Texas · FIPS 48143 · HUD FY 2027
Erath County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Erath County is $1,260 a month (rent plus utilities), 15% below the Texas average of $1,488 and 28% below the U.S. average of $1,761. That is up $81 (6.9%) from FY 2026. At 30% of income, a household needs about $50,400 a year to afford it.
- $1,2602-bedroom FMR+$81 (+6.9%) vs FY 2026
- $9631-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $50,400Income for a 2-bedroom$24/hour full-time
- 55 of 2542BR rank in Texas1 = highest rent
| Unit | Erath County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $877 | $893 | −$16 (−1.8%) | $1,192 | $1,379 | $35,080 |
| 1 bedroom | $963 | $899 | +$64 (+7.1%) | $1,247 | $1,478 | $38,520 |
| 2 bedrooms | $1,260 | $1,179 | +$81 (+6.9%) | $1,488 | $1,761 | $50,400 |
| 3 bedrooms | $1,745 | $1,640 | +$105 (+6.4%) | $1,939 | $2,266 | $69,800 |
| 4 bedrooms | $1,935 | $1,913 | +$22 (+1.2%) | $2,341 | $2,607 | $77,400 |
How Erath County compares
- Erath County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $877, $963, $1,260, $1,745, $1,935. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Erath County (by land area), the 2-bedroom figure ranges from $1,070 to $1,280.
Small Area FMRs by ZIP code in Erath County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 76401 | $880 | $960 | $1,260 | $1,740 | $1,930 | +$90 (+7.7%) | same |
| 76402 | $880 | $960 | $1,260 | $1,740 | $1,930 | +$90 (+7.7%) | same |
| 76433 | $990 | $1,120 | $1,280 | $1,710 | $1,980 | +$70 (+5.8%) | 2% above |
| 76446 | $850 | $920 | $1,210 | $1,660 | $1,820 | +$20 (+1.7%) | 4% below |
| 76463 | $810 | $840 | $1,070 | $1,480 | $1,730 | +$50 (+4.9%) | 15% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.