Maryland · FIPS 24017 · HUD FY 2027
Charles County, Maryland Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Charles County is $2,438 a month (rent plus utilities), 16% above the Maryland average of $2,103 and 38% above the U.S. average of $1,761. That is up $192 (8.5%) from FY 2026. At 30% of income, a household needs about $97,520 a year to afford it.
- $2,4382-bedroom FMR+$192 (+8.5%) vs FY 2026
- $2,2041-bedroom FMRMaryland: $1,801 · U.S.: $1,478
- $97,520Income for a 2-bedroom$47/hour full-time
- 1 of 242BR rank in Maryland1 = highest rent
| Unit | Charles County FY 2027 | FY 2026 | Change | Maryland avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $2,111 | $1,953 | +$158 (+8.1%) | $1,704 | $1,379 | $84,440 |
| 1 bedroom | $2,204 | $2,015 | +$189 (+9.4%) | $1,801 | $1,478 | $88,160 |
| 2 bedrooms | $2,438 | $2,246 | +$192 (+8.5%) | $2,103 | $1,761 | $97,520 |
| 3 bedrooms | $3,107 | $2,835 | +$272 (+9.6%) | $2,664 | $2,266 | $124,280 |
| 4 bedrooms | $3,658 | $3,332 | +$326 (+9.8%) | $3,052 | $2,607 | $146,320 |
How Charles County compares
- HUD sets this rent for the Washington-Arlington-Alexandria, DC-VA-MD metro FMR area, which covers 6,155,762 residents in 19 counties.
- Across Maryland, 2-bedroom FMRs run from $1,014 (Garrett County) to $2,438 (Charles County).
- Studio to 4-bedroom: $2,111, $2,204, $2,438, $3,107, $3,658. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 22 ZIP codes mostly in Charles County (by land area), the 2-bedroom figure ranges from $1,820 to $3,310.
Small Area FMRs by ZIP code in Charles County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 20601 | $2,240 | $2,340 | $2,590 | $3,300 | $3,890 | +$260 (+11.2%) | 6% above |
| 20602 | $1,960 | $2,040 | $2,260 | $2,880 | $3,390 | +$170 (+8.1%) | 7% below |
| 20603 | $2,170 | $2,270 | $2,510 | $3,200 | $3,770 | +$210 (+9.1%) | 3% above |
| 20611 | $2,060 | $2,150 | $2,380 | $3,030 | $3,570 | +$190 (+8.7%) | 2% below |
| 20612 | $2,330 | $2,450 | $2,740 | $3,520 | $4,160 | +$60 (+2.2%) | 12% above |
| 20616 | $2,400 | $2,500 | $2,770 | $3,530 | $4,160 | +$250 (+9.9%) | 14% above |
| 20617 | $2,470 | $2,580 | $2,860 | $3,640 | $4,290 | +$160 (+5.9%) | 17% above |
| 20622 | $1,500 | $1,660 | $1,820 | $2,310 | $2,790 | +$30 (+1.7%) | 25% below |
| 20625 | $1,970 | $2,130 | $2,350 | $2,990 | $3,580 | +$220 (+10.3%) | 4% below |
| 20632 | $2,020 | $2,120 | $2,350 | $3,000 | $3,530 | +$190 (+8.8%) | 4% below |
| 20637 | $2,870 | $2,990 | $3,310 | $4,220 | $4,970 | +$120 (+3.8%) | 36% above |
| 20640 | $1,900 | $1,980 | $2,190 | $2,790 | $3,290 | +$120 (+5.8%) | 10% below |
| 20645 | $2,300 | $2,400 | $2,660 | $3,390 | $3,990 | +$270 (+11.3%) | 9% above |
| 20646 | $1,700 | $1,770 | $1,960 | $2,500 | $2,940 | +$100 (+5.4%) | 20% below |
| 20658 | $1,900 | $1,980 | $2,190 | $2,790 | $3,290 | +$120 (+5.8%) | 10% below |
| 20661 | $2,060 | $2,150 | $2,380 | $3,030 | $3,570 | +$190 (+8.7%) | 2% below |
| 20662 | $1,860 | $1,930 | $2,140 | $2,730 | $3,210 | +$120 (+5.9%) | 12% below |
| 20664 | $2,300 | $2,400 | $2,660 | $3,390 | $3,990 | +$270 (+11.3%) | 9% above |
| 20675 | $1,940 | $2,020 | $2,230 | $2,850 | $3,350 | +$120 (+5.7%) | 9% below |
| 20677 | $2,060 | $2,150 | $2,380 | $3,030 | $3,570 | +$190 (+8.7%) | 2% below |
| 20693 | $2,060 | $2,150 | $2,380 | $3,030 | $3,570 | +$190 (+8.7%) | 2% below |
| 20695 | $2,150 | $2,240 | $2,480 | $3,160 | $3,720 | +$150 (+6.4%) | 2% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.