Iowa · FIPS 19153 · HUD FY 2027
Polk County, Iowa Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Polk County is $1,360 a month (rent plus utilities), 22% above the Iowa average of $1,113 and 23% below the U.S. average of $1,761. That is up $42 (3.2%) from FY 2026. At 30% of income, a household needs about $54,400 a year to afford it.
- $1,3602-bedroom FMR+$42 (+3.2%) vs FY 2026
- $1,1451-bedroom FMRIowa: $902 · U.S.: $1,478
- $54,400Income for a 2-bedroom$26/hour full-time
- 4 of 992BR rank in Iowa1 = highest rent
| Unit | Polk County FY 2027 | FY 2026 | Change | Iowa avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,102 | $1,063 | +$39 (+3.7%) | $846 | $1,379 | $44,080 |
| 1 bedroom | $1,145 | $1,109 | +$36 (+3.2%) | $902 | $1,478 | $45,800 |
| 2 bedrooms | $1,360 | $1,318 | +$42 (+3.2%) | $1,113 | $1,761 | $54,400 |
| 3 bedrooms | $1,856 | $1,794 | +$62 (+3.5%) | $1,475 | $2,266 | $74,240 |
| 4 bedrooms | $1,901 | $1,841 | +$60 (+3.3%) | $1,649 | $2,607 | $76,040 |
How Polk County compares
- HUD sets this rent for the Des Moines-West Des Moines, IA metro FMR area, which covers 693,166 residents in 5 counties.
- Across Iowa, 2-bedroom FMRs run from $927 (Worth County) to $1,450 (Harrison County).
- Studio to 4-bedroom: $1,102, $1,145, $1,360, $1,856, $1,901. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 33 ZIP codes mostly in Polk County (by land area), the 2-bedroom figure ranges from $930 to $1,690.
Small Area FMRs by ZIP code in Polk County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 50007 | $980 | $1,020 | $1,180 | $1,620 | $1,830 | −$60 (−4.8%) | 13% below |
| 50009 | $1,170 | $1,210 | $1,440 | $1,970 | $2,010 | +$30 (+2.1%) | 6% above |
| 50021 | $1,370 | $1,420 | $1,690 | $2,310 | $2,360 | +$10 (+0.6%) | 24% above |
| 50023 | $1,180 | $1,230 | $1,460 | $1,990 | $2,040 | +$20 (+1.4%) | 7% above |
| 50032 | $1,160 | $1,200 | $1,430 | $1,950 | $1,990 | +$40 (+2.9%) | 5% above |
| 50035 | $1,130 | $1,180 | $1,400 | $1,910 | $1,960 | +$60 (+4.5%) | 3% above |
| 50073 | $1,100 | $1,150 | $1,340 | $1,840 | $1,980 | −$70 (−5.0%) | 1% below |
| 50109 | $910 | $940 | $1,120 | $1,530 | $1,570 | −$100 (−8.2%) | 18% below |
| 50111 | $1,120 | $1,160 | $1,380 | $1,880 | $1,930 | +$90 (+7.0%) | 1% above |
| 50131 | $1,250 | $1,300 | $1,540 | $2,100 | $2,150 | +$30 (+2.0%) | 13% above |
| 50161 | $830 | $880 | $1,000 | $1,380 | $1,610 | +$20 (+2.0%) | 26% below |
| 50169 | $770 | $800 | $960 | $1,300 | $1,340 | no change | 29% below |
| 50226 | $750 | $790 | $930 | $1,270 | $1,300 | −$100 (−9.7%) | 32% below |
| 50237 | $750 | $780 | $930 | $1,260 | $1,300 | +$10 (+1.1%) | 32% below |
| 50243 | $1,060 | $1,110 | $1,300 | $1,780 | $1,940 | +$20 (+1.6%) | 4% below |
| 50244 | $780 | $820 | $930 | $1,280 | $1,520 | −$50 (−5.1%) | 32% below |
| 50265 | $1,070 | $1,110 | $1,320 | $1,800 | $1,850 | +$50 (+3.9%) | 3% below |
| 50309 | $1,160 | $1,200 | $1,430 | $1,950 | $2,000 | +$60 (+4.4%) | 5% above |
| 50310 | $1,030 | $1,070 | $1,270 | $1,730 | $1,780 | −$10 (−0.8%) | 7% below |
| 50311 | $970 | $1,010 | $1,200 | $1,640 | $1,680 | +$50 (+4.3%) | 12% below |
| 50312 | $1,020 | $1,060 | $1,260 | $1,720 | $1,760 | +$10 (+0.8%) | 7% below |
| 50313 | $1,050 | $1,090 | $1,290 | $1,760 | $1,800 | no change | 5% below |
| 50314 | $940 | $980 | $1,160 | $1,580 | $1,620 | +$20 (+1.8%) | 15% below |
| 50315 | $1,050 | $1,090 | $1,290 | $1,760 | $1,800 | +$60 (+4.9%) | 5% below |
| 50316 | $960 | $990 | $1,180 | $1,610 | $1,650 | +$20 (+1.7%) | 13% below |
| 50317 | $1,020 | $1,060 | $1,260 | $1,720 | $1,760 | +$60 (+5.0%) | 7% below |
| 50319 | $1,090 | $1,130 | $1,340 | $1,830 | $1,870 | +$40 (+3.1%) | 1% below |
| 50320 | $1,070 | $1,110 | $1,320 | $1,800 | $1,850 | +$60 (+4.8%) | 3% below |
| 50321 | $1,080 | $1,120 | $1,330 | $1,820 | $1,860 | no change | 2% below |
| 50322 | $1,130 | $1,180 | $1,400 | $1,910 | $1,960 | +$70 (+5.3%) | 3% above |
| 50324 | $1,300 | $1,360 | $1,610 | $2,200 | $2,250 | +$110 (+7.3%) | 18% above |
| 50325 | $1,060 | $1,100 | $1,310 | $1,790 | $1,830 | −$10 (−0.8%) | 4% below |
| 50327 | $1,170 | $1,210 | $1,440 | $1,970 | $2,010 | +$50 (+3.6%) | 6% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.