Metro FMR area · MA · HUD FY 2027

Lowell, MA Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Lowell, MA area is $2,383 a month, 7% below the Massachusetts average and 35% above the U.S. average of $1,761. ZIP-level Small Area FMRs for its 27 ZIP codes range from $2,240 to $3,460.

$2,3832-bedroom FMR+$32 (+1.4%) vs FY 2026
$1,8311-bedroom FMRU.S.: $1,478
$95,320Income for a 2-bedroomat 30% of income
324,365Residents1 county (towns)

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$2,383/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Lowell, MA FMR	$2,383	$95,320	–
Massachusetts average	$2,566	$102,636	–
U.S. average	$1,761	$70,432	–

Lowell, MA Fair Market Rents, FY 2027 vs FY 2026
Unit	Lowell, MA FY 2027	FY 2026	Change	Massachusetts avg	U.S. avg	Income needed
Studio	$1,659	$1,621	+$38 (+2.3%)	$1,994	$1,379	$66,360
1 bedroom	$1,831	$1,792	+$39 (+2.2%)	$2,087	$1,478	$73,240
2 bedrooms	$2,383	$2,351	+$32 (+1.4%)	$2,566	$1,761	$95,320
3 bedrooms	$2,878	$2,819	+$59 (+2.1%)	$3,111	$2,266	$115,120
4 bedrooms	$3,132	$3,113	+$19 (+0.6%)	$3,453	$2,607	$125,280

Counties in this FMR area

Counties in the Lowell, MA FMR area
County	Residents in area
Middlesex County, MA	324,365

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $2,810.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Lowell, MA
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
01432	$2,130	$2,230	$2,650	$3,180	$3,510	+$90 (+3.5%)	11% above
01450	$2,130	$2,230	$2,650	$3,180	$3,510	+$90 (+3.5%)	11% above
01460	$2,280	$2,350	$2,810	$3,350	$3,690	+$250 (+9.8%)	18% above
01463	$2,130	$2,230	$2,650	$3,180	$3,510	+$90 (+3.5%)	11% above
01472	$2,080	$2,290	$2,980	$3,600	$3,920	+$20 (+0.7%)	25% above
01730	$2,790	$2,880	$3,440	$4,100	$4,520	+$110 (+3.3%)	44% above
01741	$2,310	$2,460	$3,070	$3,680	$4,040	+$510 (+19.9%)	29% above
01810	$2,170	$2,350	$3,070	$3,660	$4,030	+$130 (+4.4%)	29% above
01821	$2,130	$2,340	$3,050	$3,680	$4,010	+$110 (+3.7%)	28% above
01822	$2,080	$2,290	$2,980	$3,600	$3,920	+$20 (+0.7%)	25% above
01824	$2,130	$2,250	$2,930	$3,540	$3,850	+$30 (+1.0%)	23% above
01826	$1,660	$1,840	$2,390	$2,890	$3,140	+$60 (+2.6%)	about the same as
01827	$1,640	$1,840	$2,360	$2,910	$3,170	−$20 (−0.8%)	1% below
01844	$1,740	$1,870	$2,450	$2,920	$3,220	n/a	3% above
01850	$1,560	$1,720	$2,240	$2,710	$2,940	+$70 (+3.2%)	6% below
01851	$1,700	$1,870	$2,440	$2,950	$3,210	+$170 (+7.5%)	2% above
01852	$1,590	$1,750	$2,280	$2,750	$3,000	+$120 (+5.6%)	4% below
01853	$2,080	$2,290	$2,980	$3,600	$3,920	+$20 (+0.7%)	25% above
01854	$1,590	$1,760	$2,290	$2,770	$3,010	+$40 (+1.8%)	4% below
01862	$1,800	$1,980	$2,580	$3,120	$3,390	+$110 (+4.5%)	8% above
01863	$1,630	$1,800	$2,340	$2,830	$3,080	+$110 (+4.9%)	2% below
01865	$2,080	$2,290	$2,980	$3,600	$3,920	+$20 (+0.7%)	25% above
01866	$2,080	$2,290	$2,980	$3,600	$3,920	+$20 (+0.7%)	25% above
01876	$2,190	$2,420	$3,150	$3,800	$4,140	−$100 (−3.1%)	32% above
01879	$1,830	$2,020	$2,630	$3,180	$3,460	+$80 (+3.1%)	10% above
01886	$2,360	$2,600	$3,390	$4,090	$4,460	−$60 (−1.7%)	42% above
01887	$2,810	$2,900	$3,460	$4,120	$4,550	−$20 (−0.6%)	45% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.