Florida · FIPS 12063 · HUD FY 2027
Jackson County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Jackson County is $962 a month (rent plus utilities), 51% below the Florida average of $1,962 and 45% below the U.S. average of $1,761. That is down $106 (9.9%) from FY 2026. At 30% of income, a household needs about $38,480 a year to afford it.
- $9622-bedroom FMR−$106 (−9.9%) vs FY 2026
- $7331-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $38,480Income for a 2-bedroom$18/hour full-time
- 63 of 672BR rank in Florida1 = highest rent
| Unit | Jackson County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $724 | $736 | −$12 (−1.6%) | $1,566 | $1,379 | $28,960 |
| 1 bedroom | $733 | $814 | −$81 (−10.0%) | $1,665 | $1,478 | $29,320 |
| 2 bedrooms | $962 | $1,068 | −$106 (−9.9%) | $1,962 | $1,761 | $38,480 |
| 3 bedrooms | $1,264 | $1,404 | −$140 (−10.0%) | $2,532 | $2,266 | $50,560 |
| 4 bedrooms | $1,273 | $1,414 | −$141 (−10.0%) | $2,947 | $2,607 | $50,920 |
How Jackson County compares
- Jackson County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $724, $733, $962, $1,264, $1,273. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Jackson County (by land area), the 2-bedroom figure ranges from $970 to $1,150.
Small Area FMRs by ZIP code in Jackson County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 32420 | $780 | $840 | $970 | $1,270 | $1,450 | no change | 1% above |
| 32423 | $790 | $880 | $1,140 | $1,460 | $1,520 | −$120 (−9.5%) | 19% above |
| 32426 | $770 | $780 | $1,000 | $1,320 | $1,350 | −$70 (−6.5%) | 4% above |
| 32431 | $890 | $900 | $1,150 | $1,490 | $1,530 | −$10 (−0.9%) | 20% above |
| 32432 | $750 | $760 | $990 | $1,290 | $1,300 | −$80 (−7.5%) | 3% above |
| 32440 | $850 | $890 | $980 | $1,290 | $1,290 | −$70 (−6.7%) | 2% above |
| 32442 | $770 | $800 | $970 | $1,270 | $1,280 | −$10 (−1.0%) | 1% above |
| 32443 | $750 | $760 | $990 | $1,300 | $1,300 | −$90 (−8.3%) | 3% above |
| 32445 | $720 | $740 | $970 | $1,270 | $1,280 | no change | 1% above |
| 32446 | $800 | $800 | $1,050 | $1,370 | $1,380 | −$100 (−8.7%) | 9% above |
| 32448 | $770 | $800 | $970 | $1,270 | $1,280 | −$90 (−8.5%) | 1% above |
| 32460 | $720 | $740 | $970 | $1,270 | $1,280 | −$100 (−9.3%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.