Illinois · FIPS 17163 · HUD FY 2027
St. Clair County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in St. Clair County is $1,349 a month (rent plus utilities), 22% below the Illinois average of $1,724 and 23% below the U.S. average of $1,761. That is up $131 (10.8%) from FY 2026. At 30% of income, a household needs about $53,960 a year to afford it.
- $1,3492-bedroom FMR+$131 (+10.8%) vs FY 2026
- $1,1041-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $53,960Income for a 2-bedroom$26/hour full-time
- 10 of 1022BR rank in Illinois1 = highest rent
| Unit | St. Clair County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,064 | $955 | +$109 (+11.4%) | $1,401 | $1,379 | $42,560 |
| 1 bedroom | $1,104 | $995 | +$109 (+11.0%) | $1,489 | $1,478 | $44,160 |
| 2 bedrooms | $1,349 | $1,218 | +$131 (+10.8%) | $1,724 | $1,761 | $53,960 |
| 3 bedrooms | $1,731 | $1,568 | +$163 (+10.4%) | $2,220 | $2,266 | $69,240 |
| 4 bedrooms | $1,997 | $1,812 | +$185 (+10.2%) | $2,524 | $2,607 | $79,880 |
How St. Clair County compares
- HUD sets this rent for the St. Louis, MO-IL metro FMR area, which covers 2,750,711 residents in 14 counties.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $1,064, $1,104, $1,349, $1,731, $1,997. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 27 ZIP codes mostly in St. Clair County (by land area), the 2-bedroom figure ranges from $960 to $2,020.
Small Area FMRs by ZIP code in St. Clair County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 62059 | $840 | $880 | $1,070 | $1,370 | $1,580 | +$80 (+8.1%) | 21% below |
| 62201 | $780 | $810 | $990 | $1,270 | $1,470 | no change | 27% below |
| 62203 | $970 | $1,010 | $1,230 | $1,580 | $1,820 | +$100 (+8.8%) | 9% below |
| 62204 | $820 | $850 | $1,040 | $1,330 | $1,540 | +$50 (+5.1%) | 23% below |
| 62205 | $1,030 | $1,060 | $1,300 | $1,670 | $1,920 | +$130 (+11.1%) | 4% below |
| 62206 | $1,000 | $1,040 | $1,270 | $1,630 | $1,880 | +$80 (+6.7%) | 6% below |
| 62207 | $850 | $880 | $1,080 | $1,390 | $1,600 | +$90 (+9.1%) | 20% below |
| 62208 | $1,140 | $1,190 | $1,450 | $1,860 | $2,150 | +$130 (+9.8%) | 7% above |
| 62220 | $960 | $1,000 | $1,220 | $1,570 | $1,810 | +$140 (+13.0%) | 10% below |
| 62221 | $1,080 | $1,120 | $1,370 | $1,760 | $2,030 | +$140 (+11.4%) | 2% above |
| 62223 | $1,030 | $1,070 | $1,310 | $1,680 | $1,940 | +$130 (+11.0%) | 3% below |
| 62225 | $1,590 | $1,650 | $2,020 | $2,590 | $2,990 | +$190 (+10.4%) | 50% above |
| 62226 | $950 | $990 | $1,210 | $1,550 | $1,790 | +$120 (+11.0%) | 10% below |
| 62232 | $1,010 | $1,050 | $1,280 | $1,640 | $1,900 | +$60 (+4.9%) | 5% below |
| 62239 | $890 | $920 | $1,130 | $1,450 | $1,670 | +$70 (+6.6%) | 16% below |
| 62240 | $970 | $1,010 | $1,230 | $1,580 | $1,820 | +$50 (+4.2%) | 9% below |
| 62243 | $1,070 | $1,110 | $1,360 | $1,750 | $2,010 | +$90 (+7.1%) | 1% above |
| 62254 | $1,100 | $1,150 | $1,400 | $1,800 | $2,070 | +$60 (+4.5%) | 4% above |
| 62255 | $840 | $870 | $1,060 | $1,360 | $1,570 | +$60 (+6.0%) | 21% below |
| 62257 | $750 | $800 | $960 | $1,240 | $1,410 | −$30 (−3.0%) | 29% below |
| 62258 | $1,220 | $1,270 | $1,550 | $1,990 | $2,300 | +$240 (+18.3%) | 15% above |
| 62260 | $1,080 | $1,120 | $1,370 | $1,760 | $2,030 | +$70 (+5.4%) | 2% above |
| 62264 | $950 | $980 | $1,200 | $1,540 | $1,780 | +$90 (+8.1%) | 11% below |
| 62269 | $1,240 | $1,290 | $1,570 | $2,010 | $2,320 | +$150 (+10.6%) | 16% above |
| 62282 | $780 | $810 | $990 | $1,270 | $1,470 | no change | 27% below |
| 62285 | $820 | $850 | $1,040 | $1,330 | $1,540 | +$50 (+5.1%) | 23% below |
| 62289 | $800 | $830 | $1,010 | $1,300 | $1,500 | no change | 25% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.