Texas · FIPS 48107 · HUD FY 2027
Crosby County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Crosby County is $1,241 a month (rent plus utilities), 17% below the Texas average of $1,488 and 30% below the U.S. average of $1,761. That is up $66 (5.6%) from FY 2026. At 30% of income, a household needs about $49,640 a year to afford it.
- $1,2412-bedroom FMR+$66 (+5.6%) vs FY 2026
- $1,0501-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $49,640Income for a 2-bedroom$24/hour full-time
- 58 of 2542BR rank in Texas1 = highest rent
| Unit | Crosby County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $893 | $818 | +$75 (+9.2%) | $1,192 | $1,379 | $35,720 |
| 1 bedroom | $1,050 | $990 | +$60 (+6.1%) | $1,247 | $1,478 | $42,000 |
| 2 bedrooms | $1,241 | $1,175 | +$66 (+5.6%) | $1,488 | $1,761 | $49,640 |
| 3 bedrooms | $1,718 | $1,634 | +$84 (+5.1%) | $1,939 | $2,266 | $68,720 |
| 4 bedrooms | $2,053 | $1,940 | +$113 (+5.8%) | $2,341 | $2,607 | $82,120 |
How Crosby County compares
- HUD sets this rent for the Lubbock, TX metro FMR area, which covers 323,925 residents in 2 counties.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $893, $1,050, $1,241, $1,718, $2,053. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Crosby County (by land area), the 2-bedroom figure ranges from $1,060 to $1,060.
Small Area FMRs by ZIP code in Crosby County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 79322 | $740 | $900 | $1,060 | $1,480 | $1,750 | −$20 (−1.9%) | 15% below |
| 79343 | $740 | $900 | $1,060 | $1,480 | $1,750 | −$20 (−1.9%) | 15% below |
| 79357 | $740 | $900 | $1,060 | $1,480 | $1,750 | −$20 (−1.9%) | 15% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.