Florida · FIPS 12003 · HUD FY 2027
Baker County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Baker County is $1,110 a month (rent plus utilities), 43% below the Florida average of $1,962 and 37% below the U.S. average of $1,761. That is up $7 (0.6%) from FY 2026. At 30% of income, a household needs about $44,400 a year to afford it.
- $1,1102-bedroom FMR+$7 (+0.6%) vs FY 2026
- $9331-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $44,400Income for a 2-bedroom$21/hour full-time
- 51 of 672BR rank in Florida1 = highest rent
| Unit | Baker County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $921 | $903 | +$18 (+2.0%) | $1,566 | $1,379 | $36,840 |
| 1 bedroom | $933 | $922 | +$11 (+1.2%) | $1,665 | $1,478 | $37,320 |
| 2 bedrooms | $1,110 | $1,103 | +$7 (+0.6%) | $1,962 | $1,761 | $44,400 |
| 3 bedrooms | $1,537 | $1,512 | +$25 (+1.7%) | $2,532 | $2,266 | $61,480 |
| 4 bedrooms | $1,702 | $1,708 | −$6 (−0.4%) | $2,947 | $2,607 | $68,080 |
How Baker County compares
- HUD sets this rent for the Baker County, FL metro FMR area, which covers 28,430 residents in 1 county.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $921, $933, $1,110, $1,537, $1,702. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Baker County (by land area), the 2-bedroom figure ranges from $1,000 to $1,290.
Small Area FMRs by ZIP code in Baker County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 32040 | $890 | $900 | $1,070 | $1,480 | $1,640 | −$60 (−5.3%) | 4% below |
| 32063 | $1,070 | $1,080 | $1,290 | $1,790 | $1,980 | +$20 (+1.6%) | 16% above |
| 32072 | $820 | $830 | $1,010 | $1,370 | $1,540 | −$60 (−5.6%) | 9% below |
| 32087 | $820 | $830 | $1,000 | $1,370 | $1,540 | −$20 (−2.0%) | 10% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.