Metro FMR area · KY · HUD FY 2027

Elizabethtown, KY Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Elizabethtown, KY area is $1,087 a month, 6% below the Kentucky average and 38% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 27 ZIP codes range from $960 to $1,360.

$1,0872-bedroom FMR+$31 (+2.9%) vs FY 2026
$8661-bedroom FMRU.S.: $1,478
$43,480Income for a 2-bedroomat 30% of income
127,049Residents2 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,087/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Elizabethtown, KY FMR	$1,087	$43,480	–
Kentucky average	$1,155	$46,214	–
U.S. average	$1,761	$70,432	–

Elizabethtown, KY Fair Market Rents, FY 2027 vs FY 2026
Unit	Elizabethtown, KY FY 2027	FY 2026	Change	Kentucky avg	U.S. avg	Income needed
Studio	$860	$841	+$19 (+2.3%)	$854	$1,379	$34,400
1 bedroom	$866	$846	+$20 (+2.4%)	$946	$1,478	$34,640
2 bedrooms	$1,087	$1,056	+$31 (+2.9%)	$1,155	$1,761	$43,480
3 bedrooms	$1,505	$1,469	+$36 (+2.5%)	$1,500	$2,266	$60,200
4 bedrooms	$1,817	$1,771	+$46 (+2.6%)	$1,708	$2,607	$72,680

Counties in this FMR area

Counties in the Elizabethtown, KY FMR area
County	Residents in area
Hardin County, KY	111,942
Larue County, KY	15,107

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $990.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Elizabethtown, KY
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
40051	$760	$770	$960	$1,330	$1,600	−$10 (−1.0%)	12% below
40052	$760	$770	$960	$1,330	$1,600	−$10 (−1.0%)	12% below
40060	$760	$770	$960	$1,330	$1,600	−$10 (−1.0%)	12% below
40115	$880	$890	$1,140	$1,570	$1,780	+$40 (+3.6%)	5% above
40121	$970	$980	$1,240	$1,710	$2,010	+$60 (+5.1%)	14% above
40122	$870	$880	$1,100	$1,520	$1,840	+$40 (+3.8%)	1% above
40140	$760	$770	$960	$1,330	$1,600	−$90 (−8.6%)	12% below
40150	$780	$840	$1,010	$1,310	$1,510	−$60 (−5.6%)	7% below
40159	$870	$880	$1,100	$1,520	$1,840	+$40 (+3.8%)	1% above
40160	$810	$810	$1,020	$1,410	$1,700	+$40 (+4.1%)	6% below
40162	$940	$940	$1,200	$1,650	$1,960	+$30 (+2.6%)	10% above
40175	$1,050	$1,060	$1,360	$1,870	$2,140	−$20 (−1.4%)	25% above
40177	$790	$820	$1,010	$1,380	$1,640	−$60 (−5.6%)	7% below
42701	$930	$930	$1,170	$1,620	$1,960	+$10 (+0.9%)	8% above
42702	$870	$880	$1,100	$1,520	$1,840	+$40 (+3.8%)	1% above
42712	$760	$770	$960	$1,330	$1,600	−$10 (−1.0%)	12% below
42716	$860	$870	$1,090	$1,500	$1,800	+$120 (+12.4%)	about the same as
42718	$760	$830	$960	$1,330	$1,600	−$10 (−1.0%)	12% below
42724	$840	$840	$1,060	$1,470	$1,770	+$90 (+9.3%)	2% below
42732	$760	$790	$980	$1,360	$1,600	+$10 (+1.0%)	10% below
42740	$760	$770	$960	$1,330	$1,600	−$10 (−1.0%)	12% below
42748	$780	$790	$990	$1,370	$1,650	+$20 (+2.1%)	9% below
42757	$760	$770	$960	$1,330	$1,600	−$10 (−1.0%)	12% below
42764	$760	$810	$990	$1,330	$1,600	+$20 (+2.1%)	9% below
42776	$760	$770	$960	$1,330	$1,600	−$10 (−1.0%)	12% below
42784	$760	$800	$970	$1,330	$1,600	no change	11% below
42788	$760	$770	$960	$1,330	$1,600	−$10 (−1.0%)	12% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.