Kentucky · FIPS 21133 · HUD FY 2027
Letcher County, Kentucky Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Letcher County is $909 a month (rent plus utilities), 21% below the Kentucky average of $1,155 and 48% below the U.S. average of $1,761. That is up $43 (5.0%) from FY 2026. At 30% of income, a household needs about $36,360 a year to afford it.
- $9092-bedroom FMR+$43 (+5.0%) vs FY 2026
- $7511-bedroom FMRKentucky: $946 · U.S.: $1,478
- $36,360Income for a 2-bedroom$17/hour full-time
- 66 of 1202BR rank in Kentucky1 = highest rent
| Unit | Letcher County FY 2027 | FY 2026 | Change | Kentucky avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $650 | $619 | +$31 (+5.0%) | $854 | $1,379 | $26,000 |
| 1 bedroom | $751 | $759 | −$8 (−1.1%) | $946 | $1,478 | $30,040 |
| 2 bedrooms | $909 | $866 | +$43 (+5.0%) | $1,155 | $1,761 | $36,360 |
| 3 bedrooms | $1,094 | $1,166 | −$72 (−6.2%) | $1,500 | $2,266 | $43,760 |
| 4 bedrooms | $1,328 | $1,316 | +$12 (+0.9%) | $1,708 | $2,607 | $53,120 |
How Letcher County compares
- Letcher County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Kentucky, 2-bedroom FMRs run from $909 (Wolfe County) to $1,442 (Boone County).
- Studio to 4-bedroom: $650, $751, $909, $1,094, $1,328. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 24 ZIP codes mostly in Letcher County (by land area), the 2-bedroom figure ranges from $910 to $1,040.
Small Area FMRs by ZIP code in Letcher County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 40826 | $700 | $740 | $940 | $1,210 | $1,430 | +$30 (+3.3%) | 3% above |
| 40862 | $650 | $750 | $910 | $1,090 | $1,330 | +$40 (+4.6%) | about the same as |
| 41517 | $640 | $730 | $910 | $1,090 | $1,400 | +$40 (+4.6%) | about the same as |
| 41537 | $640 | $730 | $910 | $1,090 | $1,400 | +$20 (+2.2%) | about the same as |
| 41804 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41810 | $650 | $740 | $920 | $1,100 | $1,400 | +$50 (+5.7%) | 1% above |
| 41812 | $690 | $790 | $980 | $1,170 | $1,510 | +$90 (+10.1%) | 8% above |
| 41815 | $650 | $750 | $910 | $1,090 | $1,330 | +$40 (+4.6%) | about the same as |
| 41819 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41821 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41824 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41825 | $730 | $820 | $1,040 | $1,240 | $1,630 | +$130 (+14.3%) | 14% above |
| 41826 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41832 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41833 | $660 | $750 | $910 | $1,120 | $1,290 | +$40 (+4.6%) | about the same as |
| 41835 | $690 | $780 | $980 | $1,170 | $1,530 | +$90 (+10.1%) | 8% above |
| 41837 | $650 | $740 | $910 | $1,100 | $1,350 | +$40 (+4.6%) | about the same as |
| 41838 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41840 | $690 | $800 | $970 | $1,170 | $1,420 | +$100 (+11.5%) | 7% above |
| 41845 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41848 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41849 | $670 | $770 | $940 | $1,120 | $1,370 | +$70 (+8.0%) | 3% above |
| 41855 | $650 | $750 | $910 | $1,100 | $1,330 | +$40 (+4.6%) | about the same as |
| 41858 | $650 | $750 | $910 | $1,090 | $1,330 | +$40 (+4.6%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.