+5.0%) | 10% above |
| 36619 | $1,000 | $1,040 | $1,210 | $1,570 | $1,660 | +$80 (+7.1%) | 6% above |
| 36652 | $900 | $950 | $1,100 | $1,420 | $1,510 | +$60 (+5.8%) | 3% below |
| 36663 | $850 | $890 | $1,040 | $1,340 | $1,430 | +$60 (+6.1%) | 9% below |
| 36688 | $1,080 | $1,130 | $1,310 | $1,700 | $1,800 | +$70 (+5.6%) | 15% above |
| 36693 | $990 | $1,030 | $1,200 | $1,550 | $1,650 | +$60 (+5.3%) | 5% above |
| 36695 | $1,100 | $1,150 | $1,330 | $1,720 | $1,830 | +$60 (+4.7%) | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.