Arizona · FIPS 04017 · HUD FY 2027
Navajo County, Arizona Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Navajo County is $1,264 a month (rent plus utilities), 22% below the Arizona average of $1,616 and 28% below the U.S. average of $1,761. That is down $45 (3.4%) from FY 2026. At 30% of income, a household needs about $50,560 a year to afford it.
- $1,2642-bedroom FMR−$45 (−3.4%) vs FY 2026
- $9661-bedroom FMRArizona: $1,361 · U.S.: $1,478
- $50,560Income for a 2-bedroom$24/hour full-time
- 7 of 152BR rank in Arizona1 = highest rent
| Unit | Navajo County FY 2027 | FY 2026 | Change | Arizona avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $892 | $937 | −$45 (−4.8%) | $1,261 | $1,379 | $35,680 |
| 1 bedroom | $966 | $1,026 | −$60 (−5.8%) | $1,361 | $1,478 | $38,640 |
| 2 bedrooms | $1,264 | $1,309 | −$45 (−3.4%) | $1,616 | $1,761 | $50,560 |
| 3 bedrooms | $1,567 | $1,622 | −$55 (−3.4%) | $2,149 | $2,266 | $62,680 |
| 4 bedrooms | $1,661 | $1,733 | −$72 (−4.2%) | $2,397 | $2,607 | $66,440 |
How Navajo County compares
- Navajo County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Arizona, 2-bedroom FMRs run from $1,038 (La Paz County) to $1,734 (Maricopa County).
- Studio to 4-bedroom: $892, $966, $1,264, $1,567, $1,661. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 26 ZIP codes mostly in Navajo County (by land area), the 2-bedroom figure ranges from $1,180 to $1,750.
Small Area FMRs by ZIP code in Navajo County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 85901 | $950 | $1,030 | $1,350 | $1,670 | $1,780 | −$70 (−4.9%) | 7% above |
| 85902 | $860 | $930 | $1,200 | $1,490 | $1,590 | −$50 (−4.0%) | 5% below |
| 85911 | $850 | $930 | $1,180 | $1,460 | $1,560 | −$70 (−5.6%) | 7% below |
| 85912 | $1,010 | $1,100 | $1,440 | $1,780 | $1,890 | −$120 (−7.7%) | 14% above |
| 85923 | $890 | $960 | $1,260 | $1,560 | $1,660 | +$10 (+0.8%) | about the same as |
| 85926 | $850 | $930 | $1,180 | $1,460 | $1,560 | −$70 (−5.6%) | 7% below |
| 85928 | $1,440 | $1,560 | $1,730 | $2,110 | $2,320 | −$20 (−1.1%) | 37% above |
| 85929 | $980 | $1,060 | $1,390 | $1,720 | $1,830 | −$100 (−6.7%) | 10% above |
| 85933 | $850 | $930 | $1,180 | $1,460 | $1,560 | −$70 (−5.6%) | 7% below |
| 85934 | $900 | $970 | $1,260 | $1,560 | $1,660 | −$110 (−8.0%) | about the same as |
| 85935 | $1,000 | $1,090 | $1,420 | $1,760 | $1,870 | +$90 (+6.8%) | 12% above |
| 85937 | $1,230 | $1,340 | $1,750 | $2,170 | $2,300 | +$50 (+2.9%) | 38% above |
| 85939 | $1,040 | $1,130 | $1,440 | $1,790 | $1,910 | −$160 (−10.0%) | 14% above |
| 85942 | $890 | $960 | $1,260 | $1,560 | $1,660 | −$50 (−3.8%) | about the same as |
| 86025 | $850 | $930 | $1,180 | $1,460 | $1,560 | −$70 (−5.6%) | 7% below |
| 86029 | $850 | $930 | $1,180 | $1,460 | $1,560 | −$70 (−5.6%) | 7% below |
| 86031 | $1,020 | $1,110 | $1,450 | $1,800 | $1,910 | +$50 (+3.6%) | 15% above |
| 86032 | $900 | $980 | $1,280 | $1,590 | $1,680 | −$40 (−3.0%) | 1% above |
| 86033 | $870 | $950 | $1,240 | $1,540 | $1,650 | −$90 (−6.8%) | 2% below |
| 86034 | $860 | $940 | $1,220 | $1,580 | $1,760 | −$30 (−2.4%) | 3% below |
| 86039 | $890 | $960 | $1,260 | $1,560 | $1,660 | no change | about the same as |
| 86042 | $900 | $980 | $1,280 | $1,590 | $1,680 | −$20 (−1.5%) | 1% above |
| 86043 | $900 | $980 | $1,280 | $1,590 | $1,680 | +$10 (+0.8%) | 1% above |
| 86047 | $1,440 | $1,560 | $1,730 | $2,110 | $2,320 | −$20 (−1.1%) | 37% above |
| 86054 | $1,440 | $1,560 | $1,730 | $2,110 | $2,320 | −$20 (−1.1%) | 37% above |
| 86510 | $850 | $930 | $1,180 | $1,460 | $1,560 | −$70 (−5.6%) | 7% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.