Maine · FIPS 23009 · HUD FY 2027
Hancock County, Maine Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Hancock County is $1,484 a month (rent plus utilities), 13% below the Maine average of $1,714 and 16% below the U.S. average of $1,761. That is down $17 (1.1%) from FY 2026. At 30% of income, a household needs about $59,360 a year to afford it.
- $1,4842-bedroom FMR−$17 (−1.1%) vs FY 2026
- $1,1711-bedroom FMRMaine: $1,362 · U.S.: $1,478
- $59,360Income for a 2-bedroom$29/hour full-time
- 7 of 162BR rank in Maine1 = highest rent
| Unit | Hancock County FY 2027 | FY 2026 | Change | Maine avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,163 | $1,227 | −$64 (−5.2%) | $1,260 | $1,379 | $46,520 |
| 1 bedroom | $1,171 | $1,234 | −$63 (−5.1%) | $1,362 | $1,478 | $46,840 |
| 2 bedrooms | $1,484 | $1,501 | −$17 (−1.1%) | $1,714 | $1,761 | $59,360 |
| 3 bedrooms | $2,050 | $2,047 | +$3 (+0.1%) | $2,215 | $2,266 | $82,000 |
| 4 bedrooms | $2,198 | $2,055 | +$143 (+7.0%) | $2,485 | $2,607 | $87,920 |
How Hancock County compares
- Hancock County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- In New England HUD sets rents by town. Hancock County has 41 towns in 1 FMR area; the figures above are for Hancock County, ME, home to 100% of residents. See the town table below.
- Across Maine, 2-bedroom FMRs run from $1,175 (Aroostook County) to $2,353 (Cumberland County).
- Studio to 4-bedroom: $1,163, $1,171, $1,484, $2,050, $2,198. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 40 ZIP codes mostly in Hancock County (by land area), the 2-bedroom figure ranges from $1,360 to $2,230.
Fair Market Rents by town in Hancock County
| Town | FMR area | Studio | 1BR | 2BR | 3BR | 4BR | Population |
|---|---|---|---|---|---|---|---|
| Amherst town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 424 |
| Aurora town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 132 |
| Bar Harbor town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 5,244 |
| Blue Hill town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 2,813 |
| Brooklin town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 869 |
| Brooksville town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 853 |
| Bucksport town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 5,016 |
| Castine town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,362 |
| Central Hancock UT | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 153 |
| Cranberry Isles town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 196 |
| Dedham town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,656 |
| Deer Isle town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 2,470 |
| East Hancock UT | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 42 |
| Eastbrook town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 742 |
| Ellsworth city | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 8,657 |
| Franklin town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,628 |
| Frenchboro town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 30 |
| Gouldsboro town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,615 |
| Great Pond town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 42 |
| Hancock town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 2,518 |
| Lamoine town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,782 |
| Mariaville town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 724 |
| Marshall Island UT | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 0 |
| Mount Desert town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,671 |
| Northwest Hancock UT | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 0 |
| Orland town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,915 |
| Osborn town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 88 |
| Otis town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 705 |
| Penobscot town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,154 |
| Sedgwick town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,274 |
| Sorrento town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 345 |
| Southwest Harbor town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,553 |
| Stonington town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 840 |
| Sullivan town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,246 |
| Surry town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,836 |
| Swans Island town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 438 |
| Tremont town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,508 |
| Trenton town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 1,599 |
| Verona Island town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 481 |
| Waltham town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 346 |
| Winter Harbor town | Hancock County, ME | $1,163 | $1,171 | $1,484 | $2,050 | $2,198 | 493 |
Small Area FMRs by ZIP code in Hancock County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 04408 | $1,110 | $1,120 | $1,360 | $1,850 | $1,930 | +$90 (+7.1%) | 8% below |
| 04416 | $1,110 | $1,120 | $1,360 | $1,850 | $1,910 | no change | 8% below |
| 04421 | $1,160 | $1,170 | $1,430 | $1,960 | $2,100 | −$150 (−9.5%) | 4% below |
| 04429 | $1,460 | $1,520 | $1,910 | $2,510 | $2,780 | +$70 (+3.8%) | 29% above |
| 04431 | $1,290 | $1,300 | $1,640 | $2,270 | $2,430 | −$110 (−6.3%) | 11% above |
| 04472 | $1,290 | $1,300 | $1,640 | $2,270 | $2,430 | −$110 (−6.3%) | 11% above |
| 04476 | $1,150 | $1,160 | $1,470 | $2,030 | $2,180 | −$50 (−3.3%) | 1% below |
| 04605 | $1,140 | $1,150 | $1,460 | $2,020 | $2,160 | +$10 (+0.7%) | 2% below |
| 04607 | $1,360 | $1,360 | $1,730 | $2,390 | $2,560 | +$230 (+15.3%) | 17% above |
| 04609 | $1,360 | $1,360 | $1,730 | $2,390 | $2,560 | no change | 17% above |
| 04612 | $1,140 | $1,140 | $1,360 | $1,860 | $2,000 | −$140 (−9.3%) | 8% below |
| 04613 | $1,160 | $1,170 | $1,480 | $2,040 | $2,190 | −$20 (−1.3%) | about the same as |
| 04614 | $1,220 | $1,230 | $1,560 | $2,160 | $2,320 | −$60 (−3.7%) | 5% above |
| 04616 | $1,360 | $1,370 | $1,740 | $2,400 | $2,580 | −$100 (−5.4%) | 17% above |
| 04617 | $1,260 | $1,260 | $1,600 | $2,220 | $2,370 | +$100 (+6.7%) | 8% above |
| 04624 | $1,160 | $1,170 | $1,480 | $2,040 | $2,190 | −$20 (−1.3%) | about the same as |
| 04625 | $1,120 | $1,130 | $1,430 | $1,970 | $2,120 | −$40 (−2.7%) | 4% below |
| 04627 | $1,290 | $1,290 | $1,640 | $2,270 | $2,430 | +$50 (+3.1%) | 11% above |
| 04634 | $1,180 | $1,180 | $1,500 | $2,070 | $2,220 | −$40 (−2.6%) | 1% above |
| 04635 | $1,160 | $1,170 | $1,480 | $2,040 | $2,190 | −$20 (−1.3%) | about the same as |
| 04640 | $1,190 | $1,200 | $1,520 | $2,100 | $2,250 | no change | 2% above |
| 04642 | $1,360 | $1,360 | $1,730 | $2,390 | $2,560 | −$60 (−3.4%) | 17% above |
| 04646 | $1,160 | $1,170 | $1,480 | $2,040 | $2,190 | −$20 (−1.3%) | about the same as |
| 04650 | $1,160 | $1,170 | $1,480 | $2,040 | $2,190 | −$20 (−1.3%) | about the same as |
| 04653 | $1,680 | $1,690 | $2,140 | $2,960 | $3,170 | −$40 (−1.8%) | 44% above |
| 04660 | $1,220 | $1,230 | $1,560 | $2,150 | $2,310 | −$10 (−0.6%) | 5% above |
| 04662 | $1,390 | $1,400 | $1,770 | $2,440 | $2,620 | −$50 (−2.7%) | 19% above |
| 04664 | $1,170 | $1,180 | $1,490 | $2,060 | $2,210 | −$60 (−3.9%) | about the same as |
| 04669 | $1,160 | $1,170 | $1,480 | $2,040 | $2,190 | −$20 (−1.3%) | about the same as |
| 04673 | $1,160 | $1,170 | $1,480 | $2,040 | $2,190 | −$20 (−1.3%) | about the same as |
| 04674 | $1,220 | $1,230 | $1,560 | $2,150 | $2,310 | −$30 (−1.9%) | 5% above |
| 04675 | $1,280 | $1,290 | $1,630 | $2,250 | $2,420 | −$30 (−1.8%) | 10% above |
| 04676 | $1,160 | $1,170 | $1,480 | $2,040 | $2,190 | −$20 (−1.3%) | about the same as |
| 04677 | $1,750 | $1,760 | $2,230 | $3,080 | $3,300 | −$20 (−0.9%) | 50% above |
| 04679 | $1,110 | $1,120 | $1,360 | $1,850 | $1,880 | +$30 (+2.3%) | 8% below |
| 04681 | $1,110 | $1,120 | $1,360 | $1,850 | $1,850 | +$30 (+2.3%) | 8% below |
| 04683 | $1,290 | $1,290 | $1,640 | $2,270 | $2,430 | +$50 (+3.1%) | 11% above |
| 04684 | $1,160 | $1,170 | $1,480 | $2,050 | $2,200 | −$10 (−0.7%) | about the same as |
| 04685 | $1,450 | $1,450 | $1,850 | $2,550 | $2,730 | −$30 (−1.6%) | 25% above |
| 04693 | $1,360 | $1,360 | $1,730 | $2,390 | $2,560 | +$230 (+15.3%) | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.