Maryland · FIPS 24041 · HUD FY 2027
Talbot County, Maryland Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Talbot County is $1,421 a month (rent plus utilities), 32% below the Maryland average of $2,103 and 19% below the U.S. average of $1,761. That is up $12 (0.9%) from FY 2026. At 30% of income, a household needs about $56,840 a year to afford it.
- $1,4212-bedroom FMR+$12 (+0.9%) vs FY 2026
- $1,2601-bedroom FMRMaryland: $1,801 · U.S.: $1,478
- $56,840Income for a 2-bedroom$27/hour full-time
- 16 of 242BR rank in Maryland1 = highest rent
| Unit | Talbot County FY 2027 | FY 2026 | Change | Maryland avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,081 | $1,201 | −$120 (−10.0%) | $1,704 | $1,379 | $43,240 |
| 1 bedroom | $1,260 | $1,282 | −$22 (−1.7%) | $1,801 | $1,478 | $50,400 |
| 2 bedrooms | $1,421 | $1,409 | +$12 (+0.9%) | $2,103 | $1,761 | $56,840 |
| 3 bedrooms | $1,968 | $1,960 | +$8 (+0.4%) | $2,664 | $2,266 | $78,720 |
| 4 bedrooms | $2,375 | $2,364 | +$11 (+0.5%) | $3,052 | $2,607 | $95,000 |
How Talbot County compares
- Talbot County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Maryland, 2-bedroom FMRs run from $1,014 (Garrett County) to $2,438 (Charles County).
- Studio to 4-bedroom: $1,081, $1,260, $1,421, $1,968, $2,375. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 15 ZIP codes mostly in Talbot County (by land area), the 2-bedroom figure ranges from $1,270 to $1,990.
Small Area FMRs by ZIP code in Talbot County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 21601 | $1,090 | $1,250 | $1,410 | $1,950 | $2,360 | +$30 (+2.2%) | 1% below |
| 21612 | $1,090 | $1,260 | $1,420 | $1,970 | $2,370 | +$10 (+0.7%) | about the same as |
| 21624 | $1,090 | $1,260 | $1,420 | $1,970 | $2,370 | +$10 (+0.7%) | about the same as |
| 21625 | $1,300 | $1,530 | $1,730 | $2,400 | $2,890 | +$40 (+2.4%) | 22% above |
| 21647 | $1,090 | $1,260 | $1,420 | $1,970 | $2,370 | +$10 (+0.7%) | about the same as |
| 21652 | $1,090 | $1,260 | $1,420 | $1,970 | $2,370 | +$10 (+0.7%) | about the same as |
| 21653 | $1,100 | $1,290 | $1,450 | $2,010 | $2,430 | +$30 (+2.1%) | 2% above |
| 21654 | $1,090 | $1,280 | $1,440 | $1,990 | $2,400 | +$20 (+1.4%) | 1% above |
| 21662 | $1,510 | $1,760 | $1,990 | $2,760 | $3,330 | +$30 (+1.5%) | 40% above |
| 21663 | $1,090 | $1,160 | $1,270 | $1,770 | $2,130 | +$10 (+0.8%) | 11% below |
| 21665 | $1,090 | $1,260 | $1,420 | $1,970 | $2,370 | +$10 (+0.7%) | about the same as |
| 21671 | $1,090 | $1,260 | $1,420 | $1,970 | $2,370 | +$10 (+0.7%) | about the same as |
| 21673 | $1,110 | $1,290 | $1,450 | $2,010 | $2,420 | +$10 (+0.7%) | 2% above |
| 21676 | $1,090 | $1,260 | $1,420 | $1,970 | $2,370 | +$10 (+0.7%) | about the same as |
| 21679 | $1,400 | $1,520 | $1,840 | $2,360 | $2,700 | +$40 (+2.2%) | 29% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.