Florida · FIPS 12047 · HUD FY 2027
Hamilton County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Hamilton County is $953 a month (rent plus utilities), 51% below the Florida average of $1,962 and 46% below the U.S. average of $1,761. That is down $28 (2.9%) from FY 2026. At 30% of income, a household needs about $38,120 a year to afford it.
- $9532-bedroom FMR−$28 (−2.9%) vs FY 2026
- $8721-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $38,120Income for a 2-bedroom$18/hour full-time
- 65 of 672BR rank in Florida1 = highest rent
| Unit | Hamilton County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $840 | $855 | −$15 (−1.8%) | $1,566 | $1,379 | $33,600 |
| 1 bedroom | $872 | $875 | −$3 (−0.3%) | $1,665 | $1,478 | $34,880 |
| 2 bedrooms | $953 | $981 | −$28 (−2.9%) | $1,962 | $1,761 | $38,120 |
| 3 bedrooms | $1,223 | $1,294 | −$71 (−5.5%) | $2,532 | $2,266 | $48,920 |
| 4 bedrooms | $1,256 | $1,299 | −$43 (−3.3%) | $2,947 | $2,607 | $50,240 |
How Hamilton County compares
- Hamilton County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $840, $872, $953, $1,223, $1,256. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 2 ZIP codes mostly in Hamilton County (by land area), the 2-bedroom figure ranges from $950 to $1,030.
Small Area FMRs by ZIP code in Hamilton County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 32052 | $840 | $870 | $950 | $1,220 | $1,260 | −$50 (−5.0%) | about the same as |
| 32053 | $910 | $940 | $1,030 | $1,320 | $1,360 | +$20 (+2.0%) | 8% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.