Metro FMR area · TX · HUD FY 2027

Sherman-Denison, TX Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Sherman-Denison, TX area is $1,395 a month, 6% below the Texas average and 21% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 23 ZIP codes range from $1,100 to $2,340.

$1,3952-bedroom FMR+$44 (+3.3%) vs FY 2026
$1,1261-bedroom FMRU.S.: $1,478
$55,800Income for a 2-bedroomat 30% of income
143,337Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,395/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Sherman-Denison, TX FMR	$1,395	$55,800	–
Texas average	$1,488	$59,528	–
U.S. average	$1,761	$70,432	–

Sherman-Denison, TX Fair Market Rents, FY 2027 vs FY 2026
Unit	Sherman-Denison, TX FY 2027	FY 2026	Change	Texas avg	U.S. avg	Income needed
Studio	$1,102	$1,088	+$14 (+1.3%)	$1,192	$1,379	$44,080
1 bedroom	$1,126	$1,089	+$37 (+3.4%)	$1,247	$1,478	$45,040
2 bedrooms	$1,395	$1,351	+$44 (+3.3%)	$1,488	$1,761	$55,800
3 bedrooms	$1,932	$1,879	+$53 (+2.8%)	$1,939	$2,266	$77,280
4 bedrooms	$2,148	$2,157	−$9 (−0.4%)	$2,341	$2,607	$85,920

Counties in this FMR area

Counties in the Sherman-Denison, TX FMR area
County	Residents in area
Grayson County, TX	143,337

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,390.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Sherman-Denison, TX
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
75009	$1,930	$1,990	$2,340	$2,950	$3,750	−$30 (−1.3%)	68% above
75020	$1,070	$1,100	$1,360	$1,880	$2,090	+$60 (+4.6%)	3% below
75021	$980	$1,000	$1,240	$1,720	$1,950	+$30 (+2.5%)	11% below
75058	$1,340	$1,370	$1,700	$2,350	$2,620	−$20 (−1.2%)	22% above
75076	$1,260	$1,290	$1,600	$2,220	$2,460	−$50 (−3.0%)	15% above
75090	$1,060	$1,080	$1,340	$1,860	$2,060	+$100 (+8.1%)	4% below
75091	$1,110	$1,130	$1,400	$1,940	$2,160	+$50 (+3.7%)	about the same as
75092	$1,110	$1,140	$1,410	$1,950	$2,170	+$10 (+0.7%)	1% above
75414	$980	$990	$1,220	$1,700	$1,950	+$10 (+0.8%)	13% below
75459	$1,140	$1,160	$1,440	$1,990	$2,220	+$80 (+5.9%)	3% above
75479	$980	$990	$1,220	$1,700	$1,950	+$10 (+0.8%)	13% below
75489	$1,190	$1,220	$1,510	$2,090	$2,330	+$140 (+10.2%)	8% above
75490	$1,150	$1,260	$1,640	$2,260	$2,730	+$190 (+13.1%)	18% above
75491	$850	$880	$1,100	$1,530	$1,730	+$10 (+0.9%)	21% below
75495	$1,330	$1,360	$1,680	$2,310	$2,600	+$110 (+7.0%)	20% above
76233	$980	$1,000	$1,250	$1,700	$1,950	−$20 (−1.6%)	10% below
76240	$1,020	$1,020	$1,340	$1,700	$1,950	+$60 (+4.7%)	4% below
76245	$1,000	$1,020	$1,260	$1,730	$1,950	+$50 (+4.1%)	10% below
76258	$1,230	$1,270	$1,500	$1,900	$2,400	−$30 (−2.0%)	8% above
76264	$980	$990	$1,220	$1,700	$1,950	+$10 (+0.8%)	13% below
76268	$1,100	$1,120	$1,390	$1,920	$2,130	+$10 (+0.7%)	about the same as
76271	$1,470	$1,500	$1,870	$2,560	$2,840	−$30 (−1.6%)	34% above
76273	$1,030	$1,050	$1,310	$1,780	$1,960	+$30 (+2.3%)	6% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.