Metro FMR area · VA · HUD FY 2027

Charlottesville, VA Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Charlottesville, VA area is $1,642 a month, 8% below the Virginia average and 7% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 51 ZIP codes range from $1,650 to $1,940.

$1,6422-bedroom FMR−$182 (−10.0%) vs FY 2026
$1,4421-bedroom FMRU.S.: $1,478
$65,680Income for a 2-bedroomat 30% of income
224,335Residents5 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,642/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Charlottesville, VA FMR	$1,642	$65,680	–
Virginia average	$1,792	$71,689	–
U.S. average	$1,761	$70,432	–

Charlottesville, VA Fair Market Rents, FY 2027 vs FY 2026
Unit	Charlottesville, VA FY 2027	FY 2026	Change	Virginia avg	U.S. avg	Income needed
Studio	$1,279	$1,421	−$142 (−10.0%)	$1,536	$1,379	$51,160
1 bedroom	$1,442	$1,602	−$160 (−10.0%)	$1,596	$1,478	$57,680
2 bedrooms	$1,642	$1,824	−$182 (−10.0%)	$1,792	$1,761	$65,680
3 bedrooms	$1,997	$2,218	−$221 (−10.0%)	$2,326	$2,266	$79,880
4 bedrooms	$2,458	$2,731	−$273 (−10.0%)	$2,752	$2,607	$98,320

Counties in this FMR area

Counties in the Charlottesville, VA FMR area
County	Residents in area
Albemarle County, VA	114,919
Fluvanna County, VA	28,092
Greene County, VA	21,155
Nelson County, VA	14,732
Charlottesville city, VA	45,437

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,650.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Charlottesville, VA
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
22901	$1,360	$1,530	$1,750	$2,130	$2,610	−$190 (−9.8%)	7% above
22902	$1,440	$1,630	$1,850	$2,250	$2,770	−$200 (−9.8%)	13% above
22903	$1,330	$1,500	$1,710	$2,070	$2,550	−$180 (−9.5%)	4% above
22904	$1,330	$1,500	$1,710	$2,070	$2,550	−$180 (−9.5%)	4% above
22905	$1,280	$1,450	$1,650	$2,000	$2,460	−$90 (−5.2%)	about the same as
22906	$1,280	$1,450	$1,650	$2,000	$2,460	−$90 (−5.2%)	about the same as
22908	$1,280	$1,450	$1,650	$2,000	$2,460	−$90 (−5.2%)	about the same as
22911	$1,490	$1,680	$1,910	$2,330	$2,860	−$210 (−9.9%)	16% above
22920	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22922	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22923	$1,350	$1,540	$1,760	$2,190	$2,540	−$90 (−4.9%)	7% above
22924	$1,350	$1,540	$1,740	$2,120	$2,610	−$190 (−9.8%)	6% above
22931	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22932	$1,510	$1,710	$1,940	$2,350	$2,900	−$210 (−9.8%)	18% above
22935	$1,280	$1,450	$1,650	$2,000	$2,460	−$30 (−1.8%)	about the same as
22936	$1,380	$1,590	$1,780	$2,160	$2,660	−$190 (−9.6%)	8% above
22937	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22938	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22940	$1,390	$1,570	$1,790	$2,180	$2,690	−$190 (−9.6%)	9% above
22942	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22943	$1,280	$1,450	$1,650	$2,000	$2,460	−$100 (−5.7%)	about the same as
22945	$1,350	$1,540	$1,740	$2,120	$2,610	−$190 (−9.8%)	6% above
22946	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22947	$1,410	$1,590	$1,800	$2,200	$2,700	−$190 (−9.5%)	10% above
22949	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22952	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22958	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22959	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22963	$1,420	$1,600	$1,820	$2,220	$2,720	−$200 (−9.9%)	11% above
22964	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22965	$1,280	$1,450	$1,650	$2,000	$2,460	−$10 (−0.6%)	about the same as
22967	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22968	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22969	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22971	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22973	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
22974	$1,300	$1,480	$1,660	$2,050	$2,480	−$160 (−8.8%)	1% above
22976	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
23022	$1,280	$1,450	$1,650	$2,000	$2,460	+$30 (+1.9%)	about the same as
23038	$1,300	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
23055	$1,280	$1,450	$1,650	$2,000	$2,460	+$30 (+1.9%)	about the same as
23084	$1,300	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
23093	$1,300	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
24464	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
24483	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
24521	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
24553	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
24562	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
24581	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
24590	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as
24599	$1,280	$1,450	$1,650	$2,000	$2,460	+$90 (+5.8%)	about the same as

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.