Maryland · FIPS 24025 · HUD FY 2027
Harford County, Maryland Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Harford County is $2,006 a month (rent plus utilities), 5% below the Maryland average of $2,103 and 14% above the U.S. average of $1,761. That is up $149 (8.0%) from FY 2026. At 30% of income, a household needs about $80,240 a year to afford it.
- $2,0062-bedroom FMR+$149 (+8.0%) vs FY 2026
- $1,6251-bedroom FMRMaryland: $1,801 · U.S.: $1,478
- $80,240Income for a 2-bedroom$39/hour full-time
- 5 of 242BR rank in Maryland1 = highest rent
| Unit | Harford County FY 2027 | FY 2026 | Change | Maryland avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,523 | $1,362 | +$161 (+11.8%) | $1,704 | $1,379 | $60,920 |
| 1 bedroom | $1,625 | $1,511 | +$114 (+7.5%) | $1,801 | $1,478 | $65,000 |
| 2 bedrooms | $2,006 | $1,857 | +$149 (+8.0%) | $2,103 | $1,761 | $80,240 |
| 3 bedrooms | $2,509 | $2,358 | +$151 (+6.4%) | $2,664 | $2,266 | $100,360 |
| 4 bedrooms | $2,789 | $2,611 | +$178 (+6.8%) | $3,052 | $2,607 | $111,560 |
How Harford County compares
- HUD sets this rent for the Baltimore-Columbia-Towson, MD metro FMR area, which covers 2,849,436 residents in 7 counties.
- Across Maryland, 2-bedroom FMRs run from $1,014 (Garrett County) to $2,438 (Charles County).
- Studio to 4-bedroom: $1,523, $1,625, $2,006, $2,509, $2,789. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 20 ZIP codes mostly in Harford County (by land area), the 2-bedroom figure ranges from $1,680 to $3,010.
Small Area FMRs by ZIP code in Harford County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 21001 | $1,430 | $1,520 | $1,880 | $2,350 | $2,610 | +$110 (+6.2%) | 6% below |
| 21005 | $1,870 | $1,990 | $2,460 | $3,080 | $3,420 | +$180 (+7.9%) | 23% above |
| 21009 | $1,610 | $1,720 | $2,120 | $2,650 | $2,950 | +$220 (+11.6%) | 6% above |
| 21010 | $2,290 | $2,440 | $3,010 | $3,760 | $4,180 | +$220 (+7.9%) | 50% above |
| 21014 | $1,480 | $1,580 | $1,950 | $2,440 | $2,710 | +$160 (+8.9%) | 3% below |
| 21015 | $1,630 | $1,730 | $2,140 | $2,680 | $2,980 | +$150 (+7.5%) | 7% above |
| 21017 | $1,650 | $1,760 | $2,170 | $2,710 | $3,020 | +$100 (+4.8%) | 8% above |
| 21028 | $1,750 | $1,870 | $2,310 | $2,890 | $3,210 | +$230 (+11.1%) | 15% above |
| 21034 | $1,230 | $1,360 | $1,680 | $2,130 | $2,350 | −$90 (−5.1%) | 16% below |
| 21040 | $1,350 | $1,440 | $1,780 | $2,230 | $2,470 | +$10 (+0.6%) | 11% below |
| 21047 | $2,240 | $2,390 | $2,950 | $3,690 | $4,100 | +$160 (+5.7%) | 47% above |
| 21050 | $1,590 | $1,690 | $2,090 | $2,610 | $2,910 | +$130 (+6.6%) | 4% above |
| 21078 | $1,310 | $1,390 | $1,720 | $2,150 | $2,390 | −$50 (−2.8%) | 14% below |
| 21084 | $1,540 | $1,630 | $2,020 | $2,530 | $2,810 | +$180 (+9.8%) | 1% above |
| 21085 | $1,540 | $1,640 | $2,030 | $2,540 | $2,820 | +$220 (+12.2%) | 1% above |
| 21130 | $1,620 | $1,720 | $2,130 | $2,670 | $2,960 | +$180 (+9.2%) | 6% above |
| 21132 | $1,270 | $1,360 | $1,690 | $2,140 | $2,350 | −$80 (−4.5%) | 16% below |
| 21154 | $1,270 | $1,360 | $1,680 | $2,130 | $2,350 | −$90 (−5.1%) | 16% below |
| 21160 | $1,230 | $1,360 | $1,680 | $2,130 | $2,350 | −$90 (−5.1%) | 16% below |
| 21161 | $1,480 | $1,580 | $1,950 | $2,440 | $2,710 | +$180 (+10.2%) | 3% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.