Tennessee · FIPS 47041 · HUD FY 2027
DeKalb County, Tennessee Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in DeKalb County is $1,016 a month (rent plus utilities), 26% below the Tennessee average of $1,381 and 42% below the U.S. average of $1,761. That is up $63 (6.6%) from FY 2026. At 30% of income, a household needs about $40,640 a year to afford it.
- $1,0162-bedroom FMR+$63 (+6.6%) vs FY 2026
- $7771-bedroom FMRTennessee: $1,196 · U.S.: $1,478
- $40,640Income for a 2-bedroom$20/hour full-time
- 53 of 952BR rank in Tennessee1 = highest rent
| Unit | DeKalb County FY 2027 | FY 2026 | Change | Tennessee avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $772 | $722 | +$50 (+6.9%) | $1,141 | $1,379 | $30,880 |
| 1 bedroom | $777 | $726 | +$51 (+7.0%) | $1,196 | $1,478 | $31,080 |
| 2 bedrooms | $1,016 | $953 | +$63 (+6.6%) | $1,381 | $1,761 | $40,640 |
| 3 bedrooms | $1,299 | $1,143 | +$156 (+13.6%) | $1,771 | $2,266 | $51,960 |
| 4 bedrooms | $1,698 | $1,532 | +$166 (+10.8%) | $2,054 | $2,607 | $67,920 |
How DeKalb County compares
- DeKalb County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Tennessee, 2-bedroom FMRs run from $995 (Weakley County) to $1,798 (Cannon County).
- Studio to 4-bedroom: $772, $777, $1,016, $1,299, $1,698. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in DeKalb County (by land area), the 2-bedroom figure ranges from $1,190 to $1,270.
Small Area FMRs by ZIP code in DeKalb County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 37012 | $1,040 | $1,060 | $1,190 | $1,500 | $1,820 | −$130 (−9.8%) | 17% above |
| 37059 | $960 | $970 | $1,270 | $1,620 | $2,120 | +$110 (+9.5%) | 25% above |
| 37095 | $1,040 | $1,060 | $1,190 | $1,500 | $1,820 | −$130 (−9.8%) | 17% above |
| 37166 | $1,040 | $1,060 | $1,190 | $1,500 | $1,820 | −$130 (−9.8%) | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.