Metro FMR area · ME · HUD FY 2027

Cumberland County, ME (part) Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Cumberland County, ME (part) area is $1,941 a month, 13% above the Maine average and 10% above the U.S. average of $1,761. ZIP-level Small Area FMRs for its 19 ZIP codes range from $1,650 to $2,560.

$1,9412-bedroom FMR+$108 (+5.9%) vs FY 2026
$1,5611-bedroom FMRU.S.: $1,478
$77,640Income for a 2-bedroomat 30% of income
50,227Residents1 county (towns)

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,941/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Cumberland County, ME (part) FMR	$1,941	$77,640	–
Maine average	$1,714	$68,563	–
U.S. average	$1,761	$70,432	–

Cumberland County, ME (part) Fair Market Rents, FY 2027 vs FY 2026
Unit	Cumberland County, ME (part) FY 2027	FY 2026	Change	Maine avg	U.S. avg	Income needed
Studio	$1,545	$1,264	+$281 (+22.2%)	$1,260	$1,379	$61,800
1 bedroom	$1,561	$1,397	+$164 (+11.7%)	$1,362	$1,478	$62,440
2 bedrooms	$1,941	$1,833	+$108 (+5.9%)	$1,714	$1,761	$77,640
3 bedrooms	$2,425	$2,380	+$45 (+1.9%)	$2,215	$2,266	$97,000
4 bedrooms	$3,244	$3,038	+$206 (+6.8%)	$2,485	$2,607	$129,760

Counties in this FMR area

Counties in the Cumberland County, ME (part) FMR area
County	Residents in area
Cumberland County, ME	50,227

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,980.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Cumberland County, ME (part)
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
04003	$1,630	$1,690	$2,110	$2,630	$3,360	+$110 (+5.5%)	9% above
04009	$1,340	$1,360	$1,690	$2,150	$2,820	+$70 (+4.3%)	13% below
04011	$1,610	$1,620	$2,020	$2,520	$3,380	+$110 (+5.8%)	4% above
04022	$1,140	$1,260	$1,650	$2,170	$2,740	+$50 (+3.1%)	15% below
04024	$1,600	$1,680	$2,100	$2,600	$3,270	+$360 (+20.7%)	8% above
04029	$1,580	$1,590	$1,980	$2,470	$3,310	+$180 (+10.0%)	2% above
04032	$1,580	$1,800	$2,270	$2,800	$2,980	+$60 (+2.7%)	17% above
04039	$1,460	$1,660	$2,100	$2,590	$2,760	+$140 (+7.1%)	8% above
04040	$1,140	$1,260	$1,650	$2,150	$2,740	+$70 (+4.4%)	15% below
04055	$2,040	$2,060	$2,560	$3,200	$4,280	+$330 (+14.8%)	32% above
04057	$1,340	$1,360	$1,690	$2,150	$2,820	+$70 (+4.3%)	13% below
04066	$1,500	$1,520	$1,890	$2,360	$3,160	+$120 (+6.8%)	3% below
04069	$1,600	$1,770	$2,230	$2,760	$3,090	+$160 (+7.7%)	15% above
04071	$1,430	$1,630	$2,060	$2,540	$2,740	+$20 (+1.0%)	6% above
04079	$1,540	$1,550	$1,930	$2,410	$3,230	+$70 (+3.8%)	1% below
04091	$1,210	$1,350	$1,700	$2,220	$2,740	−$40 (−2.3%)	12% below
04097	$1,670	$1,900	$2,400	$2,960	$3,150	+$150 (+6.7%)	24% above
04222	$1,400	$1,480	$1,900	$2,400	$2,870	−$20 (−1.0%)	2% below
04260	$1,500	$1,510	$1,880	$2,350	$3,140	+$110 (+6.2%)	3% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.