North Carolina · FIPS 37029 · HUD FY 2027
Camden County, North Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Camden County is $1,364 a month (rent plus utilities), 5% below the North Carolina average of $1,441 and 23% below the U.S. average of $1,761. That is up $77 (6.0%) from FY 2026. At 30% of income, a household needs about $54,560 a year to afford it.
- $1,3642-bedroom FMR+$77 (+6.0%) vs FY 2026
- $1,2201-bedroom FMRNorth Carolina: $1,282 · U.S.: $1,478
- $54,560Income for a 2-bedroom$26/hour full-time
- 22 of 1002BR rank in North Carolina1 = highest rent
| Unit | Camden County FY 2027 | FY 2026 | Change | North Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,203 | $1,121 | +$82 (+7.3%) | $1,215 | $1,379 | $48,120 |
| 1 bedroom | $1,220 | $1,139 | +$81 (+7.1%) | $1,282 | $1,478 | $48,800 |
| 2 bedrooms | $1,364 | $1,287 | +$77 (+6.0%) | $1,441 | $1,761 | $54,560 |
| 3 bedrooms | $1,889 | $1,790 | +$99 (+5.5%) | $1,823 | $2,266 | $75,560 |
| 4 bedrooms | $2,280 | $2,159 | +$121 (+5.6%) | $2,256 | $2,607 | $91,200 |
How Camden County compares
- HUD sets this rent for the Camden County, NC metro FMR area, which covers 10,927 residents in 1 county.
- Across North Carolina, 2-bedroom FMRs run from $1,012 (Wilkes County) to $1,866 (Buncombe County).
- Studio to 4-bedroom: $1,203, $1,220, $1,364, $1,889, $2,280. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Camden County (by land area), the 2-bedroom figure ranges from $1,370 to $1,560.
Small Area FMRs by ZIP code in Camden County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 27921 | $1,210 | $1,230 | $1,370 | $1,900 | $2,290 | +$20 (+1.5%) | about the same as |
| 27974 | $1,230 | $1,240 | $1,410 | $1,950 | $2,340 | +$10 (+0.7%) | 3% above |
| 27976 | $1,330 | $1,340 | $1,560 | $2,150 | $2,540 | no change | 14% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.