Georgia · FIPS 13075 · HUD FY 2027
Cook County, Georgia Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cook County is $1,002 a month (rent plus utilities), 34% below the Georgia average of $1,528 and 43% below the U.S. average of $1,761. That is up $29 (3.0%) from FY 2026. At 30% of income, a household needs about $40,080 a year to afford it.
- $1,0022-bedroom FMR+$29 (+3.0%) vs FY 2026
- $8031-bedroom FMRGeorgia: $1,374 · U.S.: $1,478
- $40,080Income for a 2-bedroom$19/hour full-time
- 94 of 1592BR rank in Georgia1 = highest rent
| Unit | Cook County FY 2027 | FY 2026 | Change | Georgia avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $798 | $765 | +$33 (+4.3%) | $1,305 | $1,379 | $31,920 |
| 1 bedroom | $803 | $770 | +$33 (+4.3%) | $1,374 | $1,478 | $32,120 |
| 2 bedrooms | $1,002 | $973 | +$29 (+3.0%) | $1,528 | $1,761 | $40,080 |
| 3 bedrooms | $1,312 | $1,315 | −$3 (−0.2%) | $1,865 | $2,266 | $52,480 |
| 4 bedrooms | $1,317 | $1,359 | −$42 (−3.1%) | $2,203 | $2,607 | $52,680 |
How Cook County compares
- Cook County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Georgia, 2-bedroom FMRs run from $1,002 (Wilkinson County) to $1,762 (Barrow County).
- Studio to 4-bedroom: $798, $803, $1,002, $1,312, $1,317. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Cook County (by land area), the 2-bedroom figure ranges from $1,000 to $1,290.
Small Area FMRs by ZIP code in Cook County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 31620 | $800 | $810 | $1,010 | $1,320 | $1,330 | +$40 (+4.1%) | 1% above |
| 31627 | $1,030 | $1,030 | $1,290 | $1,690 | $1,700 | no change | 29% above |
| 31637 | $800 | $800 | $1,000 | $1,310 | $1,470 | +$30 (+3.1%) | about the same as |
| 31647 | $800 | $810 | $1,010 | $1,320 | $1,330 | no change | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.