Metro FMR area · IN · HUD FY 2027

Bloomington, IN Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Bloomington, IN area is $1,252 a month, 4% below the Indiana average and 29% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 22 ZIP codes range from $1,010 to $1,300.

$1,2522-bedroom FMR+$42 (+3.5%) vs FY 2026
$1,0961-bedroom FMRU.S.: $1,478
$50,080Income for a 2-bedroomat 30% of income
140,965Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,252/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Bloomington, IN FMR	$1,252	$50,080	–
Indiana average	$1,302	$52,071	–
U.S. average	$1,761	$70,432	–

Bloomington, IN Fair Market Rents, FY 2027 vs FY 2026
Unit	Bloomington, IN FY 2027	FY 2026	Change	Indiana avg	U.S. avg	Income needed
Studio	$1,001	$966	+$35 (+3.6%)	$1,005	$1,379	$40,040
1 bedroom	$1,096	$1,072	+$24 (+2.2%)	$1,082	$1,478	$43,840
2 bedrooms	$1,252	$1,210	+$42 (+3.5%)	$1,302	$1,761	$50,080
3 bedrooms	$1,601	$1,572	+$29 (+1.8%)	$1,642	$2,266	$64,040
4 bedrooms	$1,932	$1,906	+$26 (+1.4%)	$1,904	$2,607	$77,280

Counties in this FMR area

Counties in the Bloomington, IN FMR area
County	Residents in area
Monroe County, IN	140,965

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,250.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Bloomington, IN
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
46151	$1,000	$1,130	$1,300	$1,680	$2,050	+$70 (+5.7%)	4% above
47264	$850	$880	$1,100	$1,390	$1,550	+$60 (+5.8%)	12% below
47401	$1,030	$1,130	$1,290	$1,650	$1,990	+$60 (+4.9%)	3% above
47402	$1,000	$1,090	$1,250	$1,600	$1,930	+$40 (+3.3%)	about the same as
47403	$940	$1,020	$1,170	$1,500	$1,810	+$60 (+5.4%)	7% below
47404	$1,020	$1,110	$1,270	$1,620	$1,960	+$30 (+2.4%)	1% above
47405	$1,020	$1,110	$1,270	$1,620	$1,960	+$60 (+5.0%)	1% above
47406	$1,010	$1,110	$1,270	$1,620	$1,950	+$60 (+5.0%)	1% above
47407	$1,000	$1,090	$1,250	$1,600	$1,930	+$40 (+3.3%)	about the same as
47408	$1,010	$1,100	$1,260	$1,610	$1,940	+$60 (+5.0%)	1% above
47421	$790	$800	$1,050	$1,250	$1,610	+$60 (+6.1%)	16% below
47426	$1,000	$1,090	$1,250	$1,600	$1,930	+$40 (+3.3%)	about the same as
47429	$870	$970	$1,090	$1,420	$1,720	−$20 (−1.8%)	13% below
47433	$810	$910	$1,010	$1,300	$1,600	−$90 (−8.2%)	19% below
47434	$940	$1,020	$1,170	$1,500	$1,810	+$60 (+5.4%)	7% below
47436	$900	$950	$1,160	$1,430	$1,790	+$60 (+5.5%)	7% below
47448	$1,000	$1,120	$1,290	$1,670	$2,030	no change	3% above
47458	$1,030	$1,130	$1,290	$1,650	$1,990	+$60 (+4.9%)	3% above
47460	$870	$970	$1,090	$1,420	$1,720	−$20 (−1.8%)	13% below
47462	$840	$870	$1,090	$1,350	$1,680	+$60 (+5.8%)	13% below
47464	$870	$970	$1,090	$1,420	$1,720	−$20 (−1.8%)	13% below
47468	$990	$1,100	$1,260	$1,620	$1,970	+$40 (+3.3%)	1% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.