Metro FMR area · MI · HUD FY 2027

Ionia County, MI Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Ionia County, MI area is $1,238 a month, 9% below the Michigan average and 30% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 21 ZIP codes range from $1,090 to $1,640.

$1,2382-bedroom FMR+$29 (+2.4%) vs FY 2026
$9461-bedroom FMRU.S.: $1,478
$49,520Income for a 2-bedroomat 30% of income
66,574Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,238/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Ionia County, MI FMR	$1,238	$49,520	–
Michigan average	$1,361	$54,422	–
U.S. average	$1,761	$70,432	–

Ionia County, MI Fair Market Rents, FY 2027 vs FY 2026
Unit	Ionia County, MI FY 2027	FY 2026	Change	Michigan avg	U.S. avg	Income needed
Studio	$862	$834	+$28 (+3.4%)	$1,003	$1,379	$34,480
1 bedroom	$946	$921	+$25 (+2.7%)	$1,101	$1,478	$37,840
2 bedrooms	$1,238	$1,209	+$29 (+2.4%)	$1,361	$1,761	$49,520
3 bedrooms	$1,579	$1,481	+$98 (+6.6%)	$1,697	$2,266	$63,160
4 bedrooms	$1,930	$1,931	−$1 (−0.1%)	$1,873	$2,607	$77,200

Counties in this FMR area

Counties in the Ionia County, MI FMR area
County	Residents in area
Ionia County, MI	66,574

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,270.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Ionia County, MI
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
48809	$1,110	$1,160	$1,380	$1,790	$1,980	+$80 (+6.2%)	11% above
48815	$1,110	$1,160	$1,380	$1,790	$1,980	+$80 (+6.2%)	11% above
48834	$880	$1,030	$1,260	$1,570	$1,780	−$40 (−3.1%)	2% above
48837	$990	$1,010	$1,270	$1,620	$1,740	+$70 (+5.8%)	3% above
48838	$1,110	$1,160	$1,380	$1,790	$1,980	+$80 (+6.2%)	11% above
48845	$880	$920	$1,150	$1,470	$1,740	+$90 (+8.5%)	7% below
48846	$830	$910	$1,190	$1,520	$1,850	+$30 (+2.6%)	4% below
48849	$910	$920	$1,210	$1,570	$1,820	+$60 (+5.2%)	2% below
48851	$970	$1,070	$1,400	$1,790	$2,180	+$110 (+8.5%)	13% above
48860	$800	$880	$1,150	$1,470	$1,790	+$90 (+8.5%)	7% below
48861	$1,020	$1,040	$1,310	$1,670	$1,750	+$50 (+4.0%)	6% above
48865	$760	$830	$1,090	$1,370	$1,740	−$30 (−2.7%)	12% below
48870	$880	$1,030	$1,260	$1,570	$1,780	−$40 (−3.1%)	2% above
48873	$880	$920	$1,150	$1,470	$1,740	+$90 (+8.5%)	7% below
48875	$1,000	$1,090	$1,430	$1,820	$2,210	−$20 (−1.4%)	16% above
48881	$760	$830	$1,090	$1,350	$1,740	+$30 (+2.8%)	12% below
48890	$970	$1,020	$1,300	$1,660	$1,850	+$90 (+7.4%)	5% above
48894	$880	$920	$1,150	$1,470	$1,740	+$90 (+8.5%)	7% below
49302	$1,180	$1,230	$1,470	$1,910	$2,180	no change	19% above
49325	$1,110	$1,160	$1,380	$1,790	$1,980	+$80 (+6.2%)	11% above
49331	$1,290	$1,360	$1,640	$2,120	$2,450	+$200 (+13.9%)	32% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.