Florida · FIPS 12059 · HUD FY 2027
Holmes County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Holmes County is $971 a month (rent plus utilities), 51% below the Florida average of $1,962 and 45% below the U.S. average of $1,761. That is down $107 (9.9%) from FY 2026. At 30% of income, a household needs about $38,840 a year to afford it.
- $9712-bedroom FMR−$107 (−9.9%) vs FY 2026
- $8851-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $38,840Income for a 2-bedroom$19/hour full-time
- 62 of 672BR rank in Florida1 = highest rent
| Unit | Holmes County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $846 | $939 | −$93 (−9.9%) | $1,566 | $1,379 | $33,840 |
| 1 bedroom | $885 | $983 | −$98 (−10.0%) | $1,665 | $1,478 | $35,400 |
| 2 bedrooms | $971 | $1,078 | −$107 (−9.9%) | $1,962 | $1,761 | $38,840 |
| 3 bedrooms | $1,281 | $1,423 | −$142 (−10.0%) | $2,532 | $2,266 | $51,240 |
| 4 bedrooms | $1,285 | $1,427 | −$142 (−10.0%) | $2,947 | $2,607 | $51,400 |
How Holmes County compares
- Holmes County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $846, $885, $971, $1,281, $1,285. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 2 ZIP codes mostly in Holmes County (by land area), the 2-bedroom figure ranges from $1,000 to $1,230.
Small Area FMRs by ZIP code in Holmes County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 32425 | $860 | $900 | $1,000 | $1,290 | $1,450 | −$90 (−8.3%) | 3% above |
| 32464 | $960 | $1,120 | $1,230 | $1,710 | $2,060 | +$140 (+12.8%) | 27% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.