California · FIPS 06075 · HUD FY 2027
San Francisco County, California Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in San Francisco County is $3,697 a month (rent plus utilities), 40% above the California average of $2,632 and 110% above the U.S. average of $1,761. That is up $93 (2.6%) from FY 2026. At 30% of income, a household needs about $147,880 a year to afford it.
- $3,6972-bedroom FMR+$93 (+2.6%) vs FY 2026
- $3,0031-bedroom FMRCalifornia: $2,151 · U.S.: $1,478
- $147,880Income for a 2-bedroom$71/hour full-time
- 2 of 582BR rank in California1 = highest rent
| Unit | San Francisco County FY 2027 | FY 2026 | Change | California avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $2,574 | $2,485 | +$89 (+3.6%) | $1,986 | $1,379 | $102,960 |
| 1 bedroom | $3,003 | $2,977 | +$26 (+0.9%) | $2,151 | $1,478 | $120,120 |
| 2 bedrooms | $3,697 | $3,604 | +$93 (+2.6%) | $2,632 | $1,761 | $147,880 |
| 3 bedrooms | $4,832 | $4,604 | +$228 (+5.0%) | $3,457 | $2,266 | $193,280 |
| 4 bedrooms | $5,439 | $4,772 | +$667 (+14.0%) | $3,986 | $2,607 | $217,560 |
How San Francisco County compares
- HUD sets this rent for the San Francisco, CA metro FMR area, which covers 1,830,544 residents in 3 counties.
- Across California, 2-bedroom FMRs run from $1,084 (Modoc County) to $4,254 (Santa Cruz County).
- Studio to 4-bedroom: $2,574, $3,003, $3,697, $4,832, $5,439. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 28 ZIP codes mostly in San Francisco County (by land area), the 2-bedroom figure ranges from $3,250 to $4,930.
Small Area FMRs by ZIP code in San Francisco County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 94102 | $2,240 | $2,680 | $3,250 | $4,160 | $4,680 | +$260 (+8.7%) | 12% below |
| 94103 | $2,740 | $3,190 | $3,930 | $5,140 | $5,780 | +$410 (+11.6%) | 6% above |
| 94104 | $2,420 | $2,830 | $3,480 | $4,550 | $5,120 | −$320 (−8.4%) | 6% below |
| 94105 | $2,940 | $3,520 | $4,260 | $5,440 | $5,780 | −$470 (−9.9%) | 15% above |
| 94107 | $3,430 | $4,010 | $4,930 | $6,440 | $7,250 | +$230 (+4.9%) | 33% above |
| 94108 | $2,240 | $2,680 | $3,250 | $4,150 | $4,370 | +$260 (+8.7%) | 12% below |
| 94109 | $2,240 | $2,680 | $3,250 | $4,170 | $4,690 | +$160 (+5.2%) | 12% below |
| 94110 | $2,350 | $2,740 | $3,370 | $4,400 | $4,960 | +$290 (+9.4%) | 9% below |
| 94111 | $2,690 | $3,140 | $3,870 | $5,060 | $5,690 | −$20 (−0.5%) | 5% above |
| 94112 | $2,240 | $2,680 | $3,250 | $4,150 | $4,300 | +$260 (+8.7%) | 12% below |
| 94114 | $2,870 | $3,350 | $4,120 | $5,390 | $6,060 | +$260 (+6.7%) | 11% above |
| 94115 | $2,900 | $3,380 | $4,160 | $5,440 | $6,120 | +$40 (+1.0%) | 13% above |
| 94116 | $2,840 | $3,310 | $4,080 | $5,330 | $6,000 | +$120 (+3.0%) | 10% above |
| 94117 | $2,790 | $3,260 | $4,010 | $5,240 | $5,900 | +$190 (+5.0%) | 8% above |
| 94118 | $2,390 | $2,790 | $3,430 | $4,480 | $5,050 | +$130 (+3.9%) | 7% below |
| 94121 | $2,240 | $2,680 | $3,250 | $4,150 | $4,350 | +$260 (+8.7%) | 12% below |
| 94122 | $2,370 | $2,770 | $3,410 | $4,460 | $5,020 | +$100 (+3.0%) | 8% below |
| 94123 | $3,240 | $3,780 | $4,650 | $6,080 | $6,840 | +$70 (+1.5%) | 26% above |
| 94124 | $2,240 | $2,680 | $3,250 | $4,150 | $4,300 | +$260 (+8.7%) | 12% below |
| 94127 | $2,470 | $2,930 | $3,560 | $4,650 | $5,230 | −$320 (−8.2%) | 4% below |
| 94129 | $2,570 | $3,000 | $3,690 | $4,830 | $5,440 | +$100 (+2.8%) | about the same as |
| 94130 | $2,490 | $2,900 | $3,570 | $4,670 | $5,250 | no change | 3% below |
| 94131 | $2,800 | $3,270 | $4,020 | $5,250 | $5,910 | +$70 (+1.8%) | 9% above |
| 94132 | $2,240 | $2,680 | $3,250 | $4,150 | $4,490 | +$250 (+8.3%) | 12% below |
| 94133 | $2,240 | $2,680 | $3,250 | $4,150 | $4,300 | +$260 (+8.7%) | 12% below |
| 94134 | $2,240 | $2,680 | $3,250 | $4,150 | $4,300 | +$260 (+8.7%) | 12% below |
| 94158 | $3,430 | $4,010 | $4,930 | $6,440 | $7,250 | +$560 (+12.8%) | 33% above |
| 94188 | $2,470 | $2,880 | $3,540 | $4,630 | $5,210 | +$90 (+2.6%) | 4% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.