Arizona · FIPS 04001 · HUD FY 2027
Apache County, Arizona Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Apache County is $1,071 a month (rent plus utilities), 34% below the Arizona average of $1,616 and 39% below the U.S. average of $1,761. That is down $104 (8.9%) from FY 2026. At 30% of income, a household needs about $42,840 a year to afford it.
- $1,0712-bedroom FMR−$104 (−8.9%) vs FY 2026
- $8191-bedroom FMRArizona: $1,361 · U.S.: $1,478
- $42,840Income for a 2-bedroom$21/hour full-time
- 12 of 152BR rank in Arizona1 = highest rent
| Unit | Apache County FY 2027 | FY 2026 | Change | Arizona avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $746 | $810 | −$64 (−7.9%) | $1,261 | $1,379 | $29,840 |
| 1 bedroom | $819 | $903 | −$84 (−9.3%) | $1,361 | $1,478 | $32,760 |
| 2 bedrooms | $1,071 | $1,175 | −$104 (−8.9%) | $1,616 | $1,761 | $42,840 |
| 3 bedrooms | $1,483 | $1,599 | −$116 (−7.3%) | $2,149 | $2,266 | $59,320 |
| 4 bedrooms | $1,790 | $1,828 | −$38 (−2.1%) | $2,397 | $2,607 | $71,600 |
How Apache County compares
- Apache County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Arizona, 2-bedroom FMRs run from $1,038 (La Paz County) to $1,734 (Maricopa County).
- Studio to 4-bedroom: $746, $819, $1,071, $1,483, $1,790. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 29 ZIP codes mostly in Apache County (by land area), the 2-bedroom figure ranges from $1,060 to $1,610.
Small Area FMRs by ZIP code in Apache County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 85920 | $780 | $870 | $1,130 | $1,530 | $1,820 | −$120 (−9.6%) | 6% above |
| 85924 | $1,090 | $1,180 | $1,550 | $1,980 | $2,200 | +$20 (+1.3%) | 45% above |
| 85925 | $790 | $860 | $1,130 | $1,560 | $1,890 | −$40 (−3.4%) | 6% above |
| 85927 | $900 | $980 | $1,290 | $1,780 | $2,150 | −$10 (−0.8%) | 20% above |
| 85930 | $850 | $930 | $1,180 | $1,460 | $1,670 | −$70 (−5.6%) | 10% above |
| 85932 | $850 | $930 | $1,220 | $1,690 | $2,040 | −$90 (−6.9%) | 14% above |
| 85936 | $750 | $820 | $1,070 | $1,480 | $1,790 | −$110 (−9.3%) | about the same as |
| 85938 | $1,120 | $1,230 | $1,610 | $2,230 | $2,690 | +$50 (+3.2%) | 50% above |
| 85940 | $950 | $1,030 | $1,350 | $1,670 | $1,780 | −$70 (−4.9%) | 26% above |
| 86028 | $830 | $890 | $1,170 | $1,450 | $1,650 | −$30 (−2.5%) | 9% above |
| 86502 | $750 | $820 | $1,070 | $1,480 | $1,790 | −$110 (−9.3%) | about the same as |
| 86503 | $850 | $930 | $1,180 | $1,460 | $1,700 | −$70 (−5.6%) | 10% above |
| 86504 | $790 | $870 | $1,130 | $1,550 | $1,860 | −$100 (−8.1%) | 6% above |
| 86505 | $850 | $930 | $1,180 | $1,460 | $1,670 | −$70 (−5.6%) | 10% above |
| 86506 | $750 | $820 | $1,070 | $1,480 | $1,790 | −$110 (−9.3%) | about the same as |
| 86507 | $730 | $820 | $1,060 | $1,440 | $1,710 | +$10 (+1.0%) | 1% below |
| 86508 | $750 | $820 | $1,070 | $1,480 | $1,790 | −$110 (−9.3%) | about the same as |
| 86511 | $730 | $820 | $1,060 | $1,440 | $1,700 | −$50 (−4.5%) | 1% below |
| 86512 | $750 | $820 | $1,070 | $1,480 | $1,790 | −$110 (−9.3%) | about the same as |
| 86514 | $870 | $950 | $1,240 | $1,710 | $2,050 | −$130 (−9.5%) | 16% above |
| 86520 | $910 | $1,000 | $1,290 | $1,670 | $1,880 | −$140 (−9.8%) | 20% above |
| 86535 | $870 | $950 | $1,240 | $1,580 | $1,720 | −$100 (−7.5%) | 16% above |
| 86538 | $770 | $840 | $1,100 | $1,520 | $1,840 | −$90 (−7.6%) | 3% above |
| 86540 | $730 | $820 | $1,060 | $1,440 | $1,680 | −$20 (−1.9%) | 1% below |
| 86544 | $790 | $850 | $1,100 | $1,520 | $1,780 | −$30 (−2.7%) | 3% above |
| 86545 | $750 | $820 | $1,070 | $1,480 | $1,790 | −$110 (−9.3%) | about the same as |
| 86547 | $750 | $820 | $1,070 | $1,480 | $1,790 | −$110 (−9.3%) | about the same as |
| 86556 | $730 | $820 | $1,060 | $1,440 | $1,700 | +$10 (+1.0%) | 1% below |
| 87328 | $800 | $820 | $1,060 | $1,440 | $1,650 | +$10 (+1.0%) | 1% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.