Idaho · FIPS 16045 · HUD FY 2027
Gem County, Idaho Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Gem County is $1,071 a month (rent plus utilities), 22% below the Idaho average of $1,367 and 39% below the U.S. average of $1,761. That is down $119 (10.0%) from FY 2026. At 30% of income, a household needs about $42,840 a year to afford it.
- $1,0712-bedroom FMR−$119 (−10.0%) vs FY 2026
- $9691-bedroom FMRIdaho: $1,132 · U.S.: $1,478
- $42,840Income for a 2-bedroom$21/hour full-time
- 28 of 442BR rank in Idaho1 = highest rent
| Unit | Gem County FY 2027 | FY 2026 | Change | Idaho avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $776 | $834 | −$58 (−7.0%) | $1,049 | $1,379 | $31,040 |
| 1 bedroom | $969 | $908 | +$61 (+6.7%) | $1,132 | $1,478 | $38,760 |
| 2 bedrooms | $1,071 | $1,190 | −$119 (−10.0%) | $1,367 | $1,761 | $42,840 |
| 3 bedrooms | $1,461 | $1,601 | −$140 (−8.7%) | $1,888 | $2,266 | $58,440 |
| 4 bedrooms | $1,763 | $1,882 | −$119 (−6.3%) | $2,279 | $2,607 | $70,520 |
How Gem County compares
- HUD sets this rent for the Gem County, ID metro FMR area, which covers 20,614 residents in 1 county.
- Across Idaho, 2-bedroom FMRs run from $1,014 (Power County) to $1,673 (Blaine County).
- Studio to 4-bedroom: $776, $969, $1,071, $1,461, $1,763. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Gem County (by land area), the 2-bedroom figure ranges from $1,080 to $1,500.
Small Area FMRs by ZIP code in Gem County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 83617 | $770 | $960 | $1,080 | $1,450 | $1,760 | −$110 (−9.2%) | 1% above |
| 83636 | $770 | $960 | $1,080 | $1,450 | $1,760 | −$110 (−9.2%) | 1% above |
| 83657 | $970 | $1,060 | $1,190 | $1,640 | $1,990 | no change | 11% above |
| 83670 | $1,060 | $1,260 | $1,500 | $2,090 | $2,510 | −$160 (−9.6%) | 40% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.