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Illinois · FIPS 17031 · HUD FY 2027

Cook County, Illinois Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cook County is $2,011 a month (rent plus utilities), 17% above the Illinois average of $1,724 and 14% above the U.S. average of $1,761. That is up $230 (12.9%) from FY 2026. At 30% of income, a household needs about $80,440 a year to afford it.

  • $2,0112-bedroom FMR+$230 (+12.9%) vs FY 2026
  • $1,7801-bedroom FMRIllinois: $1,489 · U.S.: $1,478
  • $80,440Income for a 2-bedroom$39/hour full-time
  • 2 of 1022BR rank in Illinois1 = highest rent

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Default: the income a 2-bedroom here needs at 30%.

Rent you can afford at 30% of income$2,011/month
2-bedroom Fair Market Rent and the income it needs
AreaFair Market RentIncome neededShare of your income
Cook County FMR$2,011$80,440–
Illinois average$1,724$68,972–
U.S. average$1,761$70,432–
Cook County Fair Market Rents, FY 2027 vs FY 2026, with state and U.S. averages
UnitCook County FY 2027FY 2026ChangeIllinois avgU.S. avgIncome needed
Studio$1,678$1,480+$198 (+13.4%)$1,401$1,379$67,120
1 bedroom$1,780$1,581+$199 (+12.6%)$1,489$1,478$71,200
2 bedrooms$2,011$1,781+$230 (+12.9%)$1,724$1,761$80,440
3 bedrooms$2,586$2,294+$292 (+12.7%)$2,220$2,266$103,440
4 bedrooms$2,954$2,653+$301 (+11.3%)$2,524$2,607$118,160

How Cook County compares

  • HUD sets this rent for the Chicago-Joliet-Naperville, IL metro FMR area, which covers 8,357,645 residents in 6 counties.
  • Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
  • Studio to 4-bedroom: $1,678, $1,780, $2,011, $2,586, $2,954. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
  • HUD also publishes ZIP-level Small Area FMRs. For the 167 ZIP codes mostly in Cook County (by land area), the 2-bedroom figure ranges from $1,100 to $3,020.

Small Area FMRs by ZIP code in Cook County

FY 2027 Small Area Fair Market Rents, ZIP codes in Cook County
ZIPStudio1BR2BR3BR4BR2BR vs FY 20262BR vs area FMR
60004$2,060$2,190$2,470$3,180$3,630+$280 (+12.8%)23% above
60005$1,840$1,950$2,200$2,830$3,230+$260 (+13.4%)9% above
60007$1,840$1,960$2,210$2,840$3,250+$220 (+11.1%)10% above
60008$1,800$1,910$2,160$2,780$3,170+$220 (+11.3%)7% above
60010$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60016$1,860$1,970$2,230$2,870$3,280+$340 (+18.0%)11% above
60018$1,390$1,480$1,670$2,150$2,450+$210 (+14.4%)17% below
60022$2,330$2,470$2,790$3,590$4,100+$400 (+16.7%)39% above
60025$1,990$2,120$2,390$3,070$3,510+$290 (+13.8%)19% above
60026$2,240$2,370$2,680$3,450$3,940+$290 (+12.1%)33% above
60029$2,170$2,300$2,600$3,340$3,820+$310 (+13.5%)29% above
60043$2,400$2,550$2,880$3,700$4,230+$340 (+13.4%)43% above
60053$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60056$1,700$1,810$2,040$2,620$3,000+$130 (+6.8%)1% above
60062$2,210$2,350$2,650$3,410$3,890+$280 (+11.8%)32% above
60067$1,780$1,890$2,130$2,740$3,130+$230 (+12.1%)6% above
60068$1,740$1,850$2,090$2,690$3,070+$150 (+7.7%)4% above
60070$1,610$1,710$1,930$2,480$2,830+$220 (+12.9%)4% below
60074$1,810$1,920$2,170$2,790$3,190+$270 (+14.2%)8% above
60076$1,850$1,970$2,220$2,850$3,260+$270 (+13.8%)10% above
60077$1,740$1,840$2,080$2,670$3,060+$280 (+15.6%)3% above
60090$1,910$2,030$2,290$2,940$3,360+$330 (+16.8%)14% above
60091$2,520$2,670$3,020$3,880$4,440+$400 (+15.3%)50% above
60093$2,190$2,330$2,630$3,380$3,860+$220 (+9.1%)31% above
60104$1,420$1,500$1,700$2,190$2,500+$210 (+14.1%)15% below
60107$2,130$2,260$2,550$3,280$3,750+$210 (+9.0%)27% above
60120$1,590$1,690$1,910$2,460$2,810+$270 (+16.5%)5% below
60130$1,590$1,680$1,900$2,440$2,790+$220 (+13.1%)6% below
60131$1,310$1,390$1,570$2,020$2,310+$120 (+8.3%)22% below
60141$900$980$1,100$1,400$1,660−$120 (−9.8%)45% below
60153$1,430$1,510$1,710$2,200$2,510+$190 (+12.5%)15% below
60154$2,040$2,160$2,440$3,140$3,580+$250 (+11.4%)21% above
60155$1,290$1,370$1,550$1,990$2,280+$130 (+9.2%)23% below
60160$1,370$1,450$1,640$2,110$2,410+$120 (+7.9%)18% below
60162$1,570$1,660$1,880$2,420$2,760+$120 (+6.8%)7% below
60163$1,440$1,520$1,720$2,210$2,530+$310 (+22.0%)14% below
60164$1,310$1,390$1,570$2,020$2,310+$180 (+12.9%)22% below
60165$1,500$1,590$1,800$2,310$2,640+$280 (+18.4%)10% below
60169$1,930$2,040$2,310$2,970$3,390+$250 (+12.1%)15% above
60171$1,440$1,530$1,730$2,220$2,540+$140 (+8.8%)14% below
60173$2,060$2,190$2,470$3,180$3,630+$130 (+5.6%)23% above
60176$1,440$1,520$1,720$2,210$2,530+$140 (+8.9%)14% below
60192$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60193$2,200$2,340$2,640$3,400$3,880+$360 (+15.8%)31% above
60194$2,180$2,310$2,610$3,360$3,830+$280 (+12.0%)30% above
60195$1,990$2,120$2,390$3,070$3,510+$280 (+13.3%)19% above
60201$2,190$2,330$2,630$3,380$3,860+$260 (+11.0%)31% above
60202$2,050$2,180$2,460$3,160$3,610+$290 (+13.4%)22% above
60203$2,140$2,270$2,570$3,300$3,770+$180 (+7.5%)28% above
60208$2,190$2,330$2,630$3,380$3,860+$260 (+11.0%)31% above
60301$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60302$1,680$1,780$2,010$2,580$2,950+$220 (+12.3%)about the same as
60304$1,520$1,610$1,820$2,340$2,670+$190 (+11.7%)9% below
60305$1,680$1,780$2,010$2,580$2,950+$210 (+11.7%)about the same as
60402$1,360$1,440$1,630$2,100$2,390+$170 (+11.6%)19% below
60406$1,250$1,330$1,500$1,930$2,200+$150 (+11.1%)25% below
60409$1,370$1,450$1,640$2,110$2,410+$190 (+13.1%)18% below
60411$1,410$1,500$1,690$2,170$2,480+$220 (+15.0%)16% below
60415$1,440$1,530$1,730$2,220$2,540+$240 (+16.1%)14% below
60418$1,490$1,580$1,780$2,290$2,610+$210 (+13.4%)11% below
60419$1,690$1,790$2,020$2,600$2,970+$140 (+7.4%)about the same as
60422$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60425$1,810$1,920$2,170$2,790$3,190+$120 (+5.9%)8% above
60426$1,230$1,300$1,470$1,890$2,160+$130 (+9.7%)27% below
60428$1,910$2,030$2,290$2,940$3,360+$200 (+9.6%)14% above
60429$1,650$1,750$1,980$2,550$2,910+$160 (+8.8%)2% below
60430$1,640$1,730$1,960$2,520$2,880+$210 (+12.0%)3% below
60438$1,490$1,580$1,780$2,290$2,610+$210 (+13.4%)11% below
60439$1,380$1,460$1,650$2,120$2,420+$100 (+6.5%)18% below
60443$1,860$1,970$2,230$2,870$3,280+$230 (+11.5%)11% above
60445$1,360$1,440$1,630$2,100$2,390+$170 (+11.6%)19% below
60452$1,520$1,610$1,820$2,340$2,670+$210 (+13.0%)9% below
60453$1,540$1,640$1,850$2,380$2,720+$210 (+12.8%)8% below
60455$1,330$1,410$1,590$2,040$2,340+$190 (+13.6%)21% below
60456$1,560$1,650$1,870$2,400$2,740+$190 (+11.3%)7% below
60457$1,270$1,350$1,520$1,950$2,230+$160 (+11.8%)24% below
60458$1,450$1,540$1,740$2,240$2,560+$170 (+10.8%)13% below
60459$1,460$1,550$1,750$2,250$2,570+$160 (+10.1%)13% below
60461$2,000$2,140$2,410$3,100$3,590−$260 (−9.7%)20% above
60462$1,640$1,730$1,960$2,520$2,880+$170 (+9.5%)3% below
60463$2,190$2,320$2,620$3,370$3,850+$380 (+17.0%)30% above
60464$1,750$1,860$2,100$2,700$3,080−$160 (−7.1%)4% above
60465$1,490$1,580$1,780$2,290$2,610+$160 (+9.9%)11% below
60466$1,650$1,750$1,980$2,550$2,910+$170 (+9.4%)2% below
60467$2,400$2,550$2,880$3,700$4,230+$550 (+23.6%)43% above
60469$1,590$1,690$1,910$2,460$2,810+$240 (+14.4%)5% below
60471$1,570$1,660$1,880$2,420$2,760+$220 (+13.3%)7% below
60472$1,690$1,800$2,030$2,610$2,980+$410 (+25.3%)1% above
60473$2,240$2,370$2,680$3,450$3,940+$280 (+11.7%)33% above
60475$1,190$1,270$1,430$1,840$2,100+$160 (+12.6%)29% below
60476$1,340$1,430$1,610$2,070$2,360+$130 (+8.8%)20% below
60477$1,680$1,780$2,010$2,580$2,950+$250 (+14.2%)about the same as
60478$2,030$2,150$2,430$3,120$3,570+$190 (+8.5%)21% above
60480$1,680$1,780$2,010$2,580$2,950+$230 (+12.9%)about the same as
60482$1,340$1,430$1,610$2,070$2,360+$140 (+9.5%)20% below
60487$1,640$1,740$1,970$2,530$2,890+$210 (+11.9%)2% below
60501$1,280$1,350$1,530$1,970$2,250+$210 (+15.9%)24% below
60513$1,540$1,630$1,840$2,370$2,700+$260 (+16.5%)9% below
60525$1,710$1,810$2,050$2,640$3,010+$280 (+15.8%)2% above
60526$1,620$1,720$1,940$2,490$2,850+$220 (+12.8%)4% below
60534$1,280$1,350$1,530$1,970$2,250+$170 (+12.5%)24% below
60546$1,510$1,600$1,810$2,330$2,660+$210 (+13.1%)10% below
60558$2,260$2,400$2,710$3,490$3,980+$70 (+2.7%)35% above
60601$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60602$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60603$2,470$2,620$2,960$3,810$4,350+$290 (+10.9%)47% above
60604$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60605$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60606$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60607$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60608$1,440$1,530$1,730$2,220$2,540+$230 (+15.3%)14% below
60609$1,250$1,330$1,500$1,930$2,200+$210 (+16.3%)25% below
60610$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60611$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60612$1,780$1,890$2,130$2,740$3,130+$290 (+15.8%)6% above
60613$2,430$2,580$2,910$3,740$4,270+$270 (+10.2%)45% above
60614$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60615$2,040$2,160$2,440$3,140$3,580+$280 (+13.0%)21% above
60616$1,890$2,010$2,270$2,920$3,330+$300 (+15.2%)13% above
60617$1,270$1,350$1,520$1,950$2,230+$210 (+16.0%)24% below
60618$1,940$2,060$2,330$3,000$3,420+$340 (+17.1%)16% above
60619$1,370$1,450$1,640$2,110$2,410+$190 (+13.1%)18% below
60620$1,370$1,450$1,640$2,110$2,410+$190 (+13.1%)18% below
60621$1,280$1,350$1,530$1,970$2,250+$200 (+15.0%)24% below
60622$2,340$2,490$2,810$3,610$4,130+$340 (+13.8%)40% above
60623$1,280$1,350$1,530$1,970$2,250+$210 (+15.9%)24% below
60624$1,440$1,520$1,720$2,210$2,530+$180 (+11.7%)14% below
60625$1,990$2,120$2,390$3,070$3,510+$290 (+13.8%)19% above
60626$1,900$2,020$2,280$2,930$3,350+$280 (+14.0%)13% above
60628$1,420$1,500$1,700$2,190$2,500+$210 (+14.1%)15% below
60629$1,310$1,390$1,570$2,020$2,310+$210 (+15.4%)22% below
60630$1,740$1,850$2,090$2,690$3,070+$250 (+13.6%)4% above
60631$1,830$1,940$2,190$2,820$3,220+$310 (+16.5%)9% above
60632$1,250$1,330$1,500$1,930$2,200+$200 (+15.4%)25% below
60633$1,350$1,430$1,620$2,080$2,380+$170 (+11.7%)19% below
60634$1,610$1,710$1,930$2,480$2,830+$250 (+14.9%)4% below
60636$1,350$1,430$1,620$2,080$2,380+$300 (+22.7%)19% below
60637$1,450$1,540$1,740$2,240$2,560+$210 (+13.7%)13% below
60638$1,530$1,620$1,830$2,350$2,690+$240 (+15.1%)9% below
60639$1,470$1,560$1,760$2,260$2,590+$200 (+12.8%)12% below
60640$2,170$2,300$2,600$3,340$3,820+$300 (+13.0%)29% above
60641$1,640$1,740$1,970$2,530$2,890+$250 (+14.5%)2% below
60642$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60643$1,570$1,660$1,880$2,420$2,760+$200 (+11.9%)7% below
60644$1,370$1,450$1,640$2,110$2,410+$190 (+13.1%)18% below
60645$1,790$1,900$2,150$2,760$3,160+$220 (+11.4%)7% above
60646$1,600$1,700$1,920$2,470$2,820+$200 (+11.6%)5% below
60647$2,140$2,270$2,570$3,300$3,770+$350 (+15.8%)28% above
60649$1,430$1,510$1,710$2,200$2,510+$190 (+12.5%)15% below
60651$1,440$1,520$1,720$2,210$2,530+$190 (+12.4%)14% below
60652$1,570$1,660$1,880$2,420$2,760+$140 (+8.0%)7% below
60653$1,260$1,340$1,510$1,940$2,220+$150 (+11.0%)25% below
60654$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60655$1,680$1,780$2,010$2,580$2,950+$280 (+16.2%)about the same as
60656$1,640$1,730$1,960$2,520$2,880+$210 (+12.0%)3% below
60657$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60659$1,740$1,840$2,080$2,670$3,060+$250 (+13.7%)3% above
60660$2,090$2,210$2,500$3,210$3,670+$350 (+16.3%)24% above
60661$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60706$1,450$1,540$1,740$2,240$2,560+$160 (+10.1%)13% below
60707$1,550$1,650$1,860$2,390$2,730+$190 (+11.4%)8% below
60712$2,520$2,670$3,020$3,880$4,440+$350 (+13.1%)50% above
60714$1,460$1,550$1,750$2,250$2,570+$190 (+12.2%)13% below
60803$1,300$1,380$1,560$2,010$2,290+$180 (+13.0%)22% below
60804$1,410$1,500$1,690$2,170$2,480+$200 (+13.4%)16% below
60805$1,580$1,670$1,890$2,430$2,780+$240 (+14.5%)6% below
60827$1,340$1,430$1,610$2,070$2,360+$160 (+11.0%)20% below

Sources

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.

All Illinois counties · How HUD sets these rents