Texas · FIPS 48095 · HUD FY 2027
Concho County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Concho County is $1,131 a month (rent plus utilities), 24% below the Texas average of $1,488 and 36% below the U.S. average of $1,761. That is down $22 (1.9%) from FY 2026. At 30% of income, a household needs about $45,240 a year to afford it.
- $1,1312-bedroom FMR−$22 (−1.9%) vs FY 2026
- $9001-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $45,240Income for a 2-bedroom$22/hour full-time
- 111 of 2542BR rank in Texas1 = highest rent
| Unit | Concho County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $860 | $896 | −$36 (−4.0%) | $1,192 | $1,379 | $34,400 |
| 1 bedroom | $900 | $922 | −$22 (−2.4%) | $1,247 | $1,478 | $36,000 |
| 2 bedrooms | $1,131 | $1,153 | −$22 (−1.9%) | $1,488 | $1,761 | $45,240 |
| 3 bedrooms | $1,461 | $1,500 | −$39 (−2.6%) | $1,939 | $2,266 | $58,440 |
| 4 bedrooms | $1,629 | $1,696 | −$67 (−4.0%) | $2,341 | $2,607 | $65,160 |
How Concho County compares
- Concho County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $860, $900, $1,131, $1,461, $1,629. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Concho County (by land area), the 2-bedroom figure ranges from $1,090 to $1,350.
Small Area FMRs by ZIP code in Concho County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 76837 | $860 | $900 | $1,130 | $1,460 | $1,630 | −$20 (−1.7%) | about the same as |
| 76858 | $830 | $850 | $1,090 | $1,350 | $1,570 | no change | 4% below |
| 76862 | $860 | $900 | $1,130 | $1,460 | $1,630 | −$20 (−1.7%) | about the same as |
| 76866 | $1,030 | $1,070 | $1,350 | $1,740 | $1,940 | +$200 (+17.4%) | 19% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.