North Carolina · FIPS 37119 · HUD FY 2027
Mecklenburg County, North Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Mecklenburg County is $1,785 a month (rent plus utilities), 24% above the North Carolina average of $1,441 and 1% above the U.S. average of $1,761. That is up $99 (5.9%) from FY 2026. At 30% of income, a household needs about $71,400 a year to afford it.
- $1,7852-bedroom FMR+$99 (+5.9%) vs FY 2026
- $1,6401-bedroom FMRNorth Carolina: $1,282 · U.S.: $1,478
- $71,400Income for a 2-bedroom$34/hour full-time
- 4 of 1002BR rank in North Carolina1 = highest rent
| Unit | Mecklenburg County FY 2027 | FY 2026 | Change | North Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,574 | $1,469 | +$105 (+7.1%) | $1,215 | $1,379 | $62,960 |
| 1 bedroom | $1,640 | $1,538 | +$102 (+6.6%) | $1,282 | $1,478 | $65,600 |
| 2 bedrooms | $1,785 | $1,686 | +$99 (+5.9%) | $1,441 | $1,761 | $71,400 |
| 3 bedrooms | $2,179 | $2,076 | +$103 (+5.0%) | $1,823 | $2,266 | $87,160 |
| 4 bedrooms | $2,773 | $2,637 | +$136 (+5.2%) | $2,256 | $2,607 | $110,920 |
How Mecklenburg County compares
- HUD sets this rent for the Charlotte-Concord-Gastonia, NC-SC metro FMR area, which covers 2,170,326 residents in 5 counties.
- Across North Carolina, 2-bedroom FMRs run from $1,012 (Wilkes County) to $1,866 (Buncombe County).
- Studio to 4-bedroom: $1,574, $1,640, $1,785, $2,179, $2,773. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 34 ZIP codes mostly in Mecklenburg County (by land area), the 2-bedroom figure ranges from $1,500 to $2,680.
Small Area FMRs by ZIP code in Mecklenburg County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 28031 | $1,760 | $1,840 | $2,000 | $2,440 | $3,110 | +$110 (+5.8%) | 12% above |
| 28036 | $1,800 | $1,880 | $2,040 | $2,510 | $3,190 | +$100 (+5.2%) | 14% above |
| 28078 | $1,900 | $1,980 | $2,150 | $2,620 | $3,340 | +$60 (+2.9%) | 20% above |
| 28105 | $1,740 | $1,810 | $1,970 | $2,410 | $3,060 | +$90 (+4.8%) | 10% above |
| 28134 | $1,770 | $1,850 | $2,010 | $2,450 | $3,120 | +$120 (+6.3%) | 13% above |
| 28202 | $2,360 | $2,460 | $2,680 | $3,270 | $4,160 | +$150 (+5.9%) | 50% above |
| 28203 | $2,360 | $2,460 | $2,680 | $3,270 | $4,160 | +$150 (+5.9%) | 50% above |
| 28204 | $2,100 | $2,190 | $2,380 | $2,910 | $3,700 | +$60 (+2.6%) | 33% above |
| 28205 | $1,480 | $1,540 | $1,680 | $2,050 | $2,610 | +$60 (+3.7%) | 6% below |
| 28206 | $1,390 | $1,450 | $1,580 | $1,930 | $2,450 | +$110 (+7.5%) | 11% below |
| 28207 | $1,730 | $1,800 | $1,960 | $2,390 | $3,040 | +$120 (+6.5%) | 10% above |
| 28208 | $1,320 | $1,380 | $1,500 | $1,830 | $2,330 | +$30 (+2.0%) | 16% below |
| 28209 | $1,700 | $1,770 | $1,930 | $2,360 | $3,000 | +$60 (+3.2%) | 8% above |
| 28210 | $1,710 | $1,780 | $1,940 | $2,370 | $3,010 | +$60 (+3.2%) | 9% above |
| 28211 | $1,840 | $1,920 | $2,090 | $2,550 | $3,250 | +$100 (+5.0%) | 17% above |
| 28212 | $1,540 | $1,610 | $1,750 | $2,140 | $2,720 | +$50 (+2.9%) | 2% below |
| 28213 | $1,450 | $1,520 | $1,650 | $2,010 | $2,560 | +$70 (+4.4%) | 8% below |
| 28214 | $1,710 | $1,780 | $1,940 | $2,370 | $3,010 | +$130 (+7.2%) | 9% above |
| 28215 | $1,680 | $1,750 | $1,910 | $2,330 | $2,970 | +$180 (+10.4%) | 7% above |
| 28216 | $1,620 | $1,690 | $1,840 | $2,250 | $2,860 | +$60 (+3.4%) | 3% above |
| 28217 | $1,790 | $1,860 | $2,030 | $2,480 | $3,150 | +$70 (+3.6%) | 14% above |
| 28223 | $1,690 | $1,760 | $1,920 | $2,340 | $2,980 | +$70 (+3.8%) | 8% above |
| 28226 | $1,610 | $1,680 | $1,830 | $2,230 | $2,840 | +$110 (+6.4%) | 3% above |
| 28227 | $1,560 | $1,630 | $1,770 | $2,160 | $2,750 | −$50 (−2.7%) | 1% below |
| 28244 | $1,670 | $1,740 | $1,890 | $2,310 | $2,940 | +$100 (+5.6%) | 6% above |
| 28262 | $1,820 | $1,890 | $2,060 | $2,520 | $3,200 | +$70 (+3.5%) | 15% above |
| 28269 | $1,820 | $1,890 | $2,060 | $2,520 | $3,200 | +$70 (+3.5%) | 15% above |
| 28270 | $1,830 | $1,910 | $2,080 | $2,540 | $3,230 | +$50 (+2.5%) | 17% above |
| 28273 | $1,940 | $2,020 | $2,200 | $2,690 | $3,420 | +$70 (+3.3%) | 23% above |
| 28274 | $1,730 | $1,800 | $1,960 | $2,390 | $3,040 | +$120 (+6.5%) | 10% above |
| 28277 | $2,060 | $2,150 | $2,340 | $2,860 | $3,630 | +$10 (+0.4%) | 31% above |
| 28278 | $1,870 | $1,950 | $2,120 | $2,590 | $3,290 | +$40 (+1.9%) | 19% above |
| 28280 | $1,670 | $1,740 | $1,890 | $2,310 | $2,940 | +$100 (+5.6%) | 6% above |
| 28282 | $1,670 | $1,740 | $1,890 | $2,310 | $2,940 | +$100 (+5.6%) | 6% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.