Mississippi · FIPS 28109 · HUD FY 2027
Pearl River County, Mississippi Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Pearl River County is $967 a month (rent plus utilities), 11% below the Mississippi average of $1,087 and 45% below the U.S. average of $1,761. That is up $18 (1.9%) from FY 2026. At 30% of income, a household needs about $38,680 a year to afford it.
- $9672-bedroom FMR+$18 (+1.9%) vs FY 2026
- $7941-bedroom FMRMississippi: $928 · U.S.: $1,478
- $38,680Income for a 2-bedroom$19/hour full-time
- 27 of 822BR rank in Mississippi1 = highest rent
| Unit | Pearl River County FY 2027 | FY 2026 | Change | Mississippi avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $789 | $821 | −$32 (−3.9%) | $883 | $1,379 | $31,560 |
| 1 bedroom | $794 | $857 | −$63 (−7.4%) | $928 | $1,478 | $31,760 |
| 2 bedrooms | $967 | $949 | +$18 (+1.9%) | $1,087 | $1,761 | $38,680 |
| 3 bedrooms | $1,288 | $1,315 | −$27 (−2.1%) | $1,371 | $2,266 | $51,520 |
| 4 bedrooms | $1,346 | $1,320 | +$26 (+2.0%) | $1,518 | $2,607 | $53,840 |
How Pearl River County compares
- Pearl River County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Mississippi, 2-bedroom FMRs run from $905 (Yalobusha County) to $1,316 (Forrest County).
- Studio to 4-bedroom: $789, $794, $967, $1,288, $1,346. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Pearl River County (by land area), the 2-bedroom figure ranges from $1,030 to $1,030.
Small Area FMRs by ZIP code in Pearl River County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 39426 | $820 | $860 | $1,030 | $1,330 | $1,460 | −$30 (−2.8%) | 7% above |
| 39466 | $780 | $840 | $1,030 | $1,330 | $1,460 | +$20 (+2.0%) | 7% above |
| 39470 | $750 | $840 | $1,030 | $1,330 | $1,460 | +$20 (+2.0%) | 7% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.