Colorado · FIPS 08045 · HUD FY 2027
Garfield County, Colorado Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Garfield County is $1,781 a month (rent plus utilities), 7% below the Colorado average of $1,916 and 1% above the U.S. average of $1,761. That is up $176 (11.0%) from FY 2026. At 30% of income, a household needs about $71,240 a year to afford it.
- $1,7812-bedroom FMR+$176 (+11.0%) vs FY 2026
- $1,3871-bedroom FMRColorado: $1,606 · U.S.: $1,478
- $71,240Income for a 2-bedroom$34/hour full-time
- 18 of 642BR rank in Colorado1 = highest rent
| Unit | Garfield County FY 2027 | FY 2026 | Change | Colorado avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,240 | $1,215 | +$25 (+2.1%) | $1,497 | $1,379 | $49,600 |
| 1 bedroom | $1,387 | $1,223 | +$164 (+13.4%) | $1,606 | $1,478 | $55,480 |
| 2 bedrooms | $1,781 | $1,605 | +$176 (+11.0%) | $1,916 | $1,761 | $71,240 |
| 3 bedrooms | $2,466 | $2,232 | +$234 (+10.5%) | $2,538 | $2,266 | $98,640 |
| 4 bedrooms | $2,477 | $2,391 | +$86 (+3.6%) | $2,884 | $2,607 | $99,080 |
How Garfield County compares
- Garfield County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Colorado, 2-bedroom FMRs run from $1,014 (Sedgwick County) to $2,766 (Summit County).
- Studio to 4-bedroom: $1,240, $1,387, $1,781, $2,466, $2,477. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 6 ZIP codes mostly in Garfield County (by land area), the 2-bedroom figure ranges from $1,450 to $2,620.
Small Area FMRs by ZIP code in Garfield County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 81601 | $1,370 | $1,530 | $1,970 | $2,730 | $2,740 | +$260 (+15.2%) | 11% above |
| 81630 | $1,100 | $1,110 | $1,450 | $2,010 | $2,160 | +$10 (+0.7%) | 19% below |
| 81635 | $1,100 | $1,110 | $1,450 | $2,010 | $2,160 | +$10 (+0.7%) | 19% below |
| 81637 | $1,830 | $2,010 | $2,620 | $3,130 | $4,370 | +$240 (+10.1%) | 47% above |
| 81647 | $1,180 | $1,320 | $1,690 | $2,340 | $2,350 | +$70 (+4.3%) | 5% below |
| 81652 | $1,460 | $1,630 | $2,090 | $2,890 | $2,910 | +$140 (+7.2%) | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.