Pennsylvania · FIPS 42029 · HUD FY 2027
Chester County, Pennsylvania Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Chester County is $1,860 a month (rent plus utilities), 22% above the Pennsylvania average of $1,528 and 6% above the U.S. average of $1,761. That is up $50 (2.8%) from FY 2026. At 30% of income, a household needs about $74,400 a year to afford it.
- $1,8602-bedroom FMR+$50 (+2.8%) vs FY 2026
- $1,5581-bedroom FMRPennsylvania: $1,257 · U.S.: $1,478
- $74,400Income for a 2-bedroom$36/hour full-time
- 1 of 672BR rank in Pennsylvania1 = highest rent
| Unit | Chester County FY 2027 | FY 2026 | Change | Pennsylvania avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,438 | $1,397 | +$41 (+2.9%) | $1,149 | $1,379 | $57,520 |
| 1 bedroom | $1,558 | $1,520 | +$38 (+2.5%) | $1,257 | $1,478 | $62,320 |
| 2 bedrooms | $1,860 | $1,810 | +$50 (+2.8%) | $1,528 | $1,761 | $74,400 |
| 3 bedrooms | $2,216 | $2,170 | +$46 (+2.1%) | $1,909 | $2,266 | $88,640 |
| 4 bedrooms | $2,445 | $2,423 | +$22 (+0.9%) | $2,082 | $2,607 | $97,800 |
How Chester County compares
- HUD sets this rent for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro FMR area, which covers 6,272,014 residents in 11 counties.
- Across Pennsylvania, 2-bedroom FMRs run from $1,014 (Warren County) to $1,860 (Bucks County).
- Studio to 4-bedroom: $1,438, $1,558, $1,860, $2,216, $2,445. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 39 ZIP codes mostly in Chester County (by land area), the 2-bedroom figure ranges from $1,280 to $2,790.
Small Area FMRs by ZIP code in Chester County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 19087 | $2,060 | $2,230 | $2,660 | $3,170 | $3,500 | +$80 (+3.1%) | 43% above |
| 19301 | $1,840 | $1,990 | $2,380 | $2,840 | $3,130 | +$30 (+1.3%) | 28% above |
| 19310 | $1,370 | $1,480 | $1,770 | $2,120 | $2,330 | −$30 (−1.7%) | 5% below |
| 19311 | $1,420 | $1,540 | $1,840 | $2,190 | $2,420 | +$20 (+1.1%) | 1% below |
| 19312 | $1,800 | $1,950 | $2,330 | $2,780 | $3,060 | +$100 (+4.5%) | 25% above |
| 19316 | $1,320 | $1,430 | $1,710 | $2,040 | $2,250 | +$20 (+1.2%) | 8% below |
| 19317 | $1,890 | $2,040 | $2,440 | $2,910 | $3,210 | −$40 (−1.6%) | 31% above |
| 19320 | $1,430 | $1,550 | $1,850 | $2,200 | $2,430 | −$10 (−0.5%) | 1% below |
| 19330 | $1,140 | $1,230 | $1,470 | $1,750 | $1,930 | −$10 (−0.7%) | 21% below |
| 19333 | $1,850 | $2,000 | $2,390 | $2,850 | $3,140 | +$70 (+3.0%) | 28% above |
| 19335 | $1,650 | $1,780 | $2,130 | $2,540 | $2,800 | +$110 (+5.4%) | 15% above |
| 19341 | $2,030 | $2,190 | $2,620 | $3,120 | $3,440 | +$70 (+2.7%) | 41% above |
| 19343 | $1,790 | $1,930 | $2,310 | $2,750 | $3,040 | +$30 (+1.3%) | 24% above |
| 19344 | $1,200 | $1,300 | $1,560 | $1,860 | $2,050 | +$60 (+4.0%) | 16% below |
| 19345 | $1,940 | $2,100 | $2,510 | $2,990 | $3,300 | +$60 (+2.4%) | 35% above |
| 19348 | $1,360 | $1,470 | $1,760 | $2,100 | $2,310 | +$50 (+2.9%) | 5% below |
| 19350 | $1,470 | $1,590 | $1,900 | $2,260 | $2,500 | +$50 (+2.7%) | 2% above |
| 19352 | $1,590 | $1,730 | $2,060 | $2,450 | $2,710 | +$180 (+9.6%) | 11% above |
| 19355 | $1,940 | $2,100 | $2,510 | $2,990 | $3,300 | +$60 (+2.4%) | 35% above |
| 19358 | $1,250 | $1,360 | $1,620 | $1,930 | $2,130 | −$40 (−2.4%) | 13% below |
| 19362 | $1,180 | $1,280 | $1,550 | $1,890 | $2,030 | +$60 (+4.0%) | 17% below |
| 19363 | $1,180 | $1,280 | $1,530 | $1,820 | $2,010 | no change | 18% below |
| 19365 | $1,210 | $1,310 | $1,570 | $1,870 | $2,060 | −$70 (−4.3%) | 16% below |
| 19367 | $1,350 | $1,470 | $1,750 | $2,080 | $2,300 | −$30 (−1.7%) | 6% below |
| 19369 | $1,350 | $1,460 | $1,750 | $2,080 | $2,290 | −$30 (−1.7%) | 6% below |
| 19372 | $2,040 | $2,210 | $2,640 | $3,150 | $3,470 | −$10 (−0.4%) | 42% above |
| 19374 | $1,000 | $1,080 | $1,290 | $1,540 | $1,700 | −$70 (−5.1%) | 31% below |
| 19375 | $1,370 | $1,480 | $1,770 | $2,110 | $2,320 | +$40 (+2.3%) | 5% below |
| 19380 | $2,030 | $2,190 | $2,620 | $3,120 | $3,440 | +$110 (+4.4%) | 41% above |
| 19382 | $1,710 | $1,850 | $2,210 | $2,630 | $2,900 | +$50 (+2.3%) | 19% above |
| 19383 | $1,710 | $1,850 | $2,210 | $2,630 | $2,900 | +$50 (+2.3%) | 19% above |
| 19390 | $1,380 | $1,500 | $1,790 | $2,130 | $2,350 | +$50 (+2.9%) | 4% below |
| 19425 | $2,160 | $2,340 | $2,790 | $3,320 | $3,670 | +$70 (+2.6%) | 50% above |
| 19442 | $1,690 | $1,830 | $2,180 | $2,600 | $2,870 | +$70 (+3.3%) | 17% above |
| 19457 | $1,210 | $1,310 | $1,560 | $1,860 | $2,050 | +$40 (+2.6%) | 16% below |
| 19460 | $1,670 | $1,810 | $2,160 | $2,570 | $2,840 | +$90 (+4.3%) | 16% above |
| 19465 | $1,430 | $1,550 | $1,850 | $2,200 | $2,430 | +$60 (+3.4%) | 1% below |
| 19475 | $990 | $1,070 | $1,280 | $1,530 | $1,680 | +$30 (+2.4%) | 31% below |
| 19520 | $1,040 | $1,130 | $1,370 | $1,630 | $1,800 | −$30 (−2.1%) | 26% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.