Texas · FIPS 48449 · HUD FY 2027
Titus County, Texas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Titus County is $1,045 a month (rent plus utilities), 30% below the Texas average of $1,488 and 41% below the U.S. average of $1,761. That is up $72 (7.4%) from FY 2026. At 30% of income, a household needs about $41,800 a year to afford it.
- $1,0452-bedroom FMR+$72 (+7.4%) vs FY 2026
- $8631-bedroom FMRTexas: $1,247 · U.S.: $1,478
- $41,800Income for a 2-bedroom$20/hour full-time
- 181 of 2542BR rank in Texas1 = highest rent
| Unit | Titus County FY 2027 | FY 2026 | Change | Texas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $826 | $774 | +$52 (+6.7%) | $1,192 | $1,379 | $33,040 |
| 1 bedroom | $863 | $779 | +$84 (+10.8%) | $1,247 | $1,478 | $34,520 |
| 2 bedrooms | $1,045 | $973 | +$72 (+7.4%) | $1,488 | $1,761 | $41,800 |
| 3 bedrooms | $1,368 | $1,263 | +$105 (+8.3%) | $1,939 | $2,266 | $54,720 |
| 4 bedrooms | $1,373 | $1,288 | +$85 (+6.6%) | $2,341 | $2,607 | $54,920 |
How Titus County compares
- Titus County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Texas, 2-bedroom FMRs run from $1,014 (Zavala County) to $1,817 (Bastrop County).
- Studio to 4-bedroom: $826, $863, $1,045, $1,368, $1,373. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 3 ZIP codes mostly in Titus County (by land area), the 2-bedroom figure ranges from $1,020 to $1,050.
Small Area FMRs by ZIP code in Titus County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 75455 | $830 | $870 | $1,050 | $1,370 | $1,470 | +$80 (+8.2%) | about the same as |
| 75493 | $810 | $840 | $1,020 | $1,340 | $1,340 | +$40 (+4.1%) | 2% below |
| 75558 | $820 | $860 | $1,040 | $1,370 | $1,470 | +$70 (+7.2%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.