Illinois · FIPS 17031 · HUD FY 2027
Cook County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cook County is $2,011 a month (rent plus utilities), 17% above the Illinois average of $1,724 and 14% above the U.S. average of $1,761. That is up $230 (12.9%) from FY 2026. At 30% of income, a household needs about $80,440 a year to afford it.
- $2,0112-bedroom FMR+$230 (+12.9%) vs FY 2026
- $1,7801-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $80,440Income for a 2-bedroom$39/hour full-time
- 2 of 1022BR rank in Illinois1 = highest rent
| Unit | Cook County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,678 | $1,480 | +$198 (+13.4%) | $1,401 | $1,379 | $67,120 |
| 1 bedroom | $1,780 | $1,581 | +$199 (+12.6%) | $1,489 | $1,478 | $71,200 |
| 2 bedrooms | $2,011 | $1,781 | +$230 (+12.9%) | $1,724 | $1,761 | $80,440 |
| 3 bedrooms | $2,586 | $2,294 | +$292 (+12.7%) | $2,220 | $2,266 | $103,440 |
| 4 bedrooms | $2,954 | $2,653 | +$301 (+11.3%) | $2,524 | $2,607 | $118,160 |
How Cook County compares
- HUD sets this rent for the Chicago-Joliet-Naperville, IL metro FMR area, which covers 8,357,645 residents in 6 counties.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $1,678, $1,780, $2,011, $2,586, $2,954. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 167 ZIP codes mostly in Cook County (by land area), the 2-bedroom figure ranges from $1,100 to $3,020.
Small Area FMRs by ZIP code in Cook County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 60004 | $2,060 | $2,190 | $2,470 | $3,180 | $3,630 | +$280 (+12.8%) | 23% above |
| 60005 | $1,840 | $1,950 | $2,200 | $2,830 | $3,230 | +$260 (+13.4%) | 9% above |
| 60007 | $1,840 | $1,960 | $2,210 | $2,840 | $3,250 | +$220 (+11.1%) | 10% above |
| 60008 | $1,800 | $1,910 | $2,160 | $2,780 | $3,170 | +$220 (+11.3%) | 7% above |
| 60010 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60016 | $1,860 | $1,970 | $2,230 | $2,870 | $3,280 | +$340 (+18.0%) | 11% above |
| 60018 | $1,390 | $1,480 | $1,670 | $2,150 | $2,450 | +$210 (+14.4%) | 17% below |
| 60022 | $2,330 | $2,470 | $2,790 | $3,590 | $4,100 | +$400 (+16.7%) | 39% above |
| 60025 | $1,990 | $2,120 | $2,390 | $3,070 | $3,510 | +$290 (+13.8%) | 19% above |
| 60026 | $2,240 | $2,370 | $2,680 | $3,450 | $3,940 | +$290 (+12.1%) | 33% above |
| 60029 | $2,170 | $2,300 | $2,600 | $3,340 | $3,820 | +$310 (+13.5%) | 29% above |
| 60043 | $2,400 | $2,550 | $2,880 | $3,700 | $4,230 | +$340 (+13.4%) | 43% above |
| 60053 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60056 | $1,700 | $1,810 | $2,040 | $2,620 | $3,000 | +$130 (+6.8%) | 1% above |
| 60062 | $2,210 | $2,350 | $2,650 | $3,410 | $3,890 | +$280 (+11.8%) | 32% above |
| 60067 | $1,780 | $1,890 | $2,130 | $2,740 | $3,130 | +$230 (+12.1%) | 6% above |
| 60068 | $1,740 | $1,850 | $2,090 | $2,690 | $3,070 | +$150 (+7.7%) | 4% above |
| 60070 | $1,610 | $1,710 | $1,930 | $2,480 | $2,830 | +$220 (+12.9%) | 4% below |
| 60074 | $1,810 | $1,920 | $2,170 | $2,790 | $3,190 | +$270 (+14.2%) | 8% above |
| 60076 | $1,850 | $1,970 | $2,220 | $2,850 | $3,260 | +$270 (+13.8%) | 10% above |
| 60077 | $1,740 | $1,840 | $2,080 | $2,670 | $3,060 | +$280 (+15.6%) | 3% above |
| 60090 | $1,910 | $2,030 | $2,290 | $2,940 | $3,360 | +$330 (+16.8%) | 14% above |
| 60091 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$400 (+15.3%) | 50% above |
| 60093 | $2,190 | $2,330 | $2,630 | $3,380 | $3,860 | +$220 (+9.1%) | 31% above |
| 60104 | $1,420 | $1,500 | $1,700 | $2,190 | $2,500 | +$210 (+14.1%) | 15% below |
| 60107 | $2,130 | $2,260 | $2,550 | $3,280 | $3,750 | +$210 (+9.0%) | 27% above |
| 60120 | $1,590 | $1,690 | $1,910 | $2,460 | $2,810 | +$270 (+16.5%) | 5% below |
| 60130 | $1,590 | $1,680 | $1,900 | $2,440 | $2,790 | +$220 (+13.1%) | 6% below |
| 60131 | $1,310 | $1,390 | $1,570 | $2,020 | $2,310 | +$120 (+8.3%) | 22% below |
| 60141 | $900 | $980 | $1,100 | $1,400 | $1,660 | −$120 (−9.8%) | 45% below |
| 60153 | $1,430 | $1,510 | $1,710 | $2,200 | $2,510 | +$190 (+12.5%) | 15% below |
| 60154 | $2,040 | $2,160 | $2,440 | $3,140 | $3,580 | +$250 (+11.4%) | 21% above |
| 60155 | $1,290 | $1,370 | $1,550 | $1,990 | $2,280 | +$130 (+9.2%) | 23% below |
| 60160 | $1,370 | $1,450 | $1,640 | $2,110 | $2,410 | +$120 (+7.9%) | 18% below |
| 60162 | $1,570 | $1,660 | $1,880 | $2,420 | $2,760 | +$120 (+6.8%) | 7% below |
| 60163 | $1,440 | $1,520 | $1,720 | $2,210 | $2,530 | +$310 (+22.0%) | 14% below |
| 60164 | $1,310 | $1,390 | $1,570 | $2,020 | $2,310 | +$180 (+12.9%) | 22% below |
| 60165 | $1,500 | $1,590 | $1,800 | $2,310 | $2,640 | +$280 (+18.4%) | 10% below |
| 60169 | $1,930 | $2,040 | $2,310 | $2,970 | $3,390 | +$250 (+12.1%) | 15% above |
| 60171 | $1,440 | $1,530 | $1,730 | $2,220 | $2,540 | +$140 (+8.8%) | 14% below |
| 60173 | $2,060 | $2,190 | $2,470 | $3,180 | $3,630 | +$130 (+5.6%) | 23% above |
| 60176 | $1,440 | $1,520 | $1,720 | $2,210 | $2,530 | +$140 (+8.9%) | 14% below |
| 60192 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60193 | $2,200 | $2,340 | $2,640 | $3,400 | $3,880 | +$360 (+15.8%) | 31% above |
| 60194 | $2,180 | $2,310 | $2,610 | $3,360 | $3,830 | +$280 (+12.0%) | 30% above |
| 60195 | $1,990 | $2,120 | $2,390 | $3,070 | $3,510 | +$280 (+13.3%) | 19% above |
| 60201 | $2,190 | $2,330 | $2,630 | $3,380 | $3,860 | +$260 (+11.0%) | 31% above |
| 60202 | $2,050 | $2,180 | $2,460 | $3,160 | $3,610 | +$290 (+13.4%) | 22% above |
| 60203 | $2,140 | $2,270 | $2,570 | $3,300 | $3,770 | +$180 (+7.5%) | 28% above |
| 60208 | $2,190 | $2,330 | $2,630 | $3,380 | $3,860 | +$260 (+11.0%) | 31% above |
| 60301 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60302 | $1,680 | $1,780 | $2,010 | $2,580 | $2,950 | +$220 (+12.3%) | about the same as |
| 60304 | $1,520 | $1,610 | $1,820 | $2,340 | $2,670 | +$190 (+11.7%) | 9% below |
| 60305 | $1,680 | $1,780 | $2,010 | $2,580 | $2,950 | +$210 (+11.7%) | about the same as |
| 60402 | $1,360 | $1,440 | $1,630 | $2,100 | $2,390 | +$170 (+11.6%) | 19% below |
| 60406 | $1,250 | $1,330 | $1,500 | $1,930 | $2,200 | +$150 (+11.1%) | 25% below |
| 60409 | $1,370 | $1,450 | $1,640 | $2,110 | $2,410 | +$190 (+13.1%) | 18% below |
| 60411 | $1,410 | $1,500 | $1,690 | $2,170 | $2,480 | +$220 (+15.0%) | 16% below |
| 60415 | $1,440 | $1,530 | $1,730 | $2,220 | $2,540 | +$240 (+16.1%) | 14% below |
| 60418 | $1,490 | $1,580 | $1,780 | $2,290 | $2,610 | +$210 (+13.4%) | 11% below |
| 60419 | $1,690 | $1,790 | $2,020 | $2,600 | $2,970 | +$140 (+7.4%) | about the same as |
| 60422 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60425 | $1,810 | $1,920 | $2,170 | $2,790 | $3,190 | +$120 (+5.9%) | 8% above |
| 60426 | $1,230 | $1,300 | $1,470 | $1,890 | $2,160 | +$130 (+9.7%) | 27% below |
| 60428 | $1,910 | $2,030 | $2,290 | $2,940 | $3,360 | +$200 (+9.6%) | 14% above |
| 60429 | $1,650 | $1,750 | $1,980 | $2,550 | $2,910 | +$160 (+8.8%) | 2% below |
| 60430 | $1,640 | $1,730 | $1,960 | $2,520 | $2,880 | +$210 (+12.0%) | 3% below |
| 60438 | $1,490 | $1,580 | $1,780 | $2,290 | $2,610 | +$210 (+13.4%) | 11% below |
| 60439 | $1,380 | $1,460 | $1,650 | $2,120 | $2,420 | +$100 (+6.5%) | 18% below |
| 60443 | $1,860 | $1,970 | $2,230 | $2,870 | $3,280 | +$230 (+11.5%) | 11% above |
| 60445 | $1,360 | $1,440 | $1,630 | $2,100 | $2,390 | +$170 (+11.6%) | 19% below |
| 60452 | $1,520 | $1,610 | $1,820 | $2,340 | $2,670 | +$210 (+13.0%) | 9% below |
| 60453 | $1,540 | $1,640 | $1,850 | $2,380 | $2,720 | +$210 (+12.8%) | 8% below |
| 60455 | $1,330 | $1,410 | $1,590 | $2,040 | $2,340 | +$190 (+13.6%) | 21% below |
| 60456 | $1,560 | $1,650 | $1,870 | $2,400 | $2,740 | +$190 (+11.3%) | 7% below |
| 60457 | $1,270 | $1,350 | $1,520 | $1,950 | $2,230 | +$160 (+11.8%) | 24% below |
| 60458 | $1,450 | $1,540 | $1,740 | $2,240 | $2,560 | +$170 (+10.8%) | 13% below |
| 60459 | $1,460 | $1,550 | $1,750 | $2,250 | $2,570 | +$160 (+10.1%) | 13% below |
| 60461 | $2,000 | $2,140 | $2,410 | $3,100 | $3,590 | −$260 (−9.7%) | 20% above |
| 60462 | $1,640 | $1,730 | $1,960 | $2,520 | $2,880 | +$170 (+9.5%) | 3% below |
| 60463 | $2,190 | $2,320 | $2,620 | $3,370 | $3,850 | +$380 (+17.0%) | 30% above |
| 60464 | $1,750 | $1,860 | $2,100 | $2,700 | $3,080 | −$160 (−7.1%) | 4% above |
| 60465 | $1,490 | $1,580 | $1,780 | $2,290 | $2,610 | +$160 (+9.9%) | 11% below |
| 60466 | $1,650 | $1,750 | $1,980 | $2,550 | $2,910 | +$170 (+9.4%) | 2% below |
| 60467 | $2,400 | $2,550 | $2,880 | $3,700 | $4,230 | +$550 (+23.6%) | 43% above |
| 60469 | $1,590 | $1,690 | $1,910 | $2,460 | $2,810 | +$240 (+14.4%) | 5% below |
| 60471 | $1,570 | $1,660 | $1,880 | $2,420 | $2,760 | +$220 (+13.3%) | 7% below |
| 60472 | $1,690 | $1,800 | $2,030 | $2,610 | $2,980 | +$410 (+25.3%) | 1% above |
| 60473 | $2,240 | $2,370 | $2,680 | $3,450 | $3,940 | +$280 (+11.7%) | 33% above |
| 60475 | $1,190 | $1,270 | $1,430 | $1,840 | $2,100 | +$160 (+12.6%) | 29% below |
| 60476 | $1,340 | $1,430 | $1,610 | $2,070 | $2,360 | +$130 (+8.8%) | 20% below |
| 60477 | $1,680 | $1,780 | $2,010 | $2,580 | $2,950 | +$250 (+14.2%) | about the same as |
| 60478 | $2,030 | $2,150 | $2,430 | $3,120 | $3,570 | +$190 (+8.5%) | 21% above |
| 60480 | $1,680 | $1,780 | $2,010 | $2,580 | $2,950 | +$230 (+12.9%) | about the same as |
| 60482 | $1,340 | $1,430 | $1,610 | $2,070 | $2,360 | +$140 (+9.5%) | 20% below |
| 60487 | $1,640 | $1,740 | $1,970 | $2,530 | $2,890 | +$210 (+11.9%) | 2% below |
| 60501 | $1,280 | $1,350 | $1,530 | $1,970 | $2,250 | +$210 (+15.9%) | 24% below |
| 60513 | $1,540 | $1,630 | $1,840 | $2,370 | $2,700 | +$260 (+16.5%) | 9% below |
| 60525 | $1,710 | $1,810 | $2,050 | $2,640 | $3,010 | +$280 (+15.8%) | 2% above |
| 60526 | $1,620 | $1,720 | $1,940 | $2,490 | $2,850 | +$220 (+12.8%) | 4% below |
| 60534 | $1,280 | $1,350 | $1,530 | $1,970 | $2,250 | +$170 (+12.5%) | 24% below |
| 60546 | $1,510 | $1,600 | $1,810 | $2,330 | $2,660 | +$210 (+13.1%) | 10% below |
| 60558 | $2,260 | $2,400 | $2,710 | $3,490 | $3,980 | +$70 (+2.7%) | 35% above |
| 60601 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60602 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60603 | $2,470 | $2,620 | $2,960 | $3,810 | $4,350 | +$290 (+10.9%) | 47% above |
| 60604 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60605 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60606 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60607 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60608 | $1,440 | $1,530 | $1,730 | $2,220 | $2,540 | +$230 (+15.3%) | 14% below |
| 60609 | $1,250 | $1,330 | $1,500 | $1,930 | $2,200 | +$210 (+16.3%) | 25% below |
| 60610 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60611 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60612 | $1,780 | $1,890 | $2,130 | $2,740 | $3,130 | +$290 (+15.8%) | 6% above |
| 60613 | $2,430 | $2,580 | $2,910 | $3,740 | $4,270 | +$270 (+10.2%) | 45% above |
| 60614 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60615 | $2,040 | $2,160 | $2,440 | $3,140 | $3,580 | +$280 (+13.0%) | 21% above |
| 60616 | $1,890 | $2,010 | $2,270 | $2,920 | $3,330 | +$300 (+15.2%) | 13% above |
| 60617 | $1,270 | $1,350 | $1,520 | $1,950 | $2,230 | +$210 (+16.0%) | 24% below |
| 60618 | $1,940 | $2,060 | $2,330 | $3,000 | $3,420 | +$340 (+17.1%) | 16% above |
| 60619 | $1,370 | $1,450 | $1,640 | $2,110 | $2,410 | +$190 (+13.1%) | 18% below |
| 60620 | $1,370 | $1,450 | $1,640 | $2,110 | $2,410 | +$190 (+13.1%) | 18% below |
| 60621 | $1,280 | $1,350 | $1,530 | $1,970 | $2,250 | +$200 (+15.0%) | 24% below |
| 60622 | $2,340 | $2,490 | $2,810 | $3,610 | $4,130 | +$340 (+13.8%) | 40% above |
| 60623 | $1,280 | $1,350 | $1,530 | $1,970 | $2,250 | +$210 (+15.9%) | 24% below |
| 60624 | $1,440 | $1,520 | $1,720 | $2,210 | $2,530 | +$180 (+11.7%) | 14% below |
| 60625 | $1,990 | $2,120 | $2,390 | $3,070 | $3,510 | +$290 (+13.8%) | 19% above |
| 60626 | $1,900 | $2,020 | $2,280 | $2,930 | $3,350 | +$280 (+14.0%) | 13% above |
| 60628 | $1,420 | $1,500 | $1,700 | $2,190 | $2,500 | +$210 (+14.1%) | 15% below |
| 60629 | $1,310 | $1,390 | $1,570 | $2,020 | $2,310 | +$210 (+15.4%) | 22% below |
| 60630 | $1,740 | $1,850 | $2,090 | $2,690 | $3,070 | +$250 (+13.6%) | 4% above |
| 60631 | $1,830 | $1,940 | $2,190 | $2,820 | $3,220 | +$310 (+16.5%) | 9% above |
| 60632 | $1,250 | $1,330 | $1,500 | $1,930 | $2,200 | +$200 (+15.4%) | 25% below |
| 60633 | $1,350 | $1,430 | $1,620 | $2,080 | $2,380 | +$170 (+11.7%) | 19% below |
| 60634 | $1,610 | $1,710 | $1,930 | $2,480 | $2,830 | +$250 (+14.9%) | 4% below |
| 60636 | $1,350 | $1,430 | $1,620 | $2,080 | $2,380 | +$300 (+22.7%) | 19% below |
| 60637 | $1,450 | $1,540 | $1,740 | $2,240 | $2,560 | +$210 (+13.7%) | 13% below |
| 60638 | $1,530 | $1,620 | $1,830 | $2,350 | $2,690 | +$240 (+15.1%) | 9% below |
| 60639 | $1,470 | $1,560 | $1,760 | $2,260 | $2,590 | +$200 (+12.8%) | 12% below |
| 60640 | $2,170 | $2,300 | $2,600 | $3,340 | $3,820 | +$300 (+13.0%) | 29% above |
| 60641 | $1,640 | $1,740 | $1,970 | $2,530 | $2,890 | +$250 (+14.5%) | 2% below |
| 60642 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60643 | $1,570 | $1,660 | $1,880 | $2,420 | $2,760 | +$200 (+11.9%) | 7% below |
| 60644 | $1,370 | $1,450 | $1,640 | $2,110 | $2,410 | +$190 (+13.1%) | 18% below |
| 60645 | $1,790 | $1,900 | $2,150 | $2,760 | $3,160 | +$220 (+11.4%) | 7% above |
| 60646 | $1,600 | $1,700 | $1,920 | $2,470 | $2,820 | +$200 (+11.6%) | 5% below |
| 60647 | $2,140 | $2,270 | $2,570 | $3,300 | $3,770 | +$350 (+15.8%) | 28% above |
| 60649 | $1,430 | $1,510 | $1,710 | $2,200 | $2,510 | +$190 (+12.5%) | 15% below |
| 60651 | $1,440 | $1,520 | $1,720 | $2,210 | $2,530 | +$190 (+12.4%) | 14% below |
| 60652 | $1,570 | $1,660 | $1,880 | $2,420 | $2,760 | +$140 (+8.0%) | 7% below |
| 60653 | $1,260 | $1,340 | $1,510 | $1,940 | $2,220 | +$150 (+11.0%) | 25% below |
| 60654 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60655 | $1,680 | $1,780 | $2,010 | $2,580 | $2,950 | +$280 (+16.2%) | about the same as |
| 60656 | $1,640 | $1,730 | $1,960 | $2,520 | $2,880 | +$210 (+12.0%) | 3% below |
| 60657 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60659 | $1,740 | $1,840 | $2,080 | $2,670 | $3,060 | +$250 (+13.7%) | 3% above |
| 60660 | $2,090 | $2,210 | $2,500 | $3,210 | $3,670 | +$350 (+16.3%) | 24% above |
| 60661 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60706 | $1,450 | $1,540 | $1,740 | $2,240 | $2,560 | +$160 (+10.1%) | 13% below |
| 60707 | $1,550 | $1,650 | $1,860 | $2,390 | $2,730 | +$190 (+11.4%) | 8% below |
| 60712 | $2,520 | $2,670 | $3,020 | $3,880 | $4,440 | +$350 (+13.1%) | 50% above |
| 60714 | $1,460 | $1,550 | $1,750 | $2,250 | $2,570 | +$190 (+12.2%) | 13% below |
| 60803 | $1,300 | $1,380 | $1,560 | $2,010 | $2,290 | +$180 (+13.0%) | 22% below |
| 60804 | $1,410 | $1,500 | $1,690 | $2,170 | $2,480 | +$200 (+13.4%) | 16% below |
| 60805 | $1,580 | $1,670 | $1,890 | $2,430 | $2,780 | +$240 (+14.5%) | 6% below |
| 60827 | $1,340 | $1,430 | $1,610 | $2,070 | $2,360 | +$160 (+11.0%) | 20% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.