Maryland · FIPS 24021 · HUD FY 2027
Frederick County, Maryland Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Frederick County is $2,438 a month (rent plus utilities), 16% above the Maryland average of $2,103 and 38% above the U.S. average of $1,761. That is up $192 (8.5%) from FY 2026. At 30% of income, a household needs about $97,520 a year to afford it.
- $2,4382-bedroom FMR+$192 (+8.5%) vs FY 2026
- $2,2041-bedroom FMRMaryland: $1,801 · U.S.: $1,478
- $97,520Income for a 2-bedroom$47/hour full-time
- 1 of 242BR rank in Maryland1 = highest rent
| Unit | Frederick County FY 2027 | FY 2026 | Change | Maryland avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $2,111 | $1,953 | +$158 (+8.1%) | $1,704 | $1,379 | $84,440 |
| 1 bedroom | $2,204 | $2,015 | +$189 (+9.4%) | $1,801 | $1,478 | $88,160 |
| 2 bedrooms | $2,438 | $2,246 | +$192 (+8.5%) | $2,103 | $1,761 | $97,520 |
| 3 bedrooms | $3,107 | $2,835 | +$272 (+9.6%) | $2,664 | $2,266 | $124,280 |
| 4 bedrooms | $3,658 | $3,332 | +$326 (+9.8%) | $3,052 | $2,607 | $146,320 |
How Frederick County compares
- HUD sets this rent for the Washington-Arlington-Alexandria, DC-VA-MD metro FMR area, which covers 6,155,762 residents in 19 counties.
- Across Maryland, 2-bedroom FMRs run from $1,014 (Garrett County) to $2,438 (Charles County).
- Studio to 4-bedroom: $2,111, $2,204, $2,438, $3,107, $3,658. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 28 ZIP codes mostly in Frederick County (by land area), the 2-bedroom figure ranges from $1,280 to $3,140.
Small Area FMRs by ZIP code in Frederick County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 21701 | $1,800 | $1,880 | $2,080 | $2,650 | $3,120 | +$220 (+11.8%) | 15% below |
| 21702 | $1,740 | $1,820 | $2,010 | $2,560 | $3,020 | +$230 (+12.9%) | 18% below |
| 21703 | $2,030 | $2,120 | $2,340 | $2,980 | $3,510 | +$240 (+11.4%) | 4% below |
| 21704 | $2,720 | $2,840 | $3,140 | $4,000 | $4,710 | +$270 (+9.4%) | 29% above |
| 21705 | $1,800 | $1,880 | $2,080 | $2,650 | $3,120 | +$220 (+11.8%) | 15% below |
| 21710 | $1,830 | $1,910 | $2,110 | $2,690 | $3,170 | +$70 (+3.4%) | 13% below |
| 21714 | $1,730 | $1,800 | $1,990 | $2,540 | $2,990 | +$200 (+11.2%) | 18% below |
| 21716 | $1,200 | $1,260 | $1,390 | $1,770 | $2,090 | +$140 (+11.2%) | 43% below |
| 21717 | $2,220 | $2,310 | $2,560 | $3,260 | $3,840 | +$90 (+3.6%) | 5% above |
| 21718 | $1,130 | $1,180 | $1,310 | $1,670 | $1,970 | +$50 (+4.0%) | 46% below |
| 21727 | $1,130 | $1,180 | $1,310 | $1,670 | $1,970 | +$120 (+10.1%) | 46% below |
| 21754 | $2,530 | $2,640 | $2,920 | $3,720 | $4,380 | +$950 (+48.2%) | 20% above |
| 21755 | $1,300 | $1,360 | $1,500 | $1,910 | $2,250 | +$160 (+11.9%) | 38% below |
| 21758 | $1,670 | $1,760 | $2,040 | $2,640 | $3,060 | +$120 (+6.2%) | 16% below |
| 21762 | $1,450 | $1,530 | $1,760 | $2,210 | $2,560 | +$170 (+10.7%) | 28% below |
| 21769 | $1,690 | $1,760 | $1,950 | $2,490 | $2,930 | +$180 (+10.2%) | 20% below |
| 21770 | $2,140 | $2,250 | $2,550 | $3,240 | $3,760 | +$510 (+25.0%) | 5% above |
| 21771 | $2,080 | $2,200 | $2,580 | $3,250 | $3,720 | +$360 (+16.2%) | 6% above |
| 21773 | $1,800 | $1,880 | $2,080 | $2,650 | $3,120 | +$190 (+10.1%) | 15% below |
| 21774 | $2,560 | $2,680 | $2,960 | $3,770 | $4,440 | +$170 (+6.1%) | 21% above |
| 21777 | $1,580 | $1,650 | $1,820 | $2,320 | $2,740 | −$90 (−4.7%) | 25% below |
| 21778 | $1,200 | $1,260 | $1,420 | $1,800 | $2,110 | +$110 (+8.4%) | 42% below |
| 21780 | $1,310 | $1,370 | $1,520 | $1,940 | $2,280 | +$180 (+13.4%) | 38% below |
| 21788 | $1,110 | $1,160 | $1,280 | $1,630 | $1,920 | +$10 (+0.8%) | 47% below |
| 21790 | $1,850 | $1,940 | $2,140 | $2,730 | $3,220 | +$190 (+9.7%) | 12% below |
| 21791 | $1,320 | $1,400 | $1,640 | $2,060 | $2,360 | +$150 (+10.1%) | 33% below |
| 21793 | $1,710 | $1,780 | $1,970 | $2,510 | $2,960 | +$110 (+5.9%) | 19% below |
| 21798 | $1,380 | $1,440 | $1,590 | $2,030 | $2,390 | +$330 (+26.2%) | 35% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.