South Carolina · FIPS 45065 · HUD FY 2027
McCormick County, South Carolina Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in McCormick County is $885 a month (rent plus utilities), 36% below the South Carolina average of $1,391 and 50% below the U.S. average of $1,761. That is down $71 (7.4%) from FY 2026. At 30% of income, a household needs about $35,400 a year to afford it.
- $8852-bedroom FMR−$71 (−7.4%) vs FY 2026
- $6771-bedroom FMRSouth Carolina: $1,243 · U.S.: $1,478
- $35,400Income for a 2-bedroom$17/hour full-time
- 34 of 462BR rank in South Carolina1 = highest rent
| Unit | McCormick County FY 2027 | FY 2026 | Change | South Carolina avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $648 | $719 | −$71 (−9.9%) | $1,168 | $1,379 | $25,920 |
| 1 bedroom | $677 | $729 | −$52 (−7.1%) | $1,243 | $1,478 | $27,080 |
| 2 bedrooms | $885 | $956 | −$71 (−7.4%) | $1,391 | $1,761 | $35,400 |
| 3 bedrooms | $1,189 | $1,251 | −$62 (−5.0%) | $1,715 | $2,266 | $47,560 |
| 4 bedrooms | $1,194 | $1,320 | −$126 (−9.5%) | $2,003 | $2,607 | $47,760 |
How McCormick County compares
- McCormick County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across South Carolina, 2-bedroom FMRs run from $885 (Williamsburg County) to $2,010 (Beaufort County).
- Studio to 4-bedroom: $648, $677, $885, $1,189, $1,194. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in McCormick County (by land area), the 2-bedroom figure ranges from $960 to $1,150.
Small Area FMRs by ZIP code in McCormick County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 29835 | $730 | $770 | $1,000 | $1,340 | $1,360 | +$30 (+3.1%) | 13% above |
| 29840 | $710 | $780 | $960 | $1,270 | $1,330 | +$10 (+1.1%) | 8% above |
| 29844 | $750 | $790 | $1,030 | $1,380 | $1,390 | −$40 (−3.7%) | 16% above |
| 29845 | $750 | $790 | $1,030 | $1,380 | $1,390 | −$40 (−3.7%) | 16% above |
| 29848 | $930 | $1,050 | $1,150 | $1,470 | $1,720 | −$20 (−1.7%) | 30% above |
| 29899 | $730 | $770 | $1,000 | $1,340 | $1,360 | +$30 (+3.1%) | 13% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.