Illinois · FIPS 17195 · HUD FY 2027
Whiteside County, Illinois Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Whiteside County is $945 a month (rent plus utilities), 45% below the Illinois average of $1,724 and 46% below the U.S. average of $1,761. That is up $29 (3.2%) from FY 2026. At 30% of income, a household needs about $37,800 a year to afford it.
- $9452-bedroom FMR+$29 (+3.2%) vs FY 2026
- $7551-bedroom FMRIllinois: $1,489 · U.S.: $1,478
- $37,800Income for a 2-bedroom$18/hour full-time
- 56 of 1022BR rank in Illinois1 = highest rent
| Unit | Whiteside County FY 2027 | FY 2026 | Change | Illinois avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $696 | $673 | +$23 (+3.4%) | $1,401 | $1,379 | $27,840 |
| 1 bedroom | $755 | $719 | +$36 (+5.0%) | $1,489 | $1,478 | $30,200 |
| 2 bedrooms | $945 | $916 | +$29 (+3.2%) | $1,724 | $1,761 | $37,800 |
| 3 bedrooms | $1,237 | $1,208 | +$29 (+2.4%) | $2,220 | $2,266 | $49,480 |
| 4 bedrooms | $1,242 | $1,213 | +$29 (+2.4%) | $2,524 | $2,607 | $49,680 |
How Whiteside County compares
- Whiteside County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Illinois, 2-bedroom FMRs run from $930 (White County) to $2,341 (Kendall County).
- Studio to 4-bedroom: $696, $755, $945, $1,237, $1,242. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 12 ZIP codes mostly in Whiteside County (by land area), the 2-bedroom figure ranges from $930 to $1,330.
Small Area FMRs by ZIP code in Whiteside County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 61037 | $680 | $740 | $930 | $1,220 | $1,230 | +$10 (+1.1%) | 2% below |
| 61071 | $710 | $770 | $960 | $1,260 | $1,260 | +$20 (+2.1%) | 2% above |
| 61081 | $680 | $740 | $930 | $1,220 | $1,260 | +$10 (+1.1%) | 2% below |
| 61230 | $680 | $740 | $930 | $1,220 | $1,220 | −$10 (−1.1%) | 2% below |
| 61243 | $740 | $830 | $1,040 | $1,350 | $1,420 | no change | 10% above |
| 61250 | $740 | $840 | $1,030 | $1,350 | $1,640 | +$100 (+10.8%) | 9% above |
| 61251 | $740 | $790 | $1,000 | $1,310 | $1,310 | +$20 (+2.0%) | 6% above |
| 61252 | $770 | $830 | $1,040 | $1,360 | $1,370 | +$40 (+4.0%) | 10% above |
| 61261 | $980 | $1,060 | $1,330 | $1,740 | $1,750 | +$40 (+3.1%) | 41% above |
| 61270 | $790 | $850 | $1,070 | $1,400 | $1,410 | +$10 (+0.9%) | 13% above |
| 61277 | $740 | $840 | $1,030 | $1,350 | $1,640 | +$100 (+10.8%) | 9% above |
| 61283 | $770 | $840 | $1,060 | $1,370 | $1,640 | +$50 (+5.0%) | 12% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.