Tennessee · FIPS 47031 · HUD FY 2027
Coffee County, Tennessee Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Coffee County is $1,088 a month (rent plus utilities), 21% below the Tennessee average of $1,381 and 38% below the U.S. average of $1,761. That is up $129 (13.5%) from FY 2026. At 30% of income, a household needs about $43,520 a year to afford it.
- $1,0882-bedroom FMR+$129 (+13.5%) vs FY 2026
- $9281-bedroom FMRTennessee: $1,196 · U.S.: $1,478
- $43,520Income for a 2-bedroom$21/hour full-time
- 42 of 952BR rank in Tennessee1 = highest rent
| Unit | Coffee County FY 2027 | FY 2026 | Change | Tennessee avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $873 | $775 | +$98 (+12.6%) | $1,141 | $1,379 | $34,920 |
| 1 bedroom | $928 | $780 | +$148 (+19.0%) | $1,196 | $1,478 | $37,120 |
| 2 bedrooms | $1,088 | $959 | +$129 (+13.5%) | $1,381 | $1,761 | $43,520 |
| 3 bedrooms | $1,453 | $1,281 | +$172 (+13.4%) | $1,771 | $2,266 | $58,120 |
| 4 bedrooms | $1,459 | $1,363 | +$96 (+7.0%) | $2,054 | $2,607 | $58,360 |
How Coffee County compares
- Coffee County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Tennessee, 2-bedroom FMRs run from $995 (Weakley County) to $1,798 (Cannon County).
- Studio to 4-bedroom: $873, $928, $1,088, $1,453, $1,459. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Coffee County (by land area), the 2-bedroom figure ranges from $1,030 to $1,410.
Small Area FMRs by ZIP code in Coffee County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 37018 | $1,180 | $1,270 | $1,410 | $1,850 | $2,170 | +$90 (+6.8%) | 30% above |
| 37342 | $830 | $880 | $1,030 | $1,380 | $1,380 | +$100 (+10.8%) | 5% below |
| 37355 | $890 | $950 | $1,110 | $1,480 | $1,490 | +$140 (+14.4%) | 2% above |
| 37388 | $850 | $900 | $1,080 | $1,440 | $1,510 | +$120 (+12.5%) | 1% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.