Maryland · FIPS 24039 · HUD FY 2027
Somerset County, Maryland Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Somerset County is $1,144 a month (rent plus utilities), 46% below the Maryland average of $2,103 and 35% below the U.S. average of $1,761. That is down $23 (2.0%) from FY 2026. At 30% of income, a household needs about $45,760 a year to afford it.
- $1,1442-bedroom FMR−$23 (−2.0%) vs FY 2026
- $9101-bedroom FMRMaryland: $1,801 · U.S.: $1,478
- $45,760Income for a 2-bedroom$22/hour full-time
- 22 of 242BR rank in Maryland1 = highest rent
| Unit | Somerset County FY 2027 | FY 2026 | Change | Maryland avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $905 | $901 | +$4 (+0.4%) | $1,704 | $1,379 | $36,200 |
| 1 bedroom | $910 | $907 | +$3 (+0.3%) | $1,801 | $1,478 | $36,400 |
| 2 bedrooms | $1,144 | $1,167 | −$23 (−2.0%) | $2,103 | $1,761 | $45,760 |
| 3 bedrooms | $1,498 | $1,586 | −$88 (−5.5%) | $2,664 | $2,266 | $59,920 |
| 4 bedrooms | $1,504 | $1,667 | −$163 (−9.8%) | $3,052 | $2,607 | $60,160 |
How Somerset County compares
- HUD sets this rent for the Somerset County, MD metro FMR area, which covers 24,822 residents in 1 county.
- Across Maryland, 2-bedroom FMRs run from $1,014 (Garrett County) to $2,438 (Charles County).
- Studio to 4-bedroom: $905, $910, $1,144, $1,498, $1,504. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 9 ZIP codes mostly in Somerset County (by land area), the 2-bedroom figure ranges from $1,060 to $1,560.
Small Area FMRs by ZIP code in Somerset County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 21817 | $820 | $820 | $1,060 | $1,430 | $1,510 | −$70 (−6.2%) | 7% below |
| 21821 | $1,000 | $1,010 | $1,300 | $1,770 | $1,860 | −$140 (−9.7%) | 14% above |
| 21824 | $900 | $910 | $1,140 | $1,490 | $1,510 | −$30 (−2.6%) | about the same as |
| 21838 | $1,210 | $1,210 | $1,560 | $2,120 | $2,230 | −$170 (−9.8%) | 36% above |
| 21853 | $910 | $920 | $1,150 | $1,510 | $1,510 | −$20 (−1.7%) | 1% above |
| 21866 | $900 | $910 | $1,140 | $1,490 | $1,510 | −$30 (−2.6%) | about the same as |
| 21867 | $900 | $910 | $1,140 | $1,490 | $1,510 | −$30 (−2.6%) | about the same as |
| 21871 | $980 | $990 | $1,230 | $1,660 | $1,770 | −$120 (−8.9%) | 8% above |
| 21890 | $910 | $920 | $1,150 | $1,510 | $1,510 | −$20 (−1.7%) | 1% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.