Metro FMR area · OH · HUD FY 2027

Lima, OH Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Lima, OH area is $1,179 a month, 7% below the Ohio average and 33% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 23 ZIP codes range from $1,000 to $1,280.

$1,1792-bedroom FMR+$71 (+6.4%) vs FY 2026
$9011-bedroom FMRU.S.: $1,478
$47,160Income for a 2-bedroomat 30% of income
101,348Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,179/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Lima, OH FMR	$1,179	$47,160	–
Ohio average	$1,273	$50,900	–
U.S. average	$1,761	$70,432	–

Lima, OH Fair Market Rents, FY 2027 vs FY 2026
Unit	Lima, OH FY 2027	FY 2026	Change	Ohio avg	U.S. avg	Income needed
Studio	$895	$839	+$56 (+6.7%)	$948	$1,379	$35,800
1 bedroom	$901	$844	+$57 (+6.8%)	$1,027	$1,478	$36,040
2 bedrooms	$1,179	$1,108	+$71 (+6.4%)	$1,273	$1,761	$47,160
3 bedrooms	$1,418	$1,338	+$80 (+6.0%)	$1,603	$2,266	$56,720
4 bedrooms	$1,571	$1,493	+$78 (+5.2%)	$1,779	$2,607	$62,840

Counties in this FMR area

Counties in the Lima, OH FMR area
County	Residents in area
Allen County, OH	101,348

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,160.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Lima, OH
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
43310	$900	$910	$1,150	$1,390	$1,540	−$90 (−7.3%)	2% below
45801	$870	$880	$1,150	$1,380	$1,530	+$80 (+7.5%)	2% below
45802	$900	$900	$1,180	$1,420	$1,570	+$70 (+6.3%)	about the same as
45804	$910	$920	$1,200	$1,440	$1,600	+$110 (+10.1%)	2% above
45805	$920	$920	$1,210	$1,460	$1,610	+$50 (+4.3%)	3% above
45806	$970	$980	$1,280	$1,580	$1,760	+$120 (+10.3%)	9% above
45807	$930	$940	$1,230	$1,480	$1,640	+$50 (+4.2%)	4% above
45808	$960	$960	$1,260	$1,520	$1,680	+$80 (+6.8%)	7% above
45809	$930	$940	$1,230	$1,480	$1,640	+$50 (+4.2%)	4% above
45810	$880	$880	$1,020	$1,340	$1,530	+$30 (+3.0%)	13% below
45812	$950	$950	$1,090	$1,400	$1,570	+$80 (+7.9%)	8% below
45817	$780	$800	$1,040	$1,340	$1,530	no change	12% below
45820	$900	$910	$1,190	$1,430	$1,590	+$170 (+16.7%)	1% above
45830	$910	$920	$1,200	$1,440	$1,600	+$80 (+7.1%)	2% above
45833	$830	$840	$1,080	$1,320	$1,450	+$40 (+3.8%)	8% below
45844	$760	$770	$1,000	$1,210	$1,350	+$30 (+3.1%)	15% below
45850	$960	$970	$1,250	$1,520	$1,690	+$150 (+13.6%)	6% above
45854	$810	$810	$1,070	$1,280	$1,440	−$110 (−9.3%)	9% below
45877	$880	$890	$1,160	$1,380	$1,540	+$10 (+0.9%)	2% below
45887	$870	$880	$1,150	$1,400	$1,550	+$120 (+11.7%)	2% below
45894	$880	$900	$1,140	$1,430	$1,540	+$50 (+4.6%)	3% below
45895	$810	$820	$1,070	$1,480	$1,690	+$40 (+3.9%)	9% below
45896	$900	$900	$1,170	$1,470	$1,650	+$70 (+6.4%)	1% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.