Metro FMR area · IN · HUD FY 2027

Michigan City-La Porte, IN Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Michigan City-La Porte, IN area is $1,245 a month, 4% below the Indiana average and 29% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 16 ZIP codes range from $1,070 to $1,870.

$1,2452-bedroom FMR+$93 (+8.1%) vs FY 2026
$1,0311-bedroom FMRU.S.: $1,478
$49,800Income for a 2-bedroomat 30% of income
111,917Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,245/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Michigan City-La Porte, IN FMR	$1,245	$49,800	–
Indiana average	$1,302	$52,071	–
U.S. average	$1,761	$70,432	–

Michigan City-La Porte, IN Fair Market Rents, FY 2027 vs FY 2026
Unit	Michigan City-La Porte, IN FY 2027	FY 2026	Change	Indiana avg	U.S. avg	Income needed
Studio	$963	$874	+$89 (+10.2%)	$1,005	$1,379	$38,520
1 bedroom	$1,031	$953	+$78 (+8.2%)	$1,082	$1,478	$41,240
2 bedrooms	$1,245	$1,152	+$93 (+8.1%)	$1,302	$1,761	$49,800
3 bedrooms	$1,525	$1,454	+$71 (+4.9%)	$1,642	$2,266	$61,000
4 bedrooms	$1,762	$1,680	+$82 (+4.9%)	$1,904	$2,607	$70,480

Counties in this FMR area

Counties in the Michigan City-La Porte, IN FMR area
County	Residents in area
LaPorte County, IN	111,917

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,260.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Michigan City-La Porte, IN
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
46340	$830	$890	$1,070	$1,310	$1,520	+$40 (+3.9%)	14% below
46345	$970	$1,040	$1,250	$1,530	$1,770	no change	about the same as
46346	$900	$960	$1,160	$1,420	$1,640	+$60 (+5.5%)	7% below
46348	$1,050	$1,130	$1,360	$1,670	$1,920	+$70 (+5.4%)	9% above
46350	$960	$1,030	$1,240	$1,520	$1,750	+$100 (+8.8%)	about the same as
46360	$960	$1,030	$1,240	$1,520	$1,750	+$150 (+13.8%)	about the same as
46365	$1,000	$1,100	$1,310	$1,600	$1,820	+$140 (+12.0%)	5% above
46371	$1,450	$1,550	$1,870	$2,290	$2,650	+$430 (+29.9%)	50% above
46382	$980	$1,050	$1,280	$1,570	$1,840	+$90 (+7.6%)	3% above
46383	$1,150	$1,210	$1,470	$1,790	$1,950	+$120 (+8.9%)	18% above
46390	$1,240	$1,320	$1,600	$1,960	$2,260	+$110 (+7.4%)	29% above
46391	$1,210	$1,290	$1,560	$1,900	$2,170	+$140 (+9.9%)	25% above
46532	$900	$940	$1,190	$1,460	$1,800	+$60 (+5.3%)	4% below
46552	$940	$1,060	$1,260	$1,530	$1,700	+$100 (+8.6%)	1% above
46554	$840	$1,000	$1,170	$1,420	$1,540	+$110 (+10.4%)	6% below
46574	$810	$1,000	$1,170	$1,420	$1,540	+$130 (+12.5%)	6% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.