Illinois · FIPS 17019 · HUD FY 2027
Champaign County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Champaign County is $1,173 a month (rent plus utilities), 32% below the Illinois average of $1,724 and 33% below the U.S. average of $1,761. That is up $51 (4.5%) from FY 2026. At 30% of income, a household needs about $46,920 a year to afford it.
- $1,1732-bedroom FMR+$51 (+4.5%) vs FY 2026
- $9961-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $46,920Income for a 2-bedroom$23/hour full-time
- 25 of 1022BR rank in Illinois1 = highest rent
| Unit | Champaign County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $983 | $941 | +$42 (+4.5%) | $1,401 | $1,379 | $39,320 |
| 1 bedroom | $996 | $946 | +$50 (+5.3%) | $1,489 | $1,478 | $39,840 |
| 2 bedrooms | $1,173 | $1,122 | +$51 (+4.5%) | $1,724 | $1,761 | $46,920 |
| 3 bedrooms | $1,474 | $1,436 | +$38 (+2.6%) | $2,220 | $2,266 | $58,960 |
| 4 bedrooms | $1,542 | $1,486 | +$56 (+3.8%) | $2,524 | $2,607 | $61,680 |
How Champaign County compares
- HUD sets this rent for the Champaign-Urbana, IL metro FMR area, which covers 225,436 residents in 2 counties.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $983, $996, $1,173, $1,474, $1,542. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 29 ZIP codes mostly in Champaign County (by land area), the 2-bedroom figure ranges from $1,010 to $1,530.
Small Area FMRs by ZIP code in Champaign County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 60949 | $990 | $1,000 | $1,180 | $1,480 | $1,550 | +$170 (+16.8%) | 1% above |
| 61801 | $950 | $970 | $1,140 | $1,430 | $1,500 | +$50 (+4.6%) | 3% below |
| 61802 | $950 | $970 | $1,140 | $1,430 | $1,500 | +$50 (+4.6%) | 3% below |
| 61815 | $1,030 | $1,040 | $1,230 | $1,550 | $1,620 | +$180 (+17.1%) | 5% above |
| 61816 | $910 | $930 | $1,090 | $1,370 | $1,430 | +$10 (+0.9%) | 7% below |
| 61820 | $1,130 | $1,150 | $1,350 | $1,700 | $1,770 | +$80 (+6.3%) | 15% above |
| 61821 | $990 | $1,000 | $1,180 | $1,480 | $1,550 | +$20 (+1.7%) | 1% above |
| 61822 | $1,240 | $1,260 | $1,480 | $1,860 | $1,950 | +$50 (+3.5%) | 26% above |
| 61840 | $980 | $1,000 | $1,190 | $1,510 | $1,590 | +$50 (+4.4%) | 1% above |
| 61843 | $850 | $900 | $1,180 | $1,550 | $1,560 | +$200 (+20.4%) | 1% above |
| 61845 | $850 | $900 | $1,180 | $1,550 | $1,560 | +$200 (+20.4%) | 1% above |
| 61847 | $850 | $860 | $1,010 | $1,300 | $1,340 | +$30 (+3.1%) | 14% below |
| 61849 | $890 | $900 | $1,070 | $1,350 | $1,410 | +$30 (+2.9%) | 9% below |
| 61851 | $880 | $900 | $1,050 | $1,330 | $1,400 | +$40 (+4.0%) | 10% below |
| 61852 | $850 | $950 | $1,090 | $1,390 | $1,570 | +$40 (+3.8%) | 7% below |
| 61853 | $1,240 | $1,260 | $1,480 | $1,860 | $1,950 | +$120 (+8.8%) | 26% above |
| 61859 | $1,280 | $1,290 | $1,530 | $1,920 | $2,010 | +$210 (+15.9%) | 30% above |
| 61862 | $850 | $860 | $1,010 | $1,300 | $1,340 | +$30 (+3.1%) | 14% below |
| 61863 | $850 | $870 | $1,010 | $1,300 | $1,450 | +$30 (+3.1%) | 14% below |
| 61864 | $1,070 | $1,090 | $1,280 | $1,610 | $1,680 | +$100 (+8.5%) | 9% above |
| 61866 | $860 | $870 | $1,030 | $1,300 | $1,350 | +$20 (+2.0%) | 12% below |
| 61871 | $1,020 | $1,040 | $1,220 | $1,530 | $1,600 | +$90 (+8.0%) | 4% above |
| 61872 | $870 | $880 | $1,040 | $1,310 | $1,370 | +$20 (+2.0%) | 11% below |
| 61873 | $850 | $870 | $1,020 | $1,300 | $1,340 | +$40 (+4.1%) | 13% below |
| 61874 | $900 | $910 | $1,070 | $1,340 | $1,410 | +$50 (+4.9%) | 9% below |
| 61875 | $920 | $920 | $1,090 | $1,430 | $1,450 | −$120 (−9.9%) | 7% below |
| 61877 | $1,090 | $1,100 | $1,300 | $1,630 | $1,710 | +$70 (+5.7%) | 11% above |
| 61878 | $850 | $860 | $1,010 | $1,300 | $1,340 | +$30 (+3.1%) | 14% below |
| 61880 | $850 | $860 | $1,010 | $1,300 | $1,340 | +$30 (+3.1%) | 14% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.