Florida · FIPS 12069 · HUD FY 2027
Lake County, Florida Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Lake County is $1,959 a month (rent plus utilities), about the same as the Florida average of $1,962 and 11% above the U.S. average of $1,761. That is down $13 (0.7%) from FY 2026. At 30% of income, a household needs about $78,360 a year to afford it.
- $1,9592-bedroom FMR−$13 (−0.7%) vs FY 2026
- $1,7261-bedroom FMRFlorida: $1,665 · U.S.: $1,478
- $78,360Income for a 2-bedroom$38/hour full-time
- 10 of 672BR rank in Florida1 = highest rent
| Unit | Lake County FY 2027 | FY 2026 | Change | Florida avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,658 | $1,650 | +$8 (+0.5%) | $1,566 | $1,379 | $66,320 |
| 1 bedroom | $1,726 | $1,731 | −$5 (−0.3%) | $1,665 | $1,478 | $69,040 |
| 2 bedrooms | $1,959 | $1,972 | −$13 (−0.7%) | $1,962 | $1,761 | $78,360 |
| 3 bedrooms | $2,445 | $2,476 | −$31 (−1.3%) | $2,532 | $2,266 | $97,800 |
| 4 bedrooms | $2,856 | $2,924 | −$68 (−2.3%) | $2,947 | $2,607 | $114,240 |
How Lake County compares
- HUD sets this rent for the Orlando-Kissimmee-Sanford, FL metro FMR area, which covers 2,793,746 residents in 4 counties.
- Across Florida, 2-bedroom FMRs run from $953 (Taylor County) to $2,564 (Miami-Dade County).
- Studio to 4-bedroom: $1,658, $1,726, $1,959, $2,445, $2,856. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 24 ZIP codes mostly in Lake County (by land area), the 2-bedroom figure ranges from $1,370 to $2,340.
Small Area FMRs by ZIP code in Lake County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 32102 | $1,150 | $1,210 | $1,370 | $1,730 | $2,090 | −$150 (−9.9%) | 30% below |
| 32159 | $1,310 | $1,360 | $1,560 | $1,930 | $2,260 | −$10 (−0.6%) | 20% below |
| 32702 | $1,150 | $1,210 | $1,370 | $1,730 | $2,090 | −$150 (−9.9%) | 30% below |
| 32726 | $1,150 | $1,210 | $1,370 | $1,730 | $2,090 | −$150 (−9.9%) | 30% below |
| 32735 | $1,500 | $1,570 | $1,790 | $2,250 | $2,650 | −$190 (−9.6%) | 9% below |
| 32736 | $1,180 | $1,220 | $1,390 | $1,740 | $2,090 | −$150 (−9.7%) | 29% below |
| 32757 | $1,520 | $1,580 | $1,790 | $2,230 | $2,610 | +$60 (+3.5%) | 9% below |
| 32767 | $1,150 | $1,210 | $1,370 | $1,730 | $2,090 | −$150 (−9.9%) | 30% below |
| 32776 | $1,570 | $1,630 | $1,850 | $2,320 | $2,700 | −$80 (−4.1%) | 6% below |
| 32778 | $1,330 | $1,380 | $1,570 | $1,960 | $2,290 | +$50 (+3.3%) | 20% below |
| 34705 | $1,150 | $1,210 | $1,370 | $1,730 | $2,090 | −$150 (−9.9%) | 30% below |
| 34711 | $1,820 | $1,890 | $2,150 | $2,680 | $3,130 | −$100 (−4.4%) | 10% above |
| 34714 | $1,670 | $1,740 | $1,970 | $2,470 | $2,890 | −$30 (−1.5%) | 1% above |
| 34715 | $1,980 | $2,060 | $2,340 | $2,920 | $3,410 | −$20 (−0.8%) | 19% above |
| 34729 | $1,780 | $1,870 | $2,130 | $2,670 | $3,150 | −$230 (−9.7%) | 9% above |
| 34731 | $1,220 | $1,270 | $1,440 | $1,800 | $2,100 | −$80 (−5.3%) | 26% below |
| 34736 | $1,600 | $1,670 | $1,890 | $2,360 | $2,760 | −$110 (−5.5%) | 4% below |
| 34737 | $1,730 | $1,800 | $2,040 | $2,550 | $2,970 | −$60 (−2.9%) | 4% above |
| 34748 | $1,180 | $1,220 | $1,390 | $1,740 | $2,090 | −$130 (−8.6%) | 29% below |
| 34753 | $1,430 | $1,490 | $1,690 | $2,110 | $2,460 | −$30 (−1.7%) | 14% below |
| 34756 | $1,460 | $1,520 | $1,730 | $2,160 | $2,520 | −$40 (−2.3%) | 12% below |
| 34762 | $1,300 | $1,350 | $1,540 | $1,920 | $2,250 | −$30 (−1.9%) | 21% below |
| 34788 | $1,410 | $1,460 | $1,660 | $2,070 | $2,420 | −$50 (−2.9%) | 15% below |
| 34797 | $1,730 | $1,800 | $2,040 | $2,550 | $2,970 | −$60 (−2.9%) | 4% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.