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Metro FMR area · IN, KY, OH · HUD FY 2027

Cincinnati, OH-KY-IN Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Cincinnati, OH-KY-IN area is $1,442 a month, 13% above the Ohio average and 18% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 184 ZIP codes range from $1,010 to $2,160.

  • $1,4422-bedroom FMR+$89 (+6.6%) vs FY 2026
  • $1,1281-bedroom FMRU.S.: $1,478
  • $57,680Income for a 2-bedroomat 30% of income
  • 2,178,423Residents12 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Default: the income a 2-bedroom here needs at 30%.

Rent you can afford at 30% of income$1,442/month
2-bedroom Fair Market Rent and the income it needs
AreaFair Market RentIncome neededShare of your income
Cincinnati, OH-KY-IN FMR$1,442$57,680–
Ohio average$1,273$50,900–
U.S. average$1,761$70,432–
Cincinnati, OH-KY-IN Fair Market Rents, FY 2027 vs FY 2026
UnitCincinnati, OH-KY-IN FY 2027FY 2026ChangeOhio avgU.S. avgIncome needed
Studio$1,052$958+$94 (+9.8%)$948$1,379$42,080
1 bedroom$1,128$1,051+$77 (+7.3%)$1,027$1,478$45,120
2 bedrooms$1,442$1,353+$89 (+6.6%)$1,273$1,761$57,680
3 bedrooms$1,897$1,785+$112 (+6.3%)$1,603$2,266$75,880
4 bedrooms$2,141$1,976+$165 (+8.4%)$1,779$2,607$85,640

Counties in this FMR area

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,380.

FY 2027 Small Area Fair Market Rents, Cincinnati, OH-KY-IN
ZIPStudio1BR2BR3BR4BR2BR vs FY 20262BR vs area FMR
41001$1,090$1,170$1,490$1,960$2,210+$140 (+10.4%)3% above
41002$740$790$1,010$1,340$1,520+$30 (+3.1%)30% below
41003$730$800$1,010$1,380$1,540+$30 (+3.1%)30% below
41004$770$830$1,060$1,390$1,570+$40 (+3.9%)26% below
41005$1,340$1,440$1,840$2,420$2,730+$150 (+8.9%)28% above
41006$760$810$1,040$1,370$1,540−$20 (−1.9%)28% below
41007$920$1,010$1,300$1,710$1,890−$140 (−9.7%)10% below
41011$1,120$1,200$1,530$2,010$2,270+$140 (+10.1%)6% above
41012$1,010$1,080$1,380$1,820$2,050+$90 (+7.0%)4% below
41014$940$1,010$1,290$1,700$1,920+$90 (+7.5%)11% below
41015$960$1,030$1,320$1,740$1,960+$100 (+8.2%)8% below
41016$950$1,020$1,300$1,710$1,930+$170 (+15.0%)10% below
41017$960$1,030$1,320$1,740$1,960+$80 (+6.5%)8% below
41018$1,010$1,080$1,380$1,820$2,050+$40 (+3.0%)4% below
41022$1,230$1,310$1,680$2,210$2,490+$140 (+9.1%)17% above
41025$1,230$1,310$1,680$2,210$2,490+$140 (+9.1%)17% above
41030$880$940$1,200$1,460$1,780no change17% below
41033$820$880$1,120$1,450$1,670no change22% below
41034$750$830$1,040$1,250$1,540+$60 (+6.1%)28% below
41035$840$900$1,150$1,370$1,690−$10 (−0.9%)20% below
41040$860$920$1,180$1,550$1,750+$40 (+3.5%)18% below
41042$1,260$1,350$1,730$2,280$2,570+$170 (+10.9%)20% above
41043$900$970$1,240$1,630$1,840+$140 (+12.7%)14% below
41044$910$990$1,260$1,590$1,860+$280 (+28.6%)13% below
41045$790$850$1,100$1,380$1,540−$30 (−2.7%)24% below
41046$1,040$1,110$1,430$1,880$2,090+$70 (+5.1%)1% below
41048$1,330$1,430$1,830$2,410$2,720+$100 (+5.8%)27% above
41051$1,200$1,290$1,650$2,170$2,450+$100 (+6.5%)14% above
41053$1,010$1,080$1,380$1,820$2,050+$90 (+7.0%)4% below
41059$740$790$1,010$1,340$1,520+$30 (+3.1%)30% below
41061$750$810$1,030$1,360$1,530+$30 (+3.0%)29% below
41063$880$950$1,210$1,590$1,800+$10 (+0.8%)16% below
41064$730$780$1,010$1,280$1,430+$30 (+3.1%)30% below
41071$1,170$1,250$1,600$2,110$2,380+$230 (+16.8%)11% above
41072$1,050$1,130$1,440$1,890$2,140+$110 (+8.3%)about the same as
41073$1,120$1,210$1,540$2,030$2,290+$190 (+14.1%)7% above
41074$1,040$1,120$1,430$1,880$2,120+$140 (+10.9%)1% below
41075$1,060$1,130$1,450$1,910$2,150+$80 (+5.8%)1% above
41076$1,090$1,170$1,500$1,970$2,230+$100 (+7.1%)4% above
41080$1,340$1,440$1,840$2,420$2,730+$140 (+8.2%)28% above
41083$870$930$1,200$1,500$1,660+$60 (+5.3%)17% below
41085$740$790$1,010$1,340$1,520+$30 (+3.1%)30% below
41086$800$860$1,100$1,480$1,600+$30 (+2.8%)24% below
41091$1,580$1,690$2,160$2,840$3,210+$130 (+6.4%)50% above
41092$970$1,040$1,330$1,750$1,970+$60 (+4.7%)8% below
41094$1,150$1,240$1,580$2,080$2,350+$120 (+8.2%)10% above
41095$760$810$1,040$1,370$1,540+$20 (+2.0%)28% below
41097$790$850$1,080$1,300$1,600−$10 (−0.9%)25% below
41099$1,050$1,130$1,440$1,890$2,140+$110 (+8.3%)about the same as
45001$790$850$1,090$1,430$1,620+$50 (+4.8%)24% below
45002$1,040$1,120$1,430$1,880$2,120+$110 (+8.3%)1% below
45003$770$800$1,030$1,360$1,480+$30 (+3.0%)29% below
45005$980$1,060$1,350$1,780$2,000+$60 (+4.7%)6% below
45011$1,000$1,070$1,370$1,800$2,030+$80 (+6.2%)5% below
45012$1,070$1,150$1,470$1,930$2,180+$70 (+5.0%)2% above
45013$970$1,040$1,330$1,750$1,970+$70 (+5.6%)8% below
45014$1,120$1,210$1,540$2,030$2,290+$70 (+4.8%)7% above
45015$1,030$1,100$1,410$1,860$2,090+$10 (+0.7%)2% below
45018$1,070$1,150$1,470$1,930$2,180+$70 (+5.0%)2% above
45030$1,070$1,150$1,470$1,930$2,180+$70 (+5.0%)2% above
45032$850$910$1,160$1,530$1,720−$40 (−3.3%)20% below
45033$1,040$1,120$1,430$1,880$2,120+$110 (+8.3%)1% below
45034$1,480$1,580$2,030$2,660$3,010+$120 (+6.3%)41% above
45036$1,050$1,130$1,440$1,890$2,140+$80 (+5.9%)about the same as
45039$1,530$1,640$2,100$2,760$3,120+$120 (+6.1%)46% above
45040$1,580$1,690$2,160$2,840$3,210+$130 (+6.4%)50% above
45041$1,040$1,120$1,430$1,880$2,120+$110 (+8.3%)1% below
45042$930$1,000$1,280$1,680$1,900+$10 (+0.8%)11% below
45044$960$1,030$1,310$1,720$1,940+$80 (+6.5%)9% below
45050$1,420$1,530$1,950$2,570$2,900+$150 (+8.3%)35% above
45051$930$990$1,270$1,670$1,890+$70 (+5.8%)12% below
45052$1,070$1,150$1,470$1,930$2,180+$120 (+8.9%)2% above
45053$970$1,040$1,330$1,740$1,940+$50 (+3.9%)8% below
45054$1,120$1,200$1,530$2,010$2,300+$90 (+6.2%)6% above
45055$1,000$1,070$1,370$1,800$2,030+$80 (+6.2%)5% below
45056$1,010$1,080$1,380$1,820$2,050+$60 (+4.5%)4% below
45061$1,070$1,150$1,470$1,930$2,180+$70 (+5.0%)2% above
45062$1,000$1,070$1,360$1,790$2,020+$150 (+12.4%)6% below
45063$1,070$1,150$1,470$1,930$2,180+$70 (+5.0%)2% above
45064$900$940$1,220$1,610$1,770+$50 (+4.3%)15% below
45065$1,380$1,480$1,890$2,490$2,810+$120 (+6.8%)31% above
45066$1,460$1,570$2,000$2,630$2,960+$30 (+1.5%)39% above
45067$1,290$1,390$1,770$2,330$2,630+$60 (+3.5%)23% above
45068$1,270$1,360$1,740$2,280$2,580+$110 (+6.7%)21% above
45069$1,450$1,560$1,990$2,620$2,950+$110 (+5.9%)38% above
45070$1,130$1,150$1,500$1,990$2,110+$120 (+8.7%)4% above
45071$1,070$1,150$1,470$1,930$2,180+$70 (+5.0%)2% above
45102$930$1,000$1,280$1,680$1,900+$90 (+7.6%)11% below
45103$1,020$1,100$1,400$1,840$2,080+$70 (+5.3%)3% below
45106$750$800$1,020$1,350$1,530no change29% below
45107$840$880$1,120$1,460$1,750+$60 (+5.7%)22% below
45111$1,580$1,690$2,160$2,840$3,210+$380 (+21.3%)50% above
45112$760$800$1,010$1,360$1,560+$30 (+3.1%)30% below
45113$960$1,010$1,290$1,680$2,000+$80 (+6.6%)11% below
45118$1,110$1,130$1,370$1,890$2,270+$10 (+0.7%)5% below
45120$760$800$1,010$1,360$1,560+$30 (+3.1%)30% below
45121$830$830$1,010$1,410$1,700+$30 (+3.1%)30% below
45122$1,150$1,240$1,580$2,080$2,350+$90 (+6.0%)10% above
45130$840$860$1,060$1,440$1,710−$10 (−0.9%)26% below
45140$1,340$1,440$1,840$2,420$2,730+$130 (+7.6%)28% above
45147$1,440$1,550$1,980$2,600$2,940+$140 (+7.6%)37% above
45150$1,010$1,090$1,390$1,830$2,060+$80 (+6.1%)4% below
45152$1,070$1,150$1,470$1,930$2,180+$70 (+5.0%)2% above
45153$1,280$1,380$1,760$2,320$2,610+$80 (+4.8%)22% above
45156$1,110$1,190$1,510$2,000$2,260+$60 (+4.1%)5% above
45157$860$920$1,180$1,550$1,750+$100 (+9.3%)18% below
45158$850$920$1,170$1,540$1,740−$20 (−1.7%)19% below
45160$740$790$1,010$1,340$1,520+$30 (+3.1%)30% below
45162$1,260$1,350$1,730$2,280$2,570+$190 (+12.3%)20% above
45174$1,300$1,430$1,830$2,420$2,670−$200 (−9.9%)27% above
45176$880$920$1,160$1,550$1,800+$30 (+2.7%)20% below
45201$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45202$1,580$1,690$2,160$2,840$3,210+$130 (+6.4%)50% above
45203$880$940$1,200$1,580$1,780+$80 (+7.1%)17% below
45204$820$880$1,120$1,470$1,660+$100 (+9.8%)22% below
45205$900$960$1,230$1,620$1,830+$80 (+7.0%)15% below
45206$960$1,030$1,310$1,720$1,940+$90 (+7.4%)9% below
45207$960$1,030$1,310$1,720$1,940+$90 (+7.4%)9% below
45208$1,280$1,380$1,760$2,320$2,610+$90 (+5.4%)22% above
45209$1,370$1,470$1,880$2,470$2,790+$110 (+6.2%)30% above
45211$880$950$1,210$1,590$1,800+$70 (+6.1%)16% below
45212$1,040$1,120$1,430$1,880$2,120+$80 (+5.9%)1% below
45213$960$1,030$1,310$1,720$1,940+$100 (+8.3%)9% below
45214$830$890$1,140$1,500$1,690+$60 (+5.6%)21% below
45215$1,000$1,070$1,370$1,800$2,030+$110 (+8.7%)5% below
45216$930$1,000$1,280$1,680$1,900+$80 (+6.7%)11% below
45217$900$960$1,230$1,620$1,830+$60 (+5.1%)15% below
45218$980$1,060$1,350$1,780$2,000+$10 (+0.7%)6% below
45219$1,270$1,360$1,740$2,290$2,580+$160 (+10.1%)21% above
45220$1,070$1,150$1,470$1,930$2,180+$80 (+5.8%)2% above
45222$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45223$900$960$1,230$1,620$1,830+$50 (+4.2%)15% below
45224$890$950$1,220$1,610$1,810+$90 (+8.0%)15% below
45225$830$890$1,140$1,500$1,690+$110 (+10.7%)21% below
45226$1,180$1,270$1,620$2,130$2,410+$100 (+6.6%)12% above
45227$1,170$1,260$1,610$2,120$2,390+$70 (+4.5%)12% above
45229$870$930$1,190$1,570$1,770+$70 (+6.2%)17% below
45230$940$1,010$1,290$1,700$1,920+$80 (+6.6%)11% below
45231$1,160$1,240$1,590$2,090$2,360+$130 (+8.9%)10% above
45232$760$810$1,040$1,370$1,540+$60 (+6.1%)28% below
45233$890$950$1,220$1,610$1,810−$10 (−0.8%)15% below
45234$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45235$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45236$1,120$1,210$1,540$2,030$2,290+$180 (+13.2%)7% above
45237$880$940$1,200$1,580$1,780+$40 (+3.4%)17% below
45238$930$1,000$1,280$1,680$1,900+$60 (+4.9%)11% below
45239$960$1,030$1,310$1,720$1,940+$80 (+6.5%)9% below
45240$1,200$1,290$1,650$2,170$2,450+$120 (+7.8%)14% above
45241$1,120$1,210$1,540$2,030$2,290+$50 (+3.4%)7% above
45242$1,580$1,690$2,160$2,840$3,210+$130 (+6.4%)50% above
45243$1,580$1,690$2,160$2,840$3,210+$130 (+6.4%)50% above
45244$1,070$1,150$1,470$1,930$2,180+$100 (+7.3%)2% above
45245$1,110$1,190$1,520$2,000$2,260+$100 (+7.0%)5% above
45246$1,210$1,300$1,660$2,180$2,460+$60 (+3.8%)15% above
45247$1,020$1,100$1,400$1,840$2,080+$80 (+6.1%)3% below
45248$1,020$1,100$1,400$1,840$2,080+$30 (+2.2%)3% below
45249$1,390$1,490$1,910$2,510$2,840+$80 (+4.4%)32% above
45250$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45251$1,280$1,370$1,750$2,300$2,600+$120 (+7.4%)21% above
45252$920$990$1,260$1,660$1,870no change13% below
45253$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45254$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45255$1,240$1,330$1,700$2,240$2,520+$130 (+8.3%)18% above
45258$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45262$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45263$1,020$1,100$1,400$1,840$2,080+$90 (+6.9%)3% below
45267$1,080$1,150$1,480$1,940$2,190+$110 (+8.0%)3% above
45327$840$930$1,150$1,500$1,640−$30 (−2.5%)20% below
45342$1,120$1,240$1,540$2,000$2,190no change7% above
45458$1,160$1,280$1,600$2,080$2,280−$10 (−0.6%)11% above
45999$1,010$1,080$1,380$1,820$2,050+$90 (+7.0%)4% below
47001$840$900$1,150$1,510$1,710−$40 (−3.4%)20% below
47011$790$830$1,070$1,340$1,480+$60 (+5.9%)26% below
47012$780$880$1,070$1,400$1,420+$40 (+3.9%)26% below
47017$790$850$1,070$1,380$1,540+$50 (+4.9%)26% below
47018$890$950$1,220$1,600$1,760+$40 (+3.4%)15% below
47022$860$930$1,180$1,550$1,690+$60 (+5.4%)18% below
47025$880$940$1,200$1,580$1,780+$60 (+5.3%)17% below
47031$880$900$1,180$1,530$1,570+$40 (+3.5%)18% below
47032$1,020$1,090$1,400$1,840$2,070+$210 (+17.6%)3% below
47038$760$780$1,010$1,230$1,370+$30 (+3.1%)30% below
47040$800$850$1,090$1,420$1,600+$80 (+7.9%)24% below
47041$860$910$1,170$1,530$1,640+$110 (+10.4%)19% below
47060$930$1,010$1,270$1,670$1,830+$20 (+1.6%)12% below

Sources

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.